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Join Nellie and Mom on the Baby Steps Podcast...where Two Generations of Moms come together to break down all the challenges, joys, changes, and hurdles your Kiddo will go through on their amazing journey of growth. We hope to give Parents a variety of Tips and Tools to help you raise your children to become Amazing Human Beings. From basic information to helpful hints...from answering questions to funny personal stories...Baby Steps is here to give you a wide range of ways to stock your Par ...
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Baby Steps

Vogue Australia

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Hosted by Jesinta Franklin and Vogue Australia’s Remy Rippon Baby Steps is a no-nonsense pocket fertility guide for anyone trying to have a baby. Jes and Remy talk to the experts on everything from obstetrics, fertility, miscarriage, loss and explore everything from IVF to egg freezing.
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Since 2019, I've been serving clients as a Ramsey SmartVestor Pro and Preferred Coach. I specialize in retirement income planning for people who want to retire today. You'll hear the questions I get every day from clients and how I help them take action. And no worries: Dave-ish listeners are welcome!
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Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, College Fund, FAFSA 2024, Scholarships for College

Kara Walker - College Scholarship Strategist, Dave Ramsey Budget Nerd, Dual Enroll, Find Scholarships

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Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $ ...
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What does the Curriculum for Wales mean for early years children and nursery groups? In this new series of short podcasts, Nia Parry speaks to Curriculum Specialist, Vanessa Powell, as well as Cylchoedd Meithrin staff to understand how Mudiad Meithrin is using the five development pathways of the curriculum to help the development of preschool children. Beth mae’r Cwricwlwm i Gymru yn ei olygu i blant y blynyddoedd cynnar a chylchoedd meithrin? Yn y gyfres newydd hon o bodlediadau byr, mae N ...
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Who wants to be productive over Thanksgiving break, but not give up your precious time with family and friends? You're in luck! In this episode I share the details on where to find this $1500 EASY THANKSGIVING SCHOLARSHIP that you can apply for IN ONLY 4 MINUTES!! Also, let me find some scholarships for you! Schedule a FREE Scholarship Strategy Ses…
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Did you know students with physical or learning disabilities might have MORE scholarship options than the normal student? (Alongside ADD, ADHD, or mental health conditions, etc.) Or that there are scholarships out there for those who are homeschooled because of their disability/diagnoses/condition? Today I share with Dan Jordan, of the “After the I…
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Who actually gets the scholarship money? Is it awarded straight to you or sent to your college/university on your behalf? Does it really make any difference either way? What if you're in high school and won't be going to college for another year or two? What if you aren't enrolled in a college yet? Then where do the scholarship funds go? Answers in…
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How do you know if you can afford a certain school? What will 4 years of undergrad actually cost you? Need advice on how the Net Price Calculator works? Is the Net Price Calculator and MyinTuition different than FAFSA? (Hint: yes it is!) Details are inside today’s interview with College Admissions Counselor Mark Stucker! Check out part 1 of this in…
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What are colleges looking for when admitting students? How should you view college rankings? Need advice on how to get into your dream school? Welcome to part 2 of my interview with Mark Stucker, a college admissions counselor! He dishes on ways to make your college search, applications, and acceptances easier, plus goes into more detail on his own…
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How in the world will you help your child find the best college for them, let alone pay for it? Don’t want your kid or family burdened with debt? Worried that you earn too much money for them to get federal aid, but not enough to pay for their schooling? You’re also probably overwhelmed because when do you have time to figure this all out!? I want …
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Reason #1 - You will retire, but your kids may not go to college. Take care of your survival first. I know how to help you and your kids graduate debt-free without parental help… as that’s what I did! Plus 2 more reasons! Come listen in! Schedule a FREE Scholarship Strategy Session with me to discuss how I can find your child between $10,000-30,000…
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A recent stat says 78% of Americans live paycheck to paycheck, and I wanna help you break out of that cycle! During college, gas money and groceries can be difficult to come by, especially with all the inflation lately. Plus, you’re crazy busy with work AND school! So to help combat this, I have 4 suggestions that could potentially help you save $4…
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Do you get excited, scared, or downright confused during the Halloween season? Maybe your parents think one way, but you’re leaning in a different direction now that you’re in college? How do you make the decision with so many voices and opinions shouting at you from either side? Take a deep breath, say a prayer, and let’s focus on seeking the Lord…
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So your kid wants to go to college, but money is tight! I mean, you’re not poor, so you don’t get any federal funding, but you’re not rich either! You’re just stuck between a rock and a hard place. You might wonder if her high GPA will help with scholarships? DON’T WORRY! I myself graduated from college debt-free without rich parents nor ANY studen…
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Hear a live conversation with my client, who I ended up finding 9 scholarships for, worth potentially $13,500 (if he applies for and receives them)! Ever wanna work with me, too? HEAD TO… calendly.com/moneyandmentalpeace and plan a FREE Scholarship Strategy Session so we can find you some bread for school!!! LET’S GOOOOOOOOOOOOOO!!! Related Episode…
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You don't want to miss out on these Halloween-related scholarships! Why not get into the spooky season while also earning some cash for school!? All 3 are as primed and ready for you as a pumpkin is ready to be carved! Plan a Scholarship Strategy Session with me at - https://calendly.com/moneyandmentalpeace Scholarships mentioned in this episode: h…
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Enjoy this conversation with a college girl, interested in health, fitness, business, and entrepreneurship! I found her 18 scholarships worth potentially $24,000 for college (if she applies for and receives them)! HEAD TO… calendly.com/moneyandmentalpeace and to plan a FREE Scholarship Strategy Session with me! LET’S GOOOOOOOOOOOOOO!!! Related Epis…
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You don't want to miss out on these Halloween-related scholarships! Why not get into the spooky season while also earning some cash for school!? Plus, I dish on a couple of my favorite costumes from back when I was a kiddo, Scholarships mentioned: https://www.gallerycollection.com/greeting-cards-scholarship.htm https://www.aactcandy.org/awards-scho…
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The money has FINALLY COME! What do you need to keep track of so that you don’t lose out on official details for receiving or renewing the scholarships? I give details in today’s episode! Want my one-on-one help to find scholarships that you are for sure eligible for? Then head to calendly.com/moneyandmentalpeace and plan a FREE Scholarship Strateg…
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So your kid wants to go to college, but money is tight! I mean, you’re not poor, so you don’t get any federal funding, but you’re not rich either! You’re just stuck between a rock and a hard place. You think, “Maybe student loans are my best option?” WAIT! Just hear me out in this episode, where 2 of my business friends interview me on how I gradua…
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Don’t believe me? Hear true stories from redditors about a small amount of student debt that doubled or tripled due to interest, how they’re struggling to even make the first payment, and how their mental health has been significantly impacted by debt. But I won’t leave you in the dumps! Learn about how Crystal paid off $200,000 in debt in 3 years,…
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Wanting to reduce the cost of tuition? Wondering how your daughter can earn scholarships? Are you assisting her with financial planning for college, and don’t know where to start? I know parents are concerned with their children being burdened with student debt and making choices in life based on that debt. I want them to have freedom after school …
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Cradle Cap! What the heck is it? What can you do to stop it? What's happening to your Kiddo's head? Did they fall into a tub of Surfboard Wax? Are they turning into an Alien? Nope. It might just be that super cute...waxy cakey...sebaceous coating known as CRADLE CAP!! Ewww. Even though it's just us Parents who get bothered by it...it's STILL pretty…
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Student loans are killing the American dream for an entire generation. $1.75 trillion in total student loan debt (including federal and private loans) $28,950 owed per borrower on average About 92% of all student debt are federal student loans; the remaining amount is private student loans 55% of students from public four-year institutions had stud…
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Yep, you read that right. I swallowed a bee… and learned a lot of life lessons around it all that I hope to encourage you with in your hard and overwhelming days! This has been one doozy of a summer, and I’ll share more specifics in today’s episode! Come join our Facebook Group: Christian College Girls Community → tinyurl.com/karacommunity Instagra…
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Dave jokingly calls it Social “In-Security,” but it’s the main income for most people. Is Social Security going away? Also, burnout can happen to us even when we’re doing our dream job. How do you re-ignite your love and become excited again after going through the motions? The 5-Part Financial Plan Checklist: http://leavenormalbehind.life/ Check o…
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Student loans are killing the American dream for an entire generation. $1.75 trillion in total student loan debt (including federal and private loans) $28,950 owed per borrower on average About 92% of all student debt are federal student loans; the remaining amount is private student loans 55% of students from public four-year institutions had stud…
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Answer: yeah, they might be a waste of time! It depends on the types of scholarships you apply for. The odds change depending on several factors, which I’ll explain in today’s episode. You don’t want to miss this one! LET’S GOOOOOOO! Wanna figure out what scholarships would be best for you to apply for? Which ones are worth your time and effort? He…
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Simone Biles, Michael Phelps… Can’t get enough of the Olympics and Team USA? Who is your fav athlete? Write about it and win a scholarship for being such a big fan!!! I give all the details about this scholarship on today's episode! Want to find more scholarships that you enjoy, like this one? Then head to calendly.com/moneyandmentalpeace and plan …
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Are you a Swiftie? Then you can apply to this Taylor Swift scholarship worth $1989 (get it???)! Stop what you’re doing, and get writing! Scholarship mentioned in this episode: https://bold.org/scholarships/1989-taylors-version-fan-scholarship/ HEAD TO… calendly.com/moneyandmentalpeace and plan a FREE Scholarship Strategy Session so we can find you …
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Today we're answering a question submitted by a listener - "I've actually only recently just got back into practicing my faith again (yay!) and so keeping hold of that momentum while balancing a busy schedule is my biggest worry as we enter a new semester!" Let's chat about 3 ways to maintain your faith while balancing a busy schedule this semester…
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My Back to School Flash Sale is extended through midnight tonight! (Sunday, September 1, 2024) I’m giving you $75 off of my Scholarship Research services plus a free zoom call, if you book a call with me before midnight and use the promo code “BACKTOSCHOOL.” HEAD TO… calendly.com/moneyandmentalpeace Do you not know where to start with scholarships?…
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“If you could form a squad with any three Stranger Things characters from the show to face a new supernatural threat, who would you choose and why? Would you bank on Eleven’s psychic prowess? Or perhaps Steve’s ‘Mom’ instincts, etc.?” That’s the question you need to answer to earn this scholarship money! Don’t wait, apply today!!! Scholarship menti…
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Michael? Dwight? Jim? Pam? The rarely-shown-but-hilarious Creed? “Which character do you resonate most with from "The Office" and why? How has the show shaped your sense of humor or perspective on workplace dynamics?” This is the question that could GET YOU MONEY FOR COLLEGE, simply by sharing your “Office” fanaticism! Apply to “The Office” Obsesse…
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I HAVE A DEAL FOR YOU! Now through Saturday at midnight, August 31st, is my back to school flash sale! I’ve never done this before, but I’m giving you $75 off of my Scholarship Research services plus a free zoom call, if you book a call with me before Saturday midnight and use the promo code “BACKTOSCHOOL.” What is this even for you may ask? First,…
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Twilight? Hunger Games? The Lord of the RIngs? Narnia? What’s your favorite book-to-movie adaptation? Did you know you could win a scholarship just by sharing your thoughts on this all important matter!? Don’t wait! Apply for the Bookshelf to Big Screen Scholarship TODAY! Scholarship mentioned in this episode: https://bold.org/scholarships/bookshel…
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When it seems like the system is about to collapse and the markets are going to crash, do you pull your money out? I walk through how I have those conversations with my clients and how we come up with a plan for what to do next--if it's nothing. You'll also hear my tips for taking on a big, hairy, audacious goal with confidence and consistent actio…
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Depression and anxiety in college is rampant, and antidepressants and therapy might be a great tool in your toolkit for dealing with mental health! So, you're not alone. We're here to tell stories, make you laugh, bring some advice, and pray together. I love you! Ready? LET'S GOOOOOOOOOOOOOO!!! P.S. Join me on... Facebook --> Christian College Girl…
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You did what you thought was best at the time (or were told there was no other way), but now you see the BURDEN that student loans have created, like a dark cloud hanging over your life! What if I told you it could be different for your kids? Hey, I’m Kara, and I graduated from college debt-free without much financial assistance from my parents. I …
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Are you trying to gain independence, but feel like your mom or parents are treating you like a child, or just don’t understand you? Maybe you want to have a friendship with them but it feels like your mom is just momming you all the time. You’d like them to JUST LISTEN and not always tell you what do you, BUT also give wise advice when you need it …
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Hey fam! As a Christian, you’d like to learn at a godly institution, but sometimes they are just so expensive! Today I have details about how my friend Daniel (from Anchor Bible College, a new school with extremely low-priced tuition), graduated from college with no loans and paid for it without scholarships! Of course, it’s important to make sure …
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Hey fam! As a Christian, I know you’d like to learn at a godly institution, but sometimes they are just so expensive! Today I have details about Anchor Bible College, a new school with extremely low-priced classes that include ongoing discipleship on top of top-notch Biblical training. Of course, it’s important to make sure they have the programs y…
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Do you think it's impossible to FULLY pay for school? You've probably heard that it's just easier with loans. But then you hear horror stories of people trying to pay back loans and it taking 30+ years! I want you to be able to KNOW it's possible to graduate from college debt-free! Librarian Marsha, my guest today, did so WITHOUT ANY student loans …
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Enjoy this conversation with a minority, first-generation college student, who is also a mom returning to college! I found her 8 scholarships worth potentially $18,000 for college (if she applies for and receives them)! Do you wanna work with me, too? HEAD TO… calendly.com/moneyandmentalpeace and plan a FREE Scholarship Strategy Session! Enter code…
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Cue part 2! - Got test anxiety? Need extra tutoring or resources? Want extended time, or alternative adaptive technology? Getting extra accommodations in school is possible, and you don’t have to have a visual or obvious disability to get help. My guest Dan Jordan discusses the when, why, and how of getting additional assistance to make college a l…
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Got test anxiety? Want extended time? Need extra tutoring or resources, or alternative adaptive technology? Getting extra accommodations in school is possible, and you don’t have to have a visual or obvious disability to get help. My guest Dan Jordan discusses the when, why, and how of getting additional assistance to make college a level playing f…
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Most people want to retire comfortably, so I get why they focus on the “magic” retirement number they need to hit. But that approach is going to do you more harm than good. Fortunately, there’s a better way to plan: where the numbers serve YOU, not the other way around. You get lots of do-overs IN life, but no do-overs OF life. You worked too hard …
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Hey fam! I have the BEST job to tell you about that can work around your schedule and that you might even be able to do homework at! My friend Marsha and I spill on our histories with this work, and how it could help YOU achieve more work life balance (or school/work/life balance!). Also, join me on... ~ Facebook: Christian College Girl Community -…
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Sometimes higher education is just a waste of money! But that doesn't mean it always is, or that there is no hope of going and succeeding! Why not just have someone else pay for it, so you don't go into massive debt as you figure out life? That might seem easier said than done, but today I have 3 ways to have someone else pay for school instead of …
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Hear a live conversation with my client, who I ended up finding 10 scholarships worth potentially $20,500 for college (if she applies for and receives them)! Ever wanna work with me, too? HEAD TO… calendly.com/moneyandmentalpeace and plan a FREE Scholarship Strategy Session so we can find you some bread for school!!! LET’S GOOOOOOOOOOOOOO!!! Relate…
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