Top Mortgage Pro Shares SURPRISING US Election Impact Stats
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How do U.S. elections impact Fernie’s real estate market?
🏡 In this episode of The Property Mindset Podcast, Phil Gadd sits down with mortgage expert Rob Bain to reveal surprising stats on how U.S. policies, Canada’s economic shifts, and jumbo rate cuts are shaping Fernie’s housing trends. Learn about fixed vs. variable mortgage strategies, CMHC’s latest changes, and why now might be the perfect time to invest in Fernie real estate.
🎯 **What You'll Learn**
How U.S. policies could affect Canada’s economy and Fernie housing trends.
What the Bank of Canada’s jumbo rate cuts mean for your mortgage.
Should you choose a fixed or variable rate mortgage?
CMHC’s December 2024 updates: Lower down payments and 30-year amortizations.
Why now might be the right time to invest in Fernie real estate.
📚 **Chapters**
00:00 Introduction to the Impact of US Elections on Fernie Real Estate
00:35 Understanding Cross-Border Inflation and Real Estate
03:23 Bank of Canada Rate Cuts Explained
04:26 Variable vs Fixed Rates: What You Need to Know
05:35 Inflation Trends and Predictions
07:10 Strategizing Your Mortgage: Variable, Fixed, or Hybrid?
12:12 Upcoming Changes in CMHC Policies
17:14 Is It a Good Time to Buy? Expert Opinions
20:37 Conclusion and Final Thoughts
**Connect with Rob:**
Mortgage Professional
rob.bain@dlcme.ca
C: 403-308-9411
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📍 Location: Fernie
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44 episoder