Find out what you can do to achieve a more reliable retirement outcome than most traditional stock market-based plans can offer. At the Retirement Income Show, we R-E-A-L-L-Y believe: Stable RENEWABLE streams of income in retirement are possible…REALLY. Wall Street’s traditional investment advice is helpful in the accumulation stage and DANGEROUS in the decumulation stage…REALLY. Variable Annuities can be HELPFUL in the accumulation stage but detrimental in the decumulation stage…REALLY. The ...
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In almost all of life, there are more than two ways to do something. Even a complex math problem with only one correct answer has many ways to solve for that answer. Did you know that there have always been and will always only be two ways to get return on your money? If you want to learn what those two ways are and how they work, don't miss this e…
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We all want the same thing from our investments: maximum return with minimum risk. It sounds simple, but it's not easy. If you could improve your return while reducing your risk, you'd want to know how to do it, right? You're in the right place because that's on the menu on this episode of The Retirement Income Show with Dave Stearns!…
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Have you ever been a coach, or have you ever played on a team without a coach? If you answered "yes" to either of those questions, you know how critical a coach can be, especially if you want to win. If you want to win the game of retirement planning and investing, you won't want to miss this episode of The Retirement Income Show with Dave Stearns …
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Dreaming about retirement is easy, but planning for a successful retirement is another story. It can be tricky, and if you’re not careful, you may find yourself affected by pitfalls along the way that can be catastrophic to your retirement dreams. We’ll help you avoid those pitfalls on today’s chapter of The Retirement Income Show with Dave Stearns…
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As your host of The Retirement Income Show, did you know that Dave is on a mission? Sometimes he even feels like a retirement missionary, helping to save retirees from the whims and narrowness of Wall Street and move towards really seeing the light of investing for pure income in retirement. If you're not sure that you won't run out of money before…
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Are You Working With an Income Specialist?
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When you step into retirement, you need to ensure that you have enough income to satisfy your needs and wants, so it makes sense to have a financial advisor who is an Income Specialist. On this episode of The Retirement Income Show with Dave Stearns, we're discussing the characteristics of an Income Specialist so that you can enjoy your retirement!…
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Terms & Definitions of Income Investing
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Could it be possible that your understanding of the investment terms that your advisor uses is not what he or she means? If you don't understand the terms, you could walk away with a totally different interpretation, and the reality is that your retirement and the dollars you've saved up all of your life could be at risk. Don't miss this episode of…
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Common Questions About Successful Retirement
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Planning for retirement often brings up many questions, and we understand it can feel like piecing together a complicated puzzle. On this episode of The Retirement Income Show with Dave Stearns, we're answering some of the most common questions retirees have about achieving a successful retirement, such as: How much money do I need to retire comfor…
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Did you know that there really are odds and ends when it comes to your retirement? It's fine when the odds and ends are only in your junk drawer but not in your retirement plan. If you want to learn what odds and ends might be in your retirement plan, don't miss this episode of The Retirement Income Show with Dave Stearns!…
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Retirement can create some uncertainties, and in our many years of helping people plan for retirement, we’ve discovered several common concerns retirees often have. From family dynamics and lifestyle to inflation and financial security (plus lots more!), we’re discussing common retiree concerns and how to address them on this episode of The Retirem…
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Special Edition: Make Hay Before the Sun Goes Down
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We've all heard the expression "Make hay while the sun shines," but we never really know how long the sun is going to shine. When it comes to investing for income, the sun is getting ready to set, so you don't want to miss this special episode of The Retirement Income Show with Dave Stearns where we're explaining why now is the time to make hay inv…
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You only retire once, so it's important that you get it right. We're sharing some key retirement needs - and a few wants - with you on this episode of The Retirement Income Show with Dave Stearns.Av Dave Stearns
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What We Believe at The Retirement Income Show
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Have you ever stopped to think about what you really believe regarding investing in your retirement? What has shaped your beliefs in the things that you think about when it comes to investing? Do you know what your advisor really believes? If you're unsure about the answers to those questions, you don't want to miss this episode of The Retirement I…
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Is it possible that earning a lower rate can be better than earning a higher one? Understanding this mystifying financial paradox might just save your retirement. We're revealing that secret for you on today’s episode of The Retirement Income Show with Dave Stearns.Av Dave Stearns
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Why does the government force you to take money out of your retirement accounts? At what age do you have to begin? How much do you have to take out? What happens if you forget? If you have retirement accounts, don't miss this episode of The Retirement Income Show with Dave Stearns, as we answer these questions and discuss all things Required Minimu…
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Retirement Planning No Matter How Much Money You Have
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Have you ever wondered if how you plan and invest in retirement should vary given the size of your nest egg? Do the planning and investing principles change if you have more or less money in retirement? Will your nest egg support you in retirement? We're answering these questions and discussing retirement planning no matter how much money you have …
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As you can imagine, we get asked a lot of questions by our listeners and people in the community. Many of these questions are similar in nature but might have a different spin. They're all important, and not getting the answers you need can throw a wrench in your retirement. We're answering a few of the top questions in this episode of The Retireme…
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Many people wonder how they're doing in retirement compared to others because oftentimes retirees don't disclose their financial position with each other. If that sounds like you, don't miss this episode of The Retirement Income Show with Dave Stearns where we are pulling back the curtain and talking about retirement's most frequently asked questio…
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When most people think about financial planning, they think about money. That makes sense, but if you overlook the crucial cornerstone of Estate Planning, you may create a disaster for your family and for your legacy. We know you don't want that, so we're hitting it hard in this episode of The Retirement Income Show with Dave Stearns.…
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Now Is the Time to Lock in Yields before the Feds Lower Interest Rates
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While investing isn't easy and often takes a lot of guts and patience, rarely do we get clear signs of what to buy and when to buy it. This is one of those rare times; the economy and the Feds have given us a great gift and you won't want to miss this episode of The Retirement Income Show with Dave Stearns where we explain why now is the time to lo…
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Foundations of a Solid Retirement Plan
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If you try to build a house on a shaky foundation, you run the risk of the entire house collapsing. The same is true of your retirement plan. We're digging into the key pillars of a solid retirement plan on this episode of The Retirement Income Show with Dave Stearns.Av Dave Stearns
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How to Know if Investing for Income Is Right for You
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As Income Specialists, we have seen that it makes a lot of sense for most of you to shift your investment focus from growth to income in the years just before and during retirement. But how do you know if an income investment strategy is truly right for you? In this episode of The Retirement Income Show with Dave Stearns, we're helping you make tha…
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Investment Definitions in Plain English, Part 2
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Wall Street just doesn’t define investment terms very well. In fact, our industry is known for using a lot of confusing jargon. Join us for the second installment of this episode of The Retirement Income Show with Dave Stearns as we define major investment terms in plain English! From stocks and bonds to dollar cost averaging and income investing -…
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Investment Definitions in Plain English, Part 1
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Wall Street just doesn’t define investment terms very well. In fact, our industry is known for using a lot of confusing jargon. Join us for this episode of The Retirement Income Show with Dave Stearns as we define major investment terms in plain English! From stocks and bonds to dollar cost averaging and income investing - plus lots more! - we're c…
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People often talk about how much income they earn. In retirement, it's not about what you make; it really comes down to what you can keep. What are the things that can affect how much you get to keep, and how can you keep more? We're answering these questions in this episode of The Retirement Income Show with Dave Stearns.…
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Dave and Michael are discussing the fallacies of Wall Street investing on this week's episode of The Retirement Income Show with Dave Stearns. They cover "magic" numbers, the 4% Rule, inflation, bond mutual funds, dependable income streams, variable annuities, and more!Av Dave Stearns
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As Retirement Income Specialists, we're regularly asked questions about retirement, and while there are subtle distinctions in these varied questions, the themes are typically pretty similar. A few questions we're covering today: What are some things you can do to get caught up before retirement? Should you downsize your house? Is Dave a fiduciary?…
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Have you ever stopped and thought about where you can store your money in retirement? If real estate and cryptocurrency are not for you, there really are only about three places to store your money in retirement. With inflation beginning to slow down and the election coming later this year, you don't want to miss this episode of The Retirement Inco…
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Do you ever wonder how your advisor ranks with other advisors or what it would be like to work with a different financial advisor? Maybe you're not sure if you need an advisor, or you're thinking about making a change to a different one. Don't miss today's episode of The Retirement Income Show with Dave Stearns where we discuss what good financial …
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New year, fresh start! Beginning a new year gives you a chance to reflect on the previous year and also put new plans in place as you look forward. Reviewing financial basics can help lay the foundation for a successful year, and the start of the year is the best time to do so. That’s why we’re getting back to basics on this special episode of The …
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What We REALLY Believe on The Retirement Income Show
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Do you ever feel like your current advisor is trapped inside his or her business model and therefore you don’t know what he or she REALLY believes? At the end of the day, everyone is biased, and it is critical that you understand what your advisor really believes. On this episode of The Retirement Income Show with Dave Stearns, we're talking about …
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Join us as we discuss and answer a few of the most common questions we receive on this episode of The Retirement Income Show with Dave Stearns. Roth conversions, pensions, long-term care insurance, social security, estate planning, mutual funds...We're covering it all!Av Dave Stearns
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The Top 5 Areas Today’s Retirees Need The Most Help In
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Do you ever feel alone in your retirement planning and wonder what others also in your same stage of life lay awake at night thinking about and need the most help in? You don’t want to miss this episode of The Retirement Income Show with Dave Stearns as we unveil the top 5 areas today’s retirees need the most help in!…
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How secure do you feel in your retirement with the Secure Act 2.0? Would it help if someone explained the key parts relevant to your retirement? If so, don't miss this episode of The Retirement Income Show with Dave Stearns!Av Dave Stearns
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When you think about retirement, you think about all the fun experiences you can take advantage of when you have nothing but “free time." While you should be optimistic, what happens if you don’t consider the risks? If you consider the retirement risks, you’ll be better prepared for them when things don’t quite go according to plan. Addressing the …
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Understanding the characteristics of your investments can help put you more in control. One of those important characteristics is a contract. Not all investments have contracts. When you approach or enter into retirement, contracts can be a friend to your investments and to your piece of mind. Join us as we drill down on contract investing on this …
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What comes to your mind when you think of shenanigans? Maybe you think of yourself when you were younger or perhaps some mischievous kids or irresponsible adults you know. Did Wall Street come to your mind at all? If not, then you don’t want to miss out on this episode of the Retirement Income Show with Dave Stearns where we discuss Wall Street She…
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Do you ever feel like people love to hate bond investing? Something can be true whether you believe it or not, right? Well, guess what: Now is a great time to invest in bonds! You don’t want to miss this episode of The Retirement Income Show with Dave Stearns as we explain why the conditions are perfect right now for investing in bonds and bond-lik…
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Too many people think of their financial lives as static, not really changing; that’s a dangerous way to live. It’s so important that you understand that there are stages to your financial life and each one requires a different perspective if you want to achieve the retirement you've always dreamed of. We talk in depth about the stages of your fina…
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