Welcome to Podbytes! Listen to KPMG in Canada leaders and subject matter experts on a vast range of topics including our Audit, Tax, Advisory and Enterprise services. | Bienvenue sur PodBytes! Écoutez les dirigeants et les experts techniques de KPMG au Canada parler d’une vaste gamme de sujets, dont nos services-conseils et nos services aux entreprises, d’audit et de fiscalité.
…
continue reading
Was Entscheider:innen in Banken und Versicherungen bewegt: Im Podcast “KPMG on air Financial Services - Insights für die Finanzbranche” kommen Vordenker:innen und Expert:innen aus der Finanzindustrie zu Wort. Sie sprechen über ihre ganz persönliche Sicht auf die aktuellen Entwicklungen, Chancen und Herausforderungen und diskutieren Wege, die aktuelle Transformation erfolgreich zu gestalten. Ob Technologie, Nachhaltigkeit, Daten oder digitales Geld – ob Steuern, Wirtschaftsprüfung oder Regula ...
…
continue reading
Podcast by KPMG in Deutschland
…
continue reading
Whether you're a startup, a family business, a company looking to expand, or a not-for-profit trying to make the dollars stretch, KPMG Enterprise offers helpful advice on the mid-market.
…
continue reading
From Planter to the Plate, listen to Primary School children across the Isle of Man growing everything from golf ball shaped carrots to Rainbow coloured radishes
…
continue reading
1
Episode 1: Adapting to a quantum world | Beyond - Season 2
44:12
44:12
Spill senere
Spill senere
Lister
Lik
Likt
44:12
Quantum computing has the potential to tackle humanity's biggest challenges, but it comes with risks. The question is: are we ready? Join KPMG in Canada's Alexander Rau and Pavan Chander, as well as IBM Canada's Sean Wagner as they kick off season 2 of Beyond by exploring a new era of discovery and innovation. French transcript available here.…
…
continue reading
Beyond is a podcast about protecting the future. New technologies and innovations open the door to novel ways of living, conducting business and shaping our reality, but also to new risks. Join us for the second season of our National cybersecurity podcast where we explore what quantum computing is, how it stands to change our lives and what we can…
…
continue reading
1
Was ist zu tun bis zum Start des digitalen Euro? #43
23:30
23:30
Spill senere
Spill senere
Lister
Lik
Likt
23:30
Wann kommt er,der digitale Euro? Anne-Sophie Gógl (KPMG) im Gespräch mit Dr. AlexandraHachmeister (Bundesbank) Immer mehr Länder denken über eine eigene digitale Zentralbankwährungnach. Denn weltweit wird immer weniger oft mit Bargeld bezahlt – und das mobileZahlen nimmt zu. Ein digitaler Euro kündigt sich schon seit einigen Jahren an.Dr. Alexandra…
…
continue reading
1
Episode 2: Investing with Intelligence - The Impact of GenAI on Deals | Real Deal Insights
22:58
22:58
Spill senere
Spill senere
Lister
Lik
Likt
22:58
Stephen Charko, KPMG in Canada's Deal Advisory Analytics National Leader, talks with Brian Polsinello, Managing Director at OMERS Private Equity, about the impact and potential of GenAI in the private equity space. The remarks included in this Podcast are for information purposes only and should not be construed as investment advice or a recommenda…
…
continue reading
1
Wie tragen Ökosysteme zur Wettbewerbsfähigkeit der Finanzindustrie bei? #42
22:16
22:16
Spill senere
Spill senere
Lister
Lik
Likt
22:16
Seit vielenJahren sind Alice Rettig (TechQuartier) und Philipp Köhler (ALH) alsInnovationsmanager in der Finanzbranche tätig. In unserem Podcast sprechen sieüber die Kraft der Kollaboration, die Technologie-Startups ebenso beflügelt wieBanken oder Versicherungen – und warum die Branche noch mehr davon braucht. Eine starke Wirtschaft braucht starke …
…
continue reading
1
Wie werden Finanzunternehmen attraktiv für die Generation Z? #41
27:07
27:07
Spill senere
Spill senere
Lister
Lik
Likt
27:07
Sie sind dieersten, die von Kindesbeinen an mit dem Smartphone aufgewachsen sind – und dasprägt ihren Konsum und ihre Einstellungen: Laura Wagner (DZ Bank) und Lukas Wolf(KPMG) sprechen über die Gen Z und wie Finanzdienstleister mit ihr im Gesprächbleiben. Laura Wagner ist ein Glücksfall für einen Podcastüber die Gen Z in der Finanzindustrie. 1999 …
…
continue reading
1
Episode 1: Tools to Thrive | Come As You Are
46:59
46:59
Spill senere
Spill senere
Lister
Lik
Likt
46:59
Our host Ilario Melia is joined by GTA leaders Janelle Dixon & Kareem Sadek, where the group candidly and authentically share what mental health means to them and their personal journeys. They delve into what is in their own mental health toolkit, sharing genuine narratives about challenges, support systems, setbacks, and the way they utilize tools…
…
continue reading
1
Teaser - Tools to Thrive | Come As You Are
1:13
1:13
Spill senere
Spill senere
Lister
Lik
Likt
1:13
Mental Health Week kicks off May each year. With that in mind, get ready for a brand new episode "Tools to Thrive" in our podcast series Come As You Are. This year’s podcast is hosted by Ilario Melia, GTA Audit Partner, Wellness Champion and GTA Mental Health Network Co-Chair.Av KPMG Canada
…
continue reading
1
Was bringt die AMLA für die deutschen Kreditinstitute? #40
18:29
18:29
Spill senere
Spill senere
Lister
Lik
Likt
18:29
Dieneue Anti-Geldwäschebehörde der EU wird in Frankfurt aufgebaut. Mitte 2025 sollsie ihren Betrieb aufnehmen – doch mit den Vorbereitungen auf ein neuesharmonisiertes Rahmenwerk sollten die Banken jetzt schon beginnen. Seiteinigen Wochen steht es fest: Die neue EU-Behörde für Geldwäschebekämpfung(Anti-Money-Laundering Authority, AMLA) wird in Fran…
…
continue reading
1
Episode 15: Bitcoin Mining | The State of Digital Assets
34:20
34:20
Spill senere
Spill senere
Lister
Lik
Likt
34:20
The #Bitcoin #halving is a core part of the Bitcoin protocol which occurs every four years and reduces the amount of new bitcoin supply by half. Ahead of the halving event next week, Amanda Fabiano (Founder, Fabiano Consulting) joins KPMG's George Djuric, Kaan Farahani and host Adam Rodricks to discuss the current Bitcoin mining industry, opportuni…
…
continue reading
Marc Low, head of KPMG Ignition in Vancouver, invites Alex Tapscott, VC and author of "Web3 Charting the Internet's Next Economic and Cultural Frontier." They discuss entrepreneurship and what it means to get ahead as a business leader in the next internet age.Av KPMG Canada
…
continue reading
1
Episode 14: Fraud and Financial Crimes with Chainalysis | The State of Digital Assets
47:24
47:24
Spill senere
Spill senere
Lister
Lik
Likt
47:24
Chainalysis CMO, Ian Andrews, joins Sue Ling Yip (Partner, Risk Services, Financial Crimes, KPMG in Canada) and Kunal Bhasin (Partner & Co-Leader, Digital Assets Center of Excellence, Advisory Services, KPMG in Canada) to discuss financial crimes involving cryptoassets and findings from the latest Chainalysis Crypto Crime Report. Please note that t…
…
continue reading
1
Wie gelingen Nachhaltigkeit und Diversität in der Versicherung? #39
26:24
26:24
Spill senere
Spill senere
Lister
Lik
Likt
26:24
Nachhaltigkeitund Diversität sind nicht leicht zu erzielen im Unternehmen. Wie könnenmittelständische Versicherer sie authentisch leben? DieVolkswohl Bund Versicherungen blicken bereits auf eine lange Tradition inSachen ESG zurück. Die Nachhaltigkeitsbeauftragte Maike Pohl schildert imGespräch, wie ihr Unternehmen als mittelständischer Versicherer …
…
continue reading
Marc Low, head of KPMG Ignition in Vancouver, invites Brett Henkel, co-founder and senior vice president of business development at Svante, and Jeanette Jackson, CEO of Foresight to a candid conversation on the challenges and opportunities found within Cleantech.Av KPMG Canada
…
continue reading
1
Was leisten Datenplattformen im Deal-Geschäft? #38
25:59
25:59
Spill senere
Spill senere
Lister
Lik
Likt
25:59
Noch vor 20 Jahren wurden Unternehmenstransaktionen in physischen Datenräumen gestaltet. Mit größeren Stapeln von Aktenordnern analysierte und prüfte das M&A-Team alle Informationen, die zur Vorbereitung eines Deals notwendig sind. Heute helfen Datenplattformen dabei, diesen Vorgang zu verbessern und zu beschleunigen. Nicola Ebmeyer, Co-Founderin u…
…
continue reading
1
Welche Risiken müssen Banken 2024 managen? #37
26:15
26:15
Spill senere
Spill senere
Lister
Lik
Likt
26:15
Folgenreiche Klimaveränderungen und Naturkatastrophen, die vielfältigen Folgen der Corona-Pandemie für die Wirtschaft, Cyberrisiken und geopolitische Spannungen. Laut OECD ist die öffentliche Verschuldung besorgniserregend, das Wachstum weiter mittelmäßig. Die Liste der Themen, die 2024 auf dem World Economic Forum (WEF) und auf der Münchner Sicher…
…
continue reading
1
Episode 8: Behind the green screen - ESG fraud | Fraudcast: stories of tricks & treachery
19:16
19:16
Spill senere
Spill senere
Lister
Lik
Likt
19:16
In this episode, we will be discussing stories of ESG fraud and its many consequences. Tony Lam joins as a special guest to share his thoughts on how to ensure that actions made towards ESG goals have the intended impact and how to avoid perpetuating ESG fraud.Av KPMG Canada
…
continue reading
1
Episode 7: To pay or not to pay? The ransomware question | Fraudcast: stories of tricks & treachery
29:11
29:11
Spill senere
Spill senere
Lister
Lik
Likt
29:11
Ransomware continues to make headlines and is seen on the news more frequently these days. In this episode, we share stories detailing how events unfold when a group of skilled individuals hold sensitive company information hostage through the use of ransomware.Av KPMG Canada
…
continue reading
1
Wie meistern Banken und Unternehmen ESG-Daten? #36
24:26
24:26
Spill senere
Spill senere
Lister
Lik
Likt
24:26
DerMittelstand ist das Rückgrat der deutschen Wirtschaft. Mehr als 99 Prozent derUnternehmen hierzulande sind kleine und mittelgroße Unternehmen. Diese müssen,anders als große Firmen, nicht nach CSRD berichten und Daten erheben – in derTheorie. Sobaldsie einen Kredit zum Beispiel für eine Wachstumsfinanzierung benötigen, müssen siedas sehr wohl. De…
…
continue reading
1
Wie schnell und kreativ macht uns generative KI? #35
22:15
22:15
Spill senere
Spill senere
Lister
Lik
Likt
22:15
„Alles, was wir bisher an Entwicklungen rund um GenAI sehen, ist nur ein Vorspiel“, sagt Gerrit Bojen, Head of Technology & Finance Consulting bei KPMG im Bereich Financial Services. Er ist sich sicher: „Es kommt noch unendlich viel mehr an Veränderung auf uns zu.“ Gamechanger vor allem in Financial Services, das sagt sein Gesprächsparter Hendrik J…
…
continue reading
1
Episode 6: Decrypting the truth | Fraudcast: stories of tricks & treachery
23:47
23:47
Spill senere
Spill senere
Lister
Lik
Likt
23:47
In this episode, we discuss stories of cryptocurrency fraud and how we can all protect ourselves from becoming victims. Special guests Amrit Dev and James Emerson join as special guests to share recommendations and best practices to invest carefully in cryptocurrencies to mitigate the chance of fraud.…
…
continue reading
1
Episode 5: Hook, line and stolen identity | Fraudcast: stories of tricks & treachery
24:15
24:15
Spill senere
Spill senere
Lister
Lik
Likt
24:15
In this episode, we discuss the schemes used by fraudsters to get information through illegitimate means. Imraan Bashir, Partner and National Public Sector Cyber Leader joins as a special guest and discusses phishing and digital identity.Av KPMG Canada
…
continue reading
1
Wie gender-divers ist das Asset Management? #34
21:40
21:40
Spill senere
Spill senere
Lister
Lik
Likt
21:40
Diverse Teams sind kreativer, erfolgreicher und schlagkräftiger – und doch ist Diversität immer noch keine Selbstverständlichkeit. Die Diskussion um Quoten zum Beispiel hält weiter an. In unserer neuen Folge sprechen Anne Connelly vom Karrierenetzwerk ‚Fondsfrauen‘ und Maike Madagua (KPMG) über Ergebnisse der neuen gemeinsamen Studie „Gender Divers…
…
continue reading
1
Wie hilft KI bei der Kursvalidierung im Asset Management? #33
23:53
23:53
Spill senere
Spill senere
Lister
Lik
Likt
23:53
Mehr als 4000 Wertpapiere werden bei Union Investment börsentäglich manuell qualitätsgesichert – und die Zahlen steigen. Eine Steilvorlage für den Einsatz von künstlicher Intelligenz (KI), finden Sandro Kramer (Abteilungsleiter Datenmanagement bei der Union Investment) und KPMG-Experte Kevin Naumann. In unserer neuen Podcast-Folge diskutieren sie d…
…
continue reading
1
Episode 3: Managing your transitions | Bridging the pay gap
6:57
6:57
Spill senere
Spill senere
Lister
Lik
Likt
6:57
In episode 3, Jillian Frank and Wendy Glaser highlight the importance of integrating pay transparency and equity into your ESG reporting and what first steps an organization should take to ensure they comply with the new pay-related legislation.Av KPMG Canada
…
continue reading
1
Episode 2: Ripple effects of pay transparency | Bridging the pay gap
9:34
9:34
Spill senere
Spill senere
Lister
Lik
Likt
9:34
The landscape is changing, moving us towards a more transparent future. In this episode, Jillian Frank and Wendy Glaser dive into the effects of recent updates on pay transparency legislation on employers throughout British Columbia. Tune in as we explore strategies for maintaining an equitable approach to organizational compensation, shaping holis…
…
continue reading
1
Episode 1: Exposing the reality | Bridging the pay gap
9:39
9:39
Spill senere
Spill senere
Lister
Lik
Likt
9:39
In episode 1 of our latest pay equity podcast, Jillian Frank and Wendy Glaser will delve into the far-reaching effects of the recently introduced pay transparency legislation on employers throughout British Columbia. Tune in as we navigate this dynamic landscape, offering invaluable insights to help organizations proactively adapt to the evolving r…
…
continue reading
1
Episode 3: From real estate owners to family office | Real Estate and Construction in Canada
12:14
12:14
Spill senere
Spill senere
Lister
Lik
Likt
12:14
As owners look to manage their real estate investments and preserve their wealth, establishing a family office may become a viable option. In the latest episode of our Real Estate and Construction in Canada podcast series, Tom Rothfischer speaks with Jason Belanger, KPMG Quebec Real Estate Leader, and Bridget Sachs, KPMG Family Office Senior Manage…
…
continue reading
Join us as we unravel the profound impact of these three buckets on the Canadian tech ecosystem and how these key pillars converge to shape a future defined by innovation, opportunity, and collective success. In episode 6, Sid Paquette, who leads RBCx at the Royal Bank of Canada, notes that there are three crucial roles in innovation. Which one is …
…
continue reading
Entrepreneurship thrives on self-belief, guided by exceptional mentors and nurtured by a supportive network, all needed to overcome challenges often accompanying the entrepreneurial path. In Episode 5, Jeff McCann, CEO of Apollo Insurance, shares his journey to entrepreneurship, the importance of self-confidence and the influential people who help …
…
continue reading
1
Wie sieht die Zukunft der Bank aus? #32
34:00
34:00
Spill senere
Spill senere
Lister
Lik
Likt
34:00
Welche Namen stehen 2050 an den Bankentürmen der Frankfurter Skyline? Wie sieht das Leben dazwischen aus – fliegen wir alle in Flugtaxis zwischen den Büros umher? Und wie sehen Produkte und Kundeninteraktionen im Banking der Zukunft aus? Es sind die ganz großen Fragen, denen wir uns in dieser Folge unseres Podcasts widmen. Denn mehr als 40 Jahre Er…
…
continue reading
1
Wie kann die Data Governance aktiv das Bankgeschäft unterstützen? #31
18:27
18:27
Spill senere
Spill senere
Lister
Lik
Likt
18:27
In den vergangenen Jahren ist die Bedeutung des Datenmanagements in der Bank explodiert. Das sind nicht unsere Worte, sondern die von Ron Neumann, unser Gast in Folge #31 von „Digitalisierung ist…“. Umso wichtiger ist es dafür zu sorgen, dass Daten in gleichbleibend hoher Qualität vorliegen und genutzt werden können. Das ist eine Mammutaufgabe, bed…
…
continue reading
1
Episode 1: Dealmaking secrets from the world of insurance | Real Deal Insights
15:04
15:04
Spill senere
Spill senere
Lister
Lik
Likt
15:04
"Real Deal Insights" is a podcast about stories, reflections, and recommendations from dealmakers across Canada. In this inaugural episode, KPMG in Canada Deal Advisory Partner, Georges Pigeon, sits down with People Corporation's SVP of Corporate Development, Mark Dixon, to discuss his M&A experience in the insurance industry, deal-sourcing savvy, …
…
continue reading
1
Wie pitche ich richtig in der digitalen Welt? #30
18:54
18:54
Spill senere
Spill senere
Lister
Lik
Likt
18:54
Der wichtigste Tipp ist die Anschaffung eines guten Mikrofons. Starte mit einem Blatt Papier. Und: „Wir verbinden uns mit Menschen – nicht mit PowerPoint-Folien“: Das sind einige der praktischen Ratschläge, die Pitch-Coach Dirk Lehmann in der neuen Ausgabe von „Digitalisierung ist…“ im Gespräch mit KPMG-Host Thorsten Wiese formuliert. Dirk ist seit…
…
continue reading
1
Episode 11: The tech transition – From manufacturing to finance | Women Talk Tech
9:51
9:51
Spill senere
Spill senere
Lister
Lik
Likt
9:51
How do you transition your career in tech to a different industry? In this episode of Women Talk Tech, Jennie Sadler, Tax Transformation Senior Manager, and Derlaine Brito, Tax Transformation Manager, discuss Derlaine’s journey to KPMG from the traditional manufacturing industry to the non-traditional tech area in financial services. Derlaine also …
…
continue reading
1
Episode 4: People First Innovation | Insiders
30:32
30:32
Spill senere
Spill senere
Lister
Lik
Likt
30:32
As your organization grows and matures, are you consciously asking the right questions? In Episode 4, Mo Asgari, Co-Founder & President of PokerLab, emphasized the importance of value add and the secret ingredient that ultimately led to the success of his business. Learn more as he shares his perspective on how technology transforms businesses.…
…
continue reading
In Episode 3, we’ve invited Jayesh Parmar, Co-CEO and Founder of Gunkii, to share his journey in the startup ecosystem. Having incubated his startups in San Francisco, to now bringing innovation to the market. Tune into this discussion to learn about his business model and how that differentiates his company in the market.…
…
continue reading
1
Episode 4: Being There for Others | Come As You Are
22:23
22:23
Spill senere
Spill senere
Lister
Lik
Likt
22:23
Not only do we rely on others when we are struggling with our mental health, but friends, family, and colleagues may also struggle with offering support; no one struggles alone. In this episode we talk about how our mental health has impacted those around us, and how we have struggled to be there for others. We also share some of our biggest learni…
…
continue reading
Join us in Episode 2 as we delve into the fascinating world where the human experience meets the disruptive force of AI. Special guest Cameron Burke, Technology Partner at Fort Capital, shares his unique perspective on innovation and the game-changing influence of GenAI in business. Prepare for a captivating exploration of reclaiming passion and re…
…
continue reading
Uncover the untold scaling stories in BC with Anna Sainsbury, CEO of GeoComply, and Tomica Divic, Interim President and CEO of Innovate BC's groundbreaking unicorn study. Join us in Episode 1 for remarkable insights, challenges, and opportunities in entrepreneurship.Av KPMG Canada
…
continue reading
1
Episode 3: Finding Balance | Come As You Are
18:11
18:11
Spill senere
Spill senere
Lister
Lik
Likt
18:11
This episode is about the hot topic of work-life balance. Finding the balance that is right for you is important as it not only improves your mental health, but it helps reduce stress, and prevents burnout. But what does balance really mean? We talk about a few different concepts to achieving a work-life blend that is right for you - whether that i…
…
continue reading
1
Wie gelingen smarte Operations im Asset Management? #29
15:39
15:39
Spill senere
Spill senere
Lister
Lik
Likt
15:39
Lisa Hofmann und Kevin Naumann über die Wertschöpfungskette in KVGs, wie KI dabei hilft, smarte Operations zu etablieren und was der Bauernhof von Lisas Familie damit zu tun hat.Viele Schnittstellen, viele Medienbrüche, komplizierte Prozesse – und zu wenig Tempo: Operations im Asset Management haben vielerorts nicht den Reifegrad, den andere Branch…
…
continue reading
1
Episode 2: Developing Resiliency | Come As You Are
15:03
15:03
Spill senere
Spill senere
Lister
Lik
Likt
15:03
Being resilient means being able to manage challenges or life events, recover quickly from them, and even grow or improve as a result of these challenges. But being resilient does not mean that people don’t experience stress, emotions, setbacks, or even suffering – being resilient is more about how you work through those challenges. In this episode…
…
continue reading
1
Episode 10: How can businesses address AI’s bias problem? | Women Talk Tech
13:19
13:19
Spill senere
Spill senere
Lister
Lik
Likt
13:19
In this episode of Women Talk Tech, we look at how businesses can move the dial when it comes to awareness around creating, using and interacting with AI in an ethical, responsible and inclusive manner. Tune in as Zoe Willis, National Data and Digital Leader and Silvia Gonzalez-Zamora, Partner in the People & Change practice and National Leader of …
…
continue reading
1
Episode 1: Break the Stigma | Come As You Are
15:59
15:59
Spill senere
Spill senere
Lister
Lik
Likt
15:59
When we talk about mental health, we can either focus on breaking the stigma with mental illness or mental health challenges, or we can focus on how to maintain positive mental health. Enhancing positive mental health is possible for everyone, even those with a mental illness. And people can recover from mental illness, and even thrive! In this epi…
…
continue reading
1
Episode 13: Unmasking Crypto Crimes | The State of Digital Assets
32:19
32:19
Spill senere
Spill senere
Lister
Lik
Likt
32:19
Liezel Pistorius and Amrit Dev, Senior Managers in KPMG in Canada's Forensic practice, join host Adam Rodricks and recurring guest Kunal Bhasin from KPMG in Canada’s Cryptoassets & Blockchain CoE to discuss fraud and financial crimes in the cryptoassets industry.Av KPMG Canada
…
continue reading
1
Teaser - This Is Me: Striving to Thrive | Come As You Are
1:32
1:32
Spill senere
Spill senere
Lister
Lik
Likt
1:32
Mental Health week kicks off May each year. With that in mind, get ready for our newest 4-part podcast series release called, This is me: striving to thrive. We encourage you to take each week this month to listen to the newest episode. I will be joined by a special guest over the course of the month and we will share our authentic stories about st…
…
continue reading
1
Episode 12: Proof of Reserves | The State of Digital Assets
55:09
55:09
Spill senere
Spill senere
Lister
Lik
Likt
55:09
Nic Carter, Partner at Castle Island Ventures joins our host Adam Rodricks (National Lead, Digital Services), Kareem Sadek (Partner, Technology Risk Consulting) and Kunal Bhasin (Director & Co-Lead, Cryptoassets & Blockchain CoE, Advisory Services) on this episode of our State of Cryptoasets podcast series. Their discussion focused on proof of rese…
…
continue reading
1
Episode 9: Igniting change in tech | Women Talk Tech
19:14
19:14
Spill senere
Spill senere
Lister
Lik
Likt
19:14
What does it really mean to work in a technology team, such as Ignition Tax, at KPMG in Canada? What initiatives are in place at the firm to help empower women in this male-dominated industry? In this episode of Women Talk Tech, Shery Mormile (Strategy & Operations Lead) and Cynthia Wang (Product Owner) break down their career journeys and share de…
…
continue reading
1
Episode 4: A charity for me | Fraudcast: stories of tricks & treachery
24:20
24:20
Spill senere
Spill senere
Lister
Lik
Likt
24:20
In the fourth episode of the Fraudcast series, our hosts Jazz Clemente and Frédéric LeBlond discuss the story of a man who took advantage of an organization built to help those in need. Karen Grogan, Partner, Forensic Services joins to discuss why fraud can occur at non-profit and charitable organizations, behaviors of a fraudster and steps NPOs ca…
…
continue reading