Life Insurance Explained


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Life Insurance is a very important aspect of your financial future. But it can be very confusing. Today, Richard Oring of New Century Financial Group breaks down everything you need to know about Life Insurance.

  • Why do I need life insurance?
  • What can life insurance protect?
  • Can part of my life insurance benefits be donated to charity?
  • What are the tax implications of life insurance?

Next, Rich breaks down the pros and cons of different types of life insurance, including:

  • Term Life Insurance
  • Whole Life Insurance
  • Variable Universal Life (VUL) Insurance
  • Universal Life Insurance
  • Riders and Loans from Cash Value

Finally, we talk about the important aspects of selecting life insurance, medical underwriting, and the importance of being educated before making a decision.
For help with this or any aspect of your financial future, reach out to Rich at New Century Financial Group:
Phone: (609) 924-2049, extension 126

16 episoder