Your financial well-being is what we focus on every minute of every business day. This is what you should expect from working with MtM Financial Group.
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Av Gene Dickison
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April 27, 2024 – Income Tax Planning and (Hopefully) Tax Reduction Strategies – 12 Strategies – Elaine Zelker – Leukemia Lymphoma Society Visionary Needs Our Help – Click the Banner on our More than Money ...
Gene and Alyssa answer buckets o' questions: Is it ok with the IRS if business owners just pick their salaries? What is the penalty if you need to cash in an I-Bond early? How do mutual fund or exchange traded funds impact the returns an investor might see? If most of your assets are in IRAs should you also set up a trust for your kids? Lots more .…
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April 20, 2024 – LLS – Leukemia Lymphoma Society – Women Visionary Elaine Zelker and Kristine Ortiz – Elaine Needs Help To Raise Funds for LLS – Go to our website and click on the banner – Kristine shares ...
Gene and Alyssa answer buckets o' questions: He asks if the advisor is trying to pull a fast one? If he retires at age 57 can he take cash from his 401(k) without paying a penalty? She just wasn’t that impressed with Gene the first . . . or second time. Was the third time a charm? Will selling one fund at a loss cut the taxes on the sale of a secon…
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April 13, 2024 – Tax Deadline – Monday the 15th – Be patient and polite when picking up your returns – President Donald Trump in the Lehigh Valley with thousands in the audience – Thomas Jefferson’s Birthday ...
Gene and Alyssa answer buckets o’ questions: He is making a gift of land to his church. What’s the right way to do that? She asks if leasing a car would be wrong for her? They are both teachers and a salesman at school says they should buy life insurance. Should they? Is the 529 plan he set up for his grandson really out of his estate? Lots more . …
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April 6, 2024 – It Is Now, Officially, File a Tax Extension Time! – Easter Sunrise Service at Blue Ridge Winery – Inspiring! – Stock Markets Showing Real Volatility – Which Way Will It Go?
Gene and Alyssa answer buckets o’ questions: He asks if inflation is the reason the stock market is going up? Her friend is disabled and approaching 65. When should he apply for Medicare? The family wants to gift money to a special needs granddaughter. How should they best do that? Is a month too long for a transfer from a 401(k) to an IRA? Lots mo…
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March 30, 2024 – Easter! The Most Joyous Day of the Year! – Alyssa abandons Gene to struggle along on his own as she parties! – You may find out that someone else may have already filed ‘your’ tax return ...
Gene answers buckets o’ questions: Should a student in high school with $1,742 of income file a tax return anyway? (Spoiler alert – Yes!) How do the Bitcoin ETFs work? Why has Vanguard said they won’t offer one? What should you do if your financial advisor is ‘bought out’ by a huge national firm? Is it possible he might still get an old pension fro…
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March 23, 2024 – Pennsylvania Inheritance Tax Can Be a Shocker – Include Your Pets in Your Estate Planning – Salesmen Hype Buying Gold with a 2.74% Average Annual Return for 15 Years
Gene and Alyssa answer buckets o’ questions: Should a student in college with no income file a tax return anyway? (Spoiler alert – Yes!) She is retiring in September. Will her husband get a bump in his social security? What will the capital gains rates be in the future? (Spoiler alert – no one has a clue!) Is it possible to pre-plan your funeral wi…
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March 16, 2024 – Thank You for Gene’s Birthday Well Wishes and Prayers for Baby Annabelle! – More than $12,000 raised for our More than Money Foundation for American Values – Thank you to each and every ...
Gene and Alyssa answer buckets o’ questions: How does a QCD (Qualified Charitable Distribution) affect his income taxes? What are the pros and cons of the various ways to own gold as an investment? Will she get a share of his inheritance ($1 million) should they get a divorce? He wants to understand the basics of saving and investing. Lots more . .…
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March 9, 2024 – Gene’s Birthday Event at the More than Money World Headquarters – Megan hands out Birthday cupcakes for everyone! – Thank you for supporting our More than Money Foundation for American ...
Alyssa takes charge and is joined by: Chad Rupprecht – financial advisor and a super hero in a fleece vest Greg Grillo – financial advisor, superstar golfer, and Abby’s dad Melissa Boyer – assistant operations director makes her radio debut! Our audience – the best in America! Lots more . . . Free Second Opinion Meetings Meet with a More than Money…
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March 2, 2024 – Save the Date! March 9th Live Radio Show from the More than Money World Headquarters! See event banner www.MoreThanMoneyOnline.com – Gene’s daughter delivers Annabelle Hope on February ...
Gene and Alyssa answer lots of listener questions: Should he roll his IRAs into his U.S. government TSP program? How can she set up her stock holdings so they go directly to her sons? Is it too late to save their home? His advisor wants to charge him $265/hour for a financial plan. Is that reasonable? Lots more . . . Free Second Opinion Meetings Me…
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February 24, 2024 – Save the Date! March 9th Live Radio Show from the More than Money World Headquarters! – Gene’s daughter is expecting a daughter of her own – very shortly! – We are planning a More ...
Gene and Alyssa answer lots of listener questions: She is looking for ways to supplement their social security income. Why won’t he help? He thinks he will save a ton of money if he fires his financial advisor. Is he right? Their son is serving in the Marines and may have messed up his PA tax return. Can we help? Medicaid might take the family home…
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February 17, 2024 – Callers with Questions from Colorado and Arkansas! – What should you expect from your financial advisor? – Who should correct an employee’s wrong W-4?
Gene and Alyssa answer lots of listener questions: They have two grown children they want to help. IRAs? He shifted from employee to self-employed. How does he save for retirement? She wants to move $25,000 each into 529 plans for her 4 grandchildren. What’s the best strategy? What records should you keep when you make improvements to your home? Lo…
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February 10, 2024 – Happy Birthday to Alyssa! Congratulations to Juliana on her confirmation! – Is your money safer in an IRA or a 401(k)? – Is home title lock insurance important?
Gene and Alyssa answer lots of listener questions: He has a tenant who can’t pay his rent due to health issues. How can help? How does she know the cost basis of a stock she got through a stock split? What can he do about a fraudulent $1,000 charge on his debit card? Should he roll his old 401(k) into his current 401(k)? Lots more . . . Free Second…
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February 3, 2024 – Gene blurts out, ‘I love you!’. And 20 life tips from the world’s happiest 100 year olds! – Some advisors seem to be copying More than Money – Not a surprise, really – Should investors ...
Gene and Alyssa answer lots of listener questions: Their son (54) does not handle well. Is putting his sister in charge the best idea? Is splitting a portfolio into stocks and index ETFs a sound diversification strategy? Will a revocable trust protect her when her significant other passes? The bank gave this elderly man bad IRA advice when his wife…
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January 27, 2024 – Hear Gene’s Advice to Fathers Wanting to Help Their Daughters – Grant Cardone says real estate is safer than a savings account. What?!?! – Lots of questions around the topic of Special ...
Gene and Alyssa answer lots of listener questions: Is it possible for grandmother to help her grandchildren become millionaires? She has done amazingly well, but at age 71 she now wants a financial advisor. How does she find one? Is it a good idea to move an IRA into a credit union CD? Does Point Phillip Hotel really have the best brisket around? L…
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January 20, 2024 – Listener is Extremely Disappointed in Gene – in the nicest way possible – Ken Fisher is very wealthy, but some experts says he’s not acting as a fiduciary! – Is there a resource that ...
Gene and Alyssa answer lots of listener questions: Social Security offered him a lump sum with a lower monthly benefit. Good idea? How does he know what taxes to withhold from his social security benefit check? His wife’s annuity pays 2% and is finally – after 7 years – maturing. What should she do with the funds? They’ve had their life insurance p…
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January 13, 2024 – Bitcoin ETFs – Yes or No? – Presidential Election Primaries Begin! – Gene Applies for Social Security – Excellent Experience!
Gene and Alyssa answer a few listener questions, but mostly say thank you over and over: Are there some things he should know about buying a new truck? Is he being scammed on a boat buy out of Florida? Does it ever make sense to take social security before age 70? Since IRAs have less protection than 401(k)s should we avoid rolling funds over into …
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January 6, 2023 – Happy New Year! What ways can you protect your investments in 2024? – December jobs report quite good at 216,000 added jobs – California sees $68 Billion deficit as financial policies ...
Gene and Alyssa answer a few listener questions, but mostly say thank you over and over: He needs to understand how income funds can produce dividends, but do so poorly overall? She asks how she should make changes to her will? He and his wife own I-bonds and want to know if they should keep them? He wants to know how to go about ‘being the bank’ a…
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December 30, 2023 – Happy New Year! Let’s Make 2024 a Great Year from Start to Finish! – What does ‘poo poo ka ka’ mean and is really translated from Yiddish? – What are the very best stock mutual funds ...
Gene and Alyssa answer a few listener questions, but mostly say thank you over and over: Mom’s 7 year annuity matures in February. What should she do next? He’s married, but only he is on the deed to their home. If they sell, what are the tax implications? Has MtM handled any lottery winners? (spoiler alert – yes!) Does the S&P 500 have enough ‘for…
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December 23, 2023 – Merry Christmas! – The gift of salvation is needed now more than ever! – Watch Gene’s favorite ‘A Christmas Carol’!
Gene and Alyssa answer a few listener questions, but mostly say thank you over and over: How does he find a quality advisor for a friend who lives out of state? Does she owe tax on a $150,000 inheritance she received from a friend? Should he pay off his mortgage or secure an annuity to do that over time? Her daughter is 27. Can she set up an appoin…
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December 16, 2023 – Stock Market History – 2023 Tax Return Preparations – Retirement Plan Changes in 2024 & More
Alyssa Young is your host this morning. She shares historical stats about stock market performance—including average returns before and after presidential elections—and lots of information to prepare you for your 2023 income tax return. She also outlines the 2024 changes to retirement plan contribution limits, income tax brackets, Medicare premiums…
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December 9, 2023 – IIY Holiday Hope Chest – 115 Christmas Boxes Packed for the Kids Who Need Us! – Presidents of Penn, Harvard, and MIT demonstrate incredible academic arrogance! – More than Money Newsletters ...
Gene and Alyssa answer a few listener questions, but mostly say thank you over and over: Suze is wrong. Suze says you should never lease a car. She is wrong. Should she use part of her retirement funds to pay off debt for her kids? She is on her way to happy, healthy, hundred, but is her advisor not up to the task? He knows his daughter will blow t…
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December 2, 2023 – Drive Around Christmas! – You Emptied My Wallet! – Almost $8,000 for the Children’s Home!
Gene and Alyssa answer a few listener questions, but mostly say thank you over and over: How does she elect her inherited Roth IRA distributions by the deadline? Should he use part of his $1.4 million IRA while waiting to take Social Security at age 70? Her daughter and her fiancé have tons of student debt. Can they still meet with a financial advi…
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November 25, 2023 – Drive Around Christmas on December 2nd! Empty Gene’s Wallet for the Children! – Invest In You (IIY) – December 6th – Holiday Hope Chest Gift Wrapping – Year-end tax savings tips
Gene and Alyssa answer tons of listener questions: They have $90,000 in a 529 plan for their son. Should they add more? He is retiring with $360,000 in his 401(k). Should he invest in annuities? A young man wants to take over the company 401(k), but he only has an annuity license – what does that mean? How can you tell if an advisor really is a fid…
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November 18, 2023 – Happy Thanksgiving! Drive Around Christmas on December 2nd! – Invest In You (IIY) – December 6th – Holiday Hope Chest Gift Wrapping – Convert your paper savings bonds to electronic ...
Gene and Alyssa answer tons of listener questions: Are money markets the same as bank accounts? How does a reverse mortgage work if the owner goes into a nursing home? Has her bond fund really lost 20% in three years? He loaned $10 to his college roommate 50 years ago – can he still get that back with interest? Lots more . . . Free Second Opinion M…
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November 11, 2023 – Veterans Day! Thank the Men and Women Responsible for our American Freedoms! – Mark Belcak, Greg Grillo, and Chad Rupprecht Join Us! – ‘Gold IRA’ dealer charged with $68,000,000 Fraud ...
Gene and Alyssa answer tons of listener questions: Are all annuity salespeople ‘slick’? How does he properly deduct his RMD QCDs to charity? Why would he not buy lots of stocks just before they pay their dividends? Mom had a life estate in her home that her three sons owned. She passed. How do they report taxes? Lots more . . . Free Second Opinion …
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November 4, 2023 – Beware! Some On-Line Tax Prep Companies are Sharing Your Tax Info with Facebook and Google! – Stock markets show life after three month slide – Sometimes clients pass away and it’s ...
Gene and Alyssa answer tons of listener questions: Vanguard is charging her $25.00 to process her RMDs?!?! He did two IRA rollovers within seven months. Is he in trouble with the IRS? What are the pros and cons of adding his new wife to the deed to his home? My financial advisor calls once a year and gets snotty when I want to take some of me money…
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October 28, 2023 – What to Do When a Loved One Dies – Monday’s Live Event – Stock Markets soft with Biden-omics keeping food and energy costs high – Where do you go for a solid return on your cash accounts ...
Gene and Alyssa answer tons of listener questions: Is this grandma helping her 5 grandchildren with college costs (food) getting in trouble with the IRS? She wants to know when she must take withdrawals and from which accounts? Can you use the cash value from a life insurance contract to fund an annuity? They are retiring at ages 69 and 66. What do…
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October 21, 2023 – 6 Customized Client Strategies – The Value of an Advisor – The 2024 Social Security COLA
Alyssa Young is your host today. She describes six strategies she’s helping clients develop for their unique circumstances. Alyssa also welcomes MtM senior financial advisor Mark Belcak at the top of the 9 o’clock hour to discuss a study that quantifies the value a financial advisor brings through four particular tactics: Routine portfolio rebalanc…
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October 14, 2023 – Prayers for the people of Israel and All victims of barbaric terrorism! – Free Second Opinions on Your Retirement Plans – Wish Megan a very Happy Birthday!
Gene and Alyssa answer tons of listener questions: Is there risk investing in a bond that offers 10% – 13% rates? At age 85 should he cash in his life insurance and use it to help the grandchildren? Will the income she gets from her IRA annuity count toward her RMD? How does she choose from four different pension options? Lots more . . . Free Secon…
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October 7, 2023 – What Does the House of Representatives do without a Speaker? – Where can you get solid advice on the best use of your social security benefits? – Is a ‘Medallion Guarantee’ the same as ...
Gene and Alyssa answer tons of listener questions: She was sold three (3) annuities and now finds they are not what she was sold. What now? They need to know the mechanics of a 529 educational fund so they can best help their grandchildren? His advisor has not done a good job. Can he still retire? Should she set up a gift of her home and retain a l…
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September 30, 2023 – Will the Government Shut Down and Give Us All a Break? – Is Digital Currency really on its way or just a sales gimmick for hucksters? – Why are we hearing ads on radio and tv for gold ...
Gene and Alyssa answer tons of listener questions: He wants to use his grandson’s 529 account to buy a car. What will the taxes/penalties be? Her home also contains a rental. How is this treated when she sells her home? Can he use the RMDs he gets from an inherited IRA to fund a Roth IRA? Her ex-husband needs her help. Can we answer some/all of her…
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September 23, 2023 – Our Total for 2023 Folds of Honor Radio-thon . . . $114,401! A New Record – Thank you so much to our audience, our sponsors, and our MtM Team! – Megan figures it all out!!!
Gene and Alyssa answer tons of listener questions: They responded to the IRS and they haven’t heard a word in weeks. Should they be worried? What are the costs involved in adding gold to an investment account? Are ESG investment managers giving up profits to support their ‘woke’ ideology? They have $500,000 in many different places. Can they consol…
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September 16, 2023 – “$96,700 – $97,800 – $99,000 – Our Total for Folds of Honor Keeps Climbing! – Our goal is $100,000+ (last year’s record $111,000) and you won’t quit and neither will we! – 610-746 ...
Gene and Alyssa answer tons of listener questions: Helping his daughter with her first house. Why does the bank want a ‘gift letter’? Do we have to take RMDs from our inherited IRA or not? He’s seeing a big capital gain this year. Will it affect his IRMAA and Medicare premiums? They are cashing in stocks to buy their beach home. Can they cut their …
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September 9, 2023 – Remembering 9/11 with a pledge to Folds of Honor – www.MoreThanMoneyOnline.com – We interview two Folds of Honor recipient families – helped thanks to you – Jenn Stephens and Jacob ...
Gene and Alyssa answer tons of listener questions: How best to donate using a Charitable Trust or Donor Advised Fund? Can he move money from his IRA to his grandchildren’s 529 plans without paying taxes? He’s 70 and thinking he would like to invest in stocks. Good idea? He is using his home for an AirBnB and his mortgage company is unhappy. What ca…
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September 2, 2023 – Remembering 9/11 with a pledge to Folds of Honor – www.MoreThanMoneyOnline.com – Jobs Report Solid and Stock Markets Enjoy Solid Week – Sent us your charity golf tournament invites ...
Gene and Alyssa answer tons of listener questions: He and his family invested in an actual oil well. What are the prospects? She has an old 401(k) and a new 401(k) should she roll the old one into the new one? What are the penalties for not signing up for Medicare when she turns 65? Mom titled her house in the kids’ names, kept a life estate, and p…
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August 26, 2023 – Remembering 9/11 with a pledge to Folds of Honor – www.MoreThanMoneyOnline.com – Not such great advice for picking a financial advisor – Sent us your charity golf tournament invites!
Gene and Alyssa answer tons of listener questions: His wife signed up for Medicare and it messed up her HSA. Can that be fixed? Everyone tells her she should convert her IRA to a Roth. True or false? (Spoiler alert – for her, false!) Should the lawyer be responsible to penalties on the estate tax? Father-in-law has been living with them for two yea…
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August 19, 2023 – Remembering 9/11 by Helping Folds of Honor – If someone tells you to change your annuity – call us first for a second opinion! – Andrew Young starts at West Chester University – Sent ...
Gene and Alyssa answer tons of listener questions: He wants to know if ‘digital currency’ is a done deal? Should he borrow against his stock portfolio with a margin loan? Her mom is executrix for a New Mexico estate, but has dementia. What happens now? There isn’t enough money in mom’s estate for all her bequests. What can he as executor do? Lots m…
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August 12, 2023 – Nazareth Wrestling and Girls’ Basketball Golf Tournaments! – Prayers for the people of Hawaii – Scam! Email is not from the IRS!
Gene and Alyssa answer tons of listener questions: She got a letter from TIAA-CREF that her information was hacked. What should she do? Should he name his daughter his power of attorney or is there a better way? She’s been waiting for her inheritance for two years. Should she consult an attorney? They don’t live close to the MtM World Headquarters.…
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August 5, 2023 – United States Credit Rating Downgraded! – Does the government want you to turn in your cash for digital currency? – 187,000 new jobs added to U.S. economy in July
Gene and Alyssa answer tons of listener questions: Are ‘brokered CDs’ a good idea? How do the inherited IRA rules work with a Roth IRA? Is using a ‘hybrid’ life insurance policy to cover long term care expenses a good idea? Can they confidently retire at age 60? Lots more . . . Free Second Opinion Meetings Do you have questions about your financial…
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July 29, 2023 – $1 Billion Lottery – What would you do if you won? – Invitations to free financial dinners – what red flags should you look for? – When will the Federal Reserve cut interest rates?
Gene and Alyssa answer tons of listener questions: Should dad pay the interest on daughter’s student loans from his 529 plan? His high-paying job is killing him. Can she afford to shift to a less stressful job? How can she best help her child buy-out their divorcing spouse? She is 80 and wants to consolidate her accounts. Will that help her sons? L…
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July 22, 2023 – Animals in Distress Radiothon Raises $218,000! A New Record! – Stock markets continue upward trend – Alyssa circles back to last week’s Social Security and Medicare questions
Gene and Alyssa answer tons of listener questions: His 401(k) has been ‘kicked around’ to 4 different investment groups. He wants out! What RMD must they take from her inherited IRA this year? He wants to know why life insurance is being sold to people who don’t need it? She wants to know how to invest in the stock market without high anxiety? Lots…
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July 15, 2023 – Gene and Diane’s daughter, Alyssa, earns her PhD! – Alyssa’s son, Andrew, celebrates his high school graduation and heads to West Chester University – Invite our MtM golfers to your fund ...
Gene and Alyssa answer tons of listener questions: He wants to transition to part-time at age 65, but his wife wants him to keep working full-time. What to do? They want to know if charitable gift annuities are a good idea? A thief stole her checks from her mail box and drained her account. And he didn’t need a computer to do it. First ‘advisor’ wa…
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July 8, 2023 – Radio Audience Supports Colleges Funding Student Loan Forgiveness! – How does she report the bad acts of her advisor? – Invite our MtM golfers to your fund raising golf tournament!
Gene and Alyssa answer tons of listener questions: He has an account in his own name. Should he name his wife a joint owner or beneficiary? Why does his financial advisor want to know so much about his life? The insurance salesman took her pension and earned huge commissions. What is her recourse? He got out of the stock market last September and i…
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July 1, 2023 – More Than Money’s Event Raises over $15,000 for Leukemia Lymphoma Society! – Thank you all for your attendance, your support, and most of all your generosity! – Invite our MtM golfers to ...
Gene and Alyssa answer tons of listener questions: Gene gets really snarky with people expecting taxpayers to pay off their student loans. He has a better idea! How does he determine if he should reduce or eliminate his life insurance coverage? What is the best way for her to help her children buy their first house? If he leaves his IRA and Roth IR…
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June 24, 2023 – Another $1,000 Matched for LLS! $3,500 So Far – See You on the 29th @ Blue Ridge Winery! – Positive stock results surprising many – Should fears of a recession be behind us? – Invite our ...
Gene and Alyssa answer tons of listener questions: They are giving their granddaughter $100,000. Is a beach house a good investment for her? What level of gifts can her 93 year old mother give her without incurring income taxes? How do she know how to compare her passive investments with her active investments? His retirement spreadsheet has many a…
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June 17, 2023 – $1,000 Matched for LLS! $3,500 So Far – Another $1,000 Match Challenge this Week! – Join Us June 29th at Blue Ridge Winery for a Very Special MtM Event and Wine for LLS! – Invite our MtM ...
Gene and Jon Weimer answer tons of listener questions: At his age of 70 does it still make sense to convert his 401(k)s to a Roth IRA? How does he choose from a lump sum or monthly payments from his pension? What are the right steps to take when parents want to help their kids buy their first home? The markets are up significantly this year. Is the…
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June 10, 2023 – $1,000 Matched for LLS! $2,000 So Far – Another $1,000 Match Challenge this Week! – Join Us June 29th at Blue Ridge Winery for a Very Special MtM Event and Wine for LLS! – Invite our MtM ...
Gene and Alyssa answer tons of listener questions: She asks how to move her RMD to her church without paying income taxes? Should he cash in his CD for higher interest rates? She has detailed ‘second opinion’ questions about her investments? Gene and Alyssa create a list of ‘red flags’ you should look for when dealing with a financial advisor? Lots…
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June 3, 2023 – Debt Ceiling Agreement Reached and Jobs Report Much Better than Expected – Join Us June 29th at Blue Ridge Winery for a Very Special MtM Event and Wine for LLS! – Invite our MtM golfers ...
Gene and Alyssa answer tons of listener questions: His advisor says only preferred stocks pay dividends Is that true? Comparing ‘robo-advisors’ to call-center advisors? She asks if she can use her RMD funds to start up a consulting business? She lives in NYC. How does she find a trusted financial advisor? Lots more . . . Free Second Opinion Meeting…
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May 27, 2023 – Memorial Day – Remember Those Who Gave Everything for Our Freedom – Join Us June 29th at Blue Ridge Winery for a Very Special MtM Event and Wine for LLS! – Invite our MtM golfers to your ...
Gene and Alyssa answer tons of listener questions: How does a young couple get financially ready to start their family? Should she cash out her IRA, pay the taxes, so she can invest in a CD? She is recently widowed and needs a financial advisor. What questions should she ask? They both have 401(k)s at the same company that are not performing well. …
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