In many cases—not all, but many cases—real estate investors can speed up the time it takes to become financially independent by choosing to pay off the mortgages on their properties early. Sometimes it makes sense to take every extra dollar beyond a healthy amount of reserves and aggressively pay off properties as quickly as possible. Other times, …

Welcome to Odessa First Assembly's Podcast, where each week, we bring you powerful sermons and messages that inspire, encourage, and deepen your connection with God. Join us as we explore the Scriptures together, seeking wisdom and understanding for our daily lives. Follow us on social media @odessafirstag for updates, and if you'd like to support …

Deal Alchemy™ - Residential vs Commercial Property Deal Alchemy™ is all about manipulating the returns you're earning on your investments. Often, this is done through the choices we make when selecting the investment property and the strategies we choose to implement. For example, you could choose to invest in residential properties where your tena…

Welcome to Odessa First Assembly's Podcast, where each week, we bring you powerful sermons and messages that inspire, encourage, and deepen your connection with God. Join us as we explore the Scriptures together, seeking wisdom and understanding for our daily lives. Follow us on social media @odessafirstag for updates, and if you'd like to support …

Warning - Risks of Loan Called Due When Investing in Real Estate Investing in real estate adds some risk to an already risk-filled life. However, certain activities and strategies when investing in real estate create additional risks that other strategies and activities do not have. For example, choosing to utilize strategies where the lender has t…

How to Analyze Buying a Rental Property at a Discount in Odessa Some real estate investors insist on only buying properties where they can purchase them at a significant discount. While not mutually exclusive, other investors insist on buying quality properties at a fair price as long as it gets them their desired returns and will stand the test of…

How to Calculate PMI If you're planning to buy a property and put less than 20% down, you're likely to be required to pay Private Mortgage Insurance. Lenders prefer that you put at least 20% down, but if you insist on putting less than 20% down, they may still make the loan. However, they will usually do so at a slightly higher mortgage interest ra…

Welcome to Odessa First Assembly's Podcast, where each week, we bring you powerful sermons and messages that inspire, encourage, and deepen your connection with God. Join us as we explore the Scriptures together, seeking wisdom and understanding for our daily lives. Follow us on social media @odessafirstag for updates, and if you'd like to support …

There are a large number of investing strategies you could pursue as a real estate investor: Nomad™, house hacking, fix and flip, buying 20% down rentals, buying 25% down rentals, saving up to buy free and clear rentals and many, many more options. Which is the best? Which gets you to financial independence fastest? Which gives you the highest net …

Welcome to Odessa First Assembly's Podcast, where each week, we bring you powerful sermons and messages that inspire, encourage, and deepen your connection with God. Join us as we explore the Scriptures together, seeking wisdom and understanding for our daily lives. Follow us on social media @odessafirstag for updates, and if you'd like to support …

Deal Alchemy™ - Increasing Down Payment There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate inv…

Welcome to Odessa First Assembly's Podcast, where each week, we bring you powerful sermons and messages that inspire, encourage, and deepen your connection with God. Join us as we explore the Scriptures together, seeking wisdom and understanding for our daily lives. Follow us on social media @odessafirstag for updates, and if you'd like to support …

Warning - Risks of Rental Property Expenses When Investing in Real Estate Risk is all around us. When we choose to invest in anything, we’re choosing to take on the additional risk characteristics of that investment. For example, when we choose to invest in real estate, we choose to take on the risk characteristics of the specific real estate inves…

Welcome to Odessa First Assembly's Podcast, where each week, we bring you powerful sermons and messages that inspire, encourage, and deepen your connection with God. Join us as we explore the Scriptures together, seeking wisdom and understanding for our daily lives. Follow us on social media @odessafirstag for updates, and if you'd like to support …

Av Byron McWilliams

How to Analyze a New Construction Single-Family Home Property in Odessa Your ability to analyze deals is arguably the most important skill as a real estate investor. It allows you to make smart investment decisions and helps you avoid making career-ending bad decisions, such as buying cash-flowing-sucking vampire properties. In this class, James wi…

Welcome to Odessa First Assembly's Podcast, where each week, we bring you powerful sermons and messages that inspire, encourage, and deepen your connection with God. Join us as we explore the Scriptures together, seeking wisdom and understanding for our daily lives. Follow us on social media @odessafirstag for updates, and if you'd like to support …

Av Jeremiah Ramer

Av Kenny Comstock

The 3 Strategies to Pay Private Mortgage Insurance (PMI) Whether they're putting 15% down and buying a non-owner-occupied property or utilizing an owner-occupied loan with 0%, 3%, 3.5%, or 5% down for Nomading™ or house hacking, some real estate investors will choose to put less than 20% down. With the decision to put less than 20% down comes the c…

Welcome to Odessa First Assembly's Podcast, where each week, we bring you powerful sermons and messages that inspire, encourage, and deepen your connection with God. Join us as we explore the Scriptures together, seeking wisdom and understanding for our daily lives. Follow us on social media @odessafirstag for updates, and if you'd like to support …

Av Byron McWilliams

Investing in real estate is full of truthy-sounding falsehoods: it is always better to do X than Y. However, if you were crazy enough to sit down and do the math, you'd find the truth to be much more nuanced. For example, should you take all your extra cash flow and savings and apply it to your mortgages each month to pay off rental properties fast…

Welcome to Odessa First Assembly's Podcast, where each week, we bring you powerful sermons and messages that inspire, encourage, and deepen your connection with God. Join us as we explore the Scriptures together, seeking wisdom and understanding for our daily lives. Follow us on social media @odessafirstag for updates, and if you'd like to support …

Av Byron McWilliams

Deal Alchemy™ - Cash Flow to Debt Paydown There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate i…

Welcome to Odessa First Assembly's Podcast, where each week, we bring you powerful sermons and messages that inspire, encourage, and deepen your connection with God. Join us as we explore the Scriptures together, seeking wisdom and understanding for our daily lives. Follow us on social media @odessafirstag for updates, and if you'd like to support …

Av Byron McWilliams

Warning - The Risk of Down Payment Size When Investing in Real Estate Life is full of risks. When we choose to invest, we choose to take on additional risks. If we invest in stocks, we choose to take on certain risks. When we choose to invest in bonds, we take on different risks. When we choose to invest in real estate, we choose to take on additio…

Welcome to Odessa First Assembly's Podcast, where each week, we bring you powerful sermons and messages that inspire, encourage, and deepen your connection with God. Join us as we explore the Scriptures together, seeking wisdom and understanding for our daily lives. Follow us on social media @odessafirstag for updates, and if you'd like to support …

Av Byron McWilliams

How to Analyze a 5% Down Single-Family Nomad™ Property in Odessa Using the latest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™, we will walk through how to analyze a single-family home Nomad™ property with a 5% down payment. Learn how to analyze deals correctly and avoid buying cash flow vampires. Only buy the best deals t…

Welcome to Odessa First Assembly's Podcast, where each week, we bring you powerful sermons and messages that inspire, encourage, and deepen your connection with God. Join us as we explore the Scriptures together, seeking wisdom and understanding for our daily lives. Follow us on social media @odessafirstag for updates, and if you'd like to support …

Av Byron McWilliams

What Affects Your PMI Rate Lenders prefer that you put at least 20% down, but if you push hard enough, many will allow you to put less than 20% down if you're willing to purchase insurance to protect them in case you default. This insurance is called Private Mortgage Insurance. The cost of this insurance depends on several factors. Some are primary…

Welcome to Odessa First Assembly's Podcast, where each week, we bring you powerful sermons and messages that inspire, encourage, and deepen your connection with God. Join us as we explore the Scriptures together, seeking wisdom and understanding for our daily lives. Follow us on social media @odessafirstag for updates, and if you'd like to support …

Welcome to Odessa First Assembly's Podcast, where each week, we bring you powerful sermons and messages that inspire, encourage, and deepen your connection with God. Join us as we explore the Scriptures together, seeking wisdom and understanding for our daily lives. Follow us on social media @odessafirstag for updates, and if you'd like to support …

Welcome to Odessa First Assembly's Podcast, where each week, we bring you powerful sermons and messages that inspire, encourage, and deepen your connection with God. Join us as we explore the Scriptures together, seeking wisdom and understanding for our daily lives. Follow us on social media @odessafirstag for updates, and if you'd like to support …

Welcome to Odessa First Assembly's Podcast, where each week, we bring you powerful sermons and messages that inspire, encourage, and deepen your connection with God. Join us as we explore the Scriptures together, seeking wisdom and understanding for our daily lives. Follow us on social media @odessafirstag for updates, and if you'd like to support …

Welcome to Odessa First Assembly's Podcast, where each week, we bring you powerful sermons and messages that inspire, encourage, and deepen your connection with God. Join us as we explore the Scriptures together, seeking wisdom and understanding for our daily lives. Follow us on social media @odessafirstag for updates, and if you'd like to support …

You're a real estate investor looking to acquire properties by saving up and putting 25% down. Should you buy an owner-occupied property first? What if that's more expensive than renting? Should you still do it? What if it means you'll be saving less for acquiring rentals by buying an owner-occupied property first? In this comparison class, we will…

Welcome to Odessa First Assembly's Podcast, where each week, we bring you powerful sermons and messages that inspire, encourage, and deepen your connection with God. Join us as we explore the Scriptures together, seeking wisdom and understanding for our daily lives. Follow us on social media @odessafirstag for updates, and if you'd like to support …

Welcome to Odessa First Assembly's Podcast, where each week, we bring you powerful sermons and messages that inspire, encourage, and deepen your connection with God. Join us as we explore the Scriptures together, seeking wisdom and understanding for our daily lives. Follow us on social media @odessafirstag for updates, and if you'd like to support …

Welcome to Odessa First Assembly's Podcast, where each week, we bring you powerful sermons and messages that inspire, encourage, and deepen your connection with God. Join us as we explore the Scriptures together, seeking wisdom and understanding for our daily lives. Follow us on social media @odessafirstag for updates, and if you'd like to support …

Welcome to Odessa First Assembly's Podcast, where each week, we bring you powerful sermons and messages that inspire, encourage, and deepen your connection with God. Join us as we explore the Scriptures together, seeking wisdom and understanding for our daily lives. Follow us on social media @odessafirstag for updates, and if you'd like to support …

Deal Alchemy™ - Lease-Options Different real estate investors desire, prefer, and prioritize different returns. For example, many real estate investors have a strong preference for the cash flow part of their return. With Deal Alchemy™, we can manipulate returns and move them from one area to another. Or, we can move them from one or more areas to …

Welcome to Odessa First Assembly's Podcast, where each week, we bring you powerful sermons and messages that inspire, encourage, and deepen your connection with God. Join us as we explore the Scriptures together, seeking wisdom and understanding for our daily lives. Follow us on social media @odessafirstag for updates, and if you'd like to support …

Welcome to Odessa First Assembly's Podcast, where each week, we bring you powerful sermons and messages that inspire, encourage, and deepen your connection with God. Join us as we explore the Scriptures together, seeking wisdom and understanding for our daily lives. Follow us on social media @odessafirstag for updates, and if you'd like to support …

Welcome to Odessa First Assembly's Podcast, where each week, we bring you powerful sermons and messages that inspire, encourage, and deepen your connection with God. Join us as we explore the Scriptures together, seeking wisdom and understanding for our daily lives. Follow us on social media @odessafirstag for updates, and if you'd like to support …

Warning - Insurable Risks When Investing in Real Estate Life has risks. Real estate investing in Odessa adds some additional risks. Some of these risks can be shifted from your responsibility to the responsibility of a third party for a fee. This is often described as insurance. You choose to pay someone else to take on a risk you don't want to tak…