Tell consumers how to combat debt collectors and eliminate debt collection lawsuits
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Overdue Advice is the podcast about cash flow strategies to grow your business. Each episode covers an aspect of credit management and accounts receivable. "Legal Collections (and How to Avoid Going to Court)," "Debt Doesn't Die: Estate Collections," and "How Professional Collectors Recover More," are just a few areas covered with rare industry insights. There's no show like it! Host Bryn Griffiths talks with guests including published authors, veteran collectors, accounts receivable trainer ...
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Allisen Rabbinek Debt Collection Services specializes in tailored debt recovery, boasting over $8 million successfully recovered. Known for its client-centric approach. Our agency prioritizes transparency and ethics while leveraging cutting-edge technology to optimize operations. With offices in Vancouver, Montreal, and Toronto. We are recognized for innovation, compliance, and exceptional customer satisfaction across various industries.
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Best of 2025 - Part 3 The Affidavits in Collection Cases
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18:47In this Best of 2025 Part 3, Brian Parker breaks down how affidavits are used in collection cases, why courts often rely on them incorrectly, and how defective affidavits can destroy a plaintiff’s case when properly challenged. 📢 Visit https://killdebt.com — powered by ParkerGPT, the AI legal chatbot for debt defense. Access guides, templates, and …
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Why Young People Need Financial Literacy, with Author Noah Booth
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21:44On this episode of Overdue Advice, MetCredit’s podcast focused on cash flow strategies and financial literacy, host Bryn Griffiths talks with Noah Booth, a now-third-year student at Dalhousie University and author of the best-selling book “A Rich Future: Essential Financial Concepts for Youth”. As someone who wrote a book on personal finance before…
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Best of 2025 - Part 2: Killing the Bill of Sale in Collection Cases
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23:39In this Best of 2025 - Part 2 video, Brian Parker breaks down why most bills of sale used in collection cases fail and how they collapse once you know what to look for. These snippets show real examples of debt buyers relying on documents that look official but legally prove nothing. 📢 Visit https://killdebt.com — powered by ParkerGPT, the AI legal…
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Best of 2025: Governing Law Provisions
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15:04In this Best of 2025 video, Brian Parker breaks down real governing law clauses pulled from credit cards, personal loans, and student loan agreements and explains how they can completely change the outcome of a lawsuit. 📢 Visit https://killdebt.com — powered by ParkerGPT, the AI legal chatbot for debt defense. Access guides, templates, and proven s…
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How Zombie Debt Costs People Their Homes
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30:06This video explains how old mortgage debt resurfaces years later and how people lose their homes even when the personal debt is expired. Brian Parker breaks down the two clock problem, illegal interest stacking, fly by night mortgage companies, and the defenses that still work when debt buyers try to revive long forgotten loans. 📢 Visit https://kil…
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When the Legal System is Misused with SLAPP litigation
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26:51In this video, Brian Parker breaks down how debt collectors misuse the court system to intimidate consumers who fight back with SLAPP suites. Using a real published Court of Appeal decision, you will see how a routine debt collection lawsuit turned into a SLAPP style attack and why the court ultimately shut it down. 📢 Visit https://killdebt.com — p…
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15 USC 1692n: When State and Federal Debt Collection Laws Clash, Who Wins?
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30:39This video breaks down 15 U.S.C. § 1692n, the FDCPA provision that decides who wins when state and federal debt collection laws collide. You will learn why the FDCPA acts as a floor, not a ceiling, how state laws are allowed to add protections but not remove them, and what happens when a state statute quietly weakens consumer rights. Great educatio…
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Using your State Collection Laws and Smart Tricks to Beat Debt Collectors
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30:22This video breaks down how state debt collection laws, often called mini-FDCPA statutes, can give you stronger protections than the federal Fair Debt Collection Practices Act. We explain why federal law is can be added to and how states are allowed to go further under 15 U.S.C. § 1692n, and why debt buyers rely on consumers not knowing state law an…
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Fixing your credit through the FCRA credit is about understanding the Fair Credit Reporting Act (FCRA) and using the dispute process the way Congress intended. There are rules and procedures you can use to clean up things that are inaccurate or false. The burden is upon the CRAs and Furnishers to provide Maximum Possible Accuracy or face you in Cou…
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The Truth in Lending Act (TILA): Complete Defense Guide for Debt Collection Cases
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55:06This video is a complete defense guide to using the Truth in Lending Act also known as TILA in debt collection cases. Brian Parker walks you through the key sections of TILA, Regulation Z basics, common disclosure violations, rescission rights, recoupment and set off strategies, damages and attorney fee remedies, and practical examples you can use …
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Making a Federal Case Out of a Single Letter
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34:49What really happens when a single letter turns into a federal lawsuit. This video breaks down how one debt collector’s simple mistake became a full blown appellate battle and why the Ninth Circuit said it mattered. You will see how standing, intrusion on privacy, and federal protections collide in a case that started with one envelope and ended wit…
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A UCCC Introduction to Using Right to Cure Laws Defense of Debt Collection and Repossession Lawsuits
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38:10This video explains the legal Right To Cure and how it can stop repossessions and collection lawsuits in many states. Learn when creditors must give you notice and time to fix a default and how to use validation and right cure letters in repossession and collection cases to buy time or kill a case. Apply these practical steps to your situation to b…
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How to Overwhelm a Credit Card Company - A Step by Step Defense Strategy for Creditor Lawsuits
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35:27In this video Brian Parker shows you exactly how a member of KillDebt.com wiped out a creditor lawsuit by using a step by step defense strategy that hits every weak point in the bank's case. He walks you through how to break down the complaint and analyze flawed documents to expose standing issues through securitization. Also, the member pushed dis…
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See a Member Win his Collection Case with Letters
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23:37In this video, Brian shows how a member used letters and the loan agreement itself to push back against a debt buyer during the most overlooked window of a lawsuit. By sending assignment letters, ownership requests, revocation notices, registry demands, and forward flow challenges, the member forced the debt buyer to confront its own contract oblig…
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JP Morgan’s Mistakes and Failure to Show Got Their Case Dismissed!
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16:06In this video, Brian Parker breaks down a shocking courtroom moment where JP Morgan’s own lawyers caused their client’s case to be dismissed, with prejudice. What you’ll learn: • How a creditor’s legal team can destroy their own case • Why documentation and silence can win in court • What happens when attorneys misuse court rules 📢 Become a Member …
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Crushing a Debt Buyer’s Case with a Chilling Cross Examination of One Witness.
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22:01Ever wondered how one witness can make or break an entire debt buyer’s case? In this video, Brian Parker breaks down a real circuit court trial where a single cross-examination unraveled the entire foundation of a debt collector’s claim. What you’ll get from this video: • How to dismantle a custodian of records step-by-step • What “E.A.R.S” means a…
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How to Sue a Debt Collector for False Lawsuits
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28:10This video breaks down what counts as a false lawsuit, what evidence you need, and how to protect yourself when collectors cross the line. Learn exactly how to respond and how to sue them back legally under the FDCPA and FCRA. What you’ll learn: • How to identify a false or invalid debt lawsuit • When a debt collector violates the FDCPA • How to do…
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What exactly should be in a Bill of Sale, and how do you avoid those mistakes? In this video, Brian Parker walks you through a clear, step by step Bill of Sale Checklist so you know exactly what to include, what to double check, and how to protect yourself from debt collectors. 📢 Become a Member to Download Documents Mentioned in this Video: https:…
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Debt Mechanic Takes on Crown Asset with ParkerGPT
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25:53A debt mechanic shows how real work wins cases. You see the full breakdown of the documents, the missing proof, the gaps in the chain, and why a simple motion forces everything into the open. ParkerGPT helps trace the errors and map the path the plaintiff hoped you would skip. You learn how to read the papers, push for records, and spot every mista…
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What kind of lawyer tells his client not to come to court? Sounds crazy, right? But sometimes, knowing the rules means knowing when not to show up. In this video, Brian Parker breaks down a real trial where he used a smart procedural move that left the opposing side scrambling — and instantly destroyed half their case. • Here’s what you’ll learn: •…
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Creditor Lawsuit with No Proof: Answer or Motion to Dismiss?
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18:39This video covers how First National Bank of Omaha filed a complaint without the propre documents. You learn how account number changes, Flagstar transfers, and securitization records weaken a creditor’s claim against a debtor. The video shows you how each paragraph of the complaint exposes gaps in ownership, standing, and breach of contract elemen…
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Learn how to read the room, project authority, and turn fear into focus. Whether you’re representing yourself or just want to handle pressure like a pro, these strategies will help you take back control and earn the court’s respect. What you’ll learn: • How to stay calm and focused before your court appearance • The secret to reading the courtroom …
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Make Them Pay YOU.... $500–$1500 Per Call Under the TCPA
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23:04They keep calling. You told them to stop, but they didn’t. Under the TCPA, every unwanted call could cost them hundreds, even thousands. In this video, Brian Parker breaks down how to recognize willful violations, document every call, and use the law to turn harassment into compensation. You’ll discover: • How to stop unwanted creditor and collecto…
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Most lose not in trial, but on paper. In this video, Brian Parker breaks down the Top 10 Tips for Writing Winning Motions that can make or break your entire case. You’ll discover: • How to make your motion short, sharp, and strategic • The Parker Rule that forces clarity and wins respect • How to get your words quoted in the judge’s opinion • Why m…
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Mandarich Law Firm Keeps Losing And Still Hasn’t Learned
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18:45Brian Parker breaks down another beatdown of Mandarich Law Firm and Velocity Investments LLC. Watch how weak pleadings and sloppy proof by Mandarich open up chances to win motion to compel discovery and win sanctions. 📢 Become a Member to Download Documents Mentioned in this Video: https://killdebt.com 📘 Facebook → https://www.facebook.com/Collecti…
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Brian Parker walks you through a full Debt Buyer Collection lawsuit. They have contracts, weak affidavit claims, and broken dates in the bill of sale. Parker explains how the $24 million CFPB consent order forces PRA to bring original account level records. Breaking down their wording and shows how you turn each gap into leverage. He also gives ans…
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The Five Don'ts Of Debt Collection Defense to Build Your Best Defense
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31:56What are the five things you should never do when dealing with a debt collector? This video breaks down the core mistakes that cause people to lose cases they should have won. Brian explains how collectors use your words, your emotions, and your assumptions against you, and why protecting the information gap is the key to surviving any collection a…
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Beating a Jefferson Capital Systems Lawsuit
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18:53You will learn how Jefferson Capital Systems uses assignments, how to spot gaps in their paperwork, how to avoid default judgments, and how to position yourself to challenge ownership and force real proof. This is the information every consumer wishes they knew the moment the lawsuit arrived. Watch this before you file anything. Stay calm. Stay str…
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How to Defend Against Capital One/Discover Bank Merger
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28:10Capital One and Discover lawsuits are going to get messy from this merger. Brian Parker explains how collectors misuse claims, what proof they must show, and how you can turn weak paperwork into your best defense. Watch how to use motions, counterclaims, and evidence gaps to shut them down fast. Key Takeaways: • How merger letters can backfire in c…
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Member Fights MCM and Wins Using Their Own Documents Against Them
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21:37A KillDebt member stood up to Midland Credit Management and exposed a fatal flaw in their case. He used their own paperwork to win in court and the judge agreed! What you’ll learn: • Why affidavits and dates matter in debt lawsuits • How to use pre-mediation offers strategically • What judges look for when ruling for defendants • Real case lessons …
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What Is the UCC and Why It Matters in Debt Defense and Repossession Cases
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27:25In this video, Brian Parker breaks down the Uniform Commercial Code (UCC) and how it applies to debt defense and repossession cases. You’ll learn why the UCC became part of your state’s commercial code, and how it impacts ownership, standing, and proof in court. In this video: • Learn how the UCC really works in debt and repo cases • Understand why…
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AI Debt Collectors Are Coming, Here’s How to Destroy Them
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19:07In this video, Brian breaks down how debt collection is being automated with AI, what legal and practical risks that creates for consumers, and step-by-step tactics you can use to contest, delay, or defeat unlawful AI-driven collection attempts in court and at the regulator level 📢 Become a Member to Download Documents Mentioned in this Video: http…
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Full Version: How You Can Beat Improper Service
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19:22In this video, attorney Brian Parker breaks down what happens when you are not properly served with lawsuit papers. From fake delivery tricks to false affidavits of service, you will see how improper service destroys jurisdiction and gets cases dismissed. • Improper service is a defense in every state • Courts require jurisdiction before acting aga…
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Fake debt collectors rely on fear, intimidation, and lies to pressure people into paying money they don’t even owe. In this video, lawyer Brian Parker shares 5 powerful tips to protect yourself from phantom debt collectors — plus a bonus tip he’s been giving clients for over 30 years that stops the calls cold. Learn how to spot red flags, demand pr…
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From $200 to $10K, Don’t Make This Debt Mistake
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26:17What seems like a small $200 payment can spiral into a $10,000 nightmare if you don’t understand how debt collection really works. In this video, Brian Parker breaks down a real case where a simple payment ended up costing thousands, and explains how you can avoid the same trap. In This Video You’ll learn: •How debt collectors use your actions agai…
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Full Version: How to Beat a Creditor Collection Lawsuit | ParkerGPT in Action
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22:23What if you could flip an AMEX lawsuit on its head in minutes? In this video, attorney Brian Parker walks you through a real breach of contract case against American Express — and shows how ParkerGPT helps spot the mistakes that can change everything. From mismatched account numbers to governing law errors and missing contracts, ParkerGPT highlight…
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SHOCKING: How We Got JPMorgan's Lawsuit DISMISSED With Prejudice (They Can't Sue Again!)
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17:33This video breaks down how a JPMorgan Chase lawsuit was dismissed WITH PREJUDICE — meaning they can’t sue again on the same debt. Attorney Brian Parker reveals the exact strategy, exposing opposing counsel’s violations, fabricated filings, and even AI-generated legal research gone wrong. You’ll see the step-by-step process: ✅ Filing motions to comp…
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Deposition Tips That Drive Attorneys Crazy
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19:35Think attorneys have the upper hand in depositions? Think again. In this video, Brian Parker shares the Rule of Five® — a simple but powerful strategy that eliminates anxiety, protects your story, and cuts off the oxygen attorneys need to keep you talking. You’ll learn why words are a weapon in a deposition, how silence can be your shield, and the …
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Member Beats Bank Lawsuit Using ParkerGPT
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12:39A KillDebt member faced a bank lawsuit and thought it was over. Instead, with ParkerGPT, he filed answers, counterclaims, and discovery requests that overwhelmed the debt collector. From requests to a mutual walkaway dismissal, this video shows how he turned fear into victory and got his case thrown out. Inside this video you’ll see: • How he answe…
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Why Linchpin Is the Key to Beating Debt Lawsuits
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20:53What makes some people win debt lawsuits while others lose? The answer is often the linchpin, the single point holding a collector’s entire case together. If you spot it and attack it, the lawsuit can collapse like a house of cards. In this video, Brian Parker explains why the linchpin strategy is the key to dismissals, how to identify it in your o…
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Across the country, cases are flooding the courts at levels not seen since before the pandemic. Debt buyers and collectors are filing thousands of lawsuits, and most end the same way - with default judgments against people who never showed up. The rise of debt lawsuits is no accident. It’s a business model built on fear and silence. In this video y…
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How Debt Collectors Use AI Against You And How To Stop Them
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21:05Artificial intelligence is now running the debt collection industry. From predictive algorithms to voice bots that sound human, AI can track your habits, profile your finances, and decide when you’ll pay. But you’re not powerless. In this video, Brian Parker breaks down exactly how debt collectors use AI, what the new FCC rules mean for you, and ho…
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How A Motion For Reconsideration Exposed A Lawyer’s Incompetence... TWICE!
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21:48In this episode, Brian Parker breaks down one of the most unbelievable courtroom blunders you’ll ever see. From a fabricated “motion to quash” that never existed, to a failed attempt to use MCR 2.109(C) (a completely unrelated rule about cost bonds) as an excuse for bad service, this case is a masterclass in what not to do as a lawyer. Learn how Mi…
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Full Version: Proven Motion Response Strategies
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22:27Are you facing a motion and don’t know where to start? In this video, Brian Parker walks you through proven strategies to respond effectively and avoid costly mistakes. You’ll learn how to identify deadlines, use a checklist to stay organized, and spot weaknesses in debt collectors’ motions. We’ll also cover the importance of preliminary statements…
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Verbal Defense Tips Against Debt Collectors
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10:20Are you getting nonstop calls from debt collectors? Here’s how to take back control with verbal defense that actually works. In this video, Brian Parker explains how to handle debt collection phone calls the smart way. You’ll learn the exact words to use, the law that protects you, and why one wrong phrase could cost you thousands in court. What yo…
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Winning Against AMEX Without a Lawyer | Full Video
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17:30What happens when AMEX sues over multiple credit card accounts — and loses? AMEX came in with nine counts, stacked allegations, and a witness affidavit meant to intimidate. But this client, armed with ParkerGPT and proven legal strategy, turned AMEX’s filings against them. In this video, you’ll see exactly how: ✅ AMEX’s own SEC filings undercut the…
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Debt Collectors & FDCPA Violations You Need to Know
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14:27Did you know debt collectors can lose cases just by misreading a letter? In this video, Brian Parker breaks down the Rockey v. Med-1 case, where the Indiana Court of Appeals clarified the difference between a mistake of fact and a mistake of law under the FDCPA. You’ll discover: ✅ Why a Cease & Desist letter is different from a Validation Request ✅…
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Brian Parker’s Q&A (September 5, 2025) – How to Respond to Debt Collection Lawsuits and Litigation
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1:42:28In this replay, attorney Brian Parker answers real consumer questions on how to respond to debt collection lawsuits and litigation. From affidavits and timelines to FDCPA protections and courtroom strategy, Brian shows how to spot collector mistakes and use the law in your favor. You’ll discover: ✅ What steps to take if you’ve been sued ✅ How affid…
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How LVNV Funding Creates A False Bill of Sale & Assignment
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25:39In this video, Brian Parker breaks down how LVNV manipulates the rules to sneak incomplete documents into evidence. You’ll see how these “self-authenticating” records are used to skip witnesses, bypass hearsay rules, and push fiction as fact. Learn how to spot their tricks, how to object correctly, and how the right challenge can destroy a debt col…
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Ever had a debt buyer suddenly appear on your credit report without sending you a letter or giving your mini Miranda rights? In this video, Brian Parker explains why that’s a violation, how debt buyers try to circumvent §1692g, and what you can do to protect yourself under the FDCPA and FCRA. Don’t let debt buyers break the rules—learn your rights …
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