Wes Moss is on a mission: help at least 1 million Americans of any age retire sooner and find joy along the way. A seasoned finance professional, best-selling author, broadcaster, and teacher, Wes has done extensive research on the habits of the happiest retirees. On this podcast, Wes shares key lifestyle and money habits you can implement now to prepare for a secure future while not depriving yourself of happiness in the present. In addition to leveraging his 20+ years of knowledge as an in ...
…
continue reading
Since its debut in 1992, Money Matters was created to deliver objective and timely financial advice on WSB, Atlanta's legendary, award-winning news/talk radio station. Now, in addition to airing weekly on WSB, Money Matters is available as a podcast, tailor-made for both modern retirees and those still in the planning stages. Hosted since 2009 by Wes Moss — CERTIFIED FINANCIAL PLANNER™, best-selling author, Forbes contributor, and managing partner at Capital Investment Advisors in Atlanta — ...
…
continue reading
1
5 Common Mistakes To Avoid When Retiring Early
35:15
35:15
Spill senere
Spill senere
Lister
Lik
Likt
35:15
Despite the continued popularity of retiring at 65, many folks are drawn to the allure of an early exit. The promise of more time for family, travel, and core pursuits can be hard to resist—the very mission of this podcast is to help people retire sooner than they ever thought possible. But as wonderful as an early retirement can be if you can affo…
…
continue reading
Capital Investment Advisors’ Chief Investment Officer Connor Miller joins Wes in the studio for today’s episode. They delve into the latest information on the Tesla rental car situation. They contrast the state of the economy with public sentiment. They also share a strategy that often helps combat inflation. They cite the Copenhagen City Heart Stu…
…
continue reading
1
From Rejection To Financial Freedom: The Minority Mindset With Jaspreet Singh
1:02:25
1:02:25
Spill senere
Spill senere
Lister
Lik
Likt
1:02:25
Jaspreet Singh’s parents gave him two choices: become a doctor or be a failure. Understandably, he chose medicine, but deep down, he knew it was for all the wrong reasons. People like Jaspreet are born entrepreneurs. They just see the world a little bit differently. He inherently knew he could be happier and make more money doing something else, an…
…
continue reading
1
Hotlanta, Consumer Prices, Waffle House, And Dividends As Cash For Retirement
47:05
47:05
Spill senere
Spill senere
Lister
Lik
Likt
47:05
CIA’s Wealth Management Analyst, Jeff Lloyd, joins Wes for today’s installment. They discuss Atlanta’s hot temperatures, Father’s Day, and Taylor Swift’s economic impact. Then, they confer about the most recent consumer prices and analyze what’s gone up or down. They talk about tipping protocol, then Chick-fil-A, and transition into examining Waffl…
…
continue reading
1
You May Be Able To Retire One (Or Five) Years Sooner
30:16
30:16
Spill senere
Spill senere
Lister
Lik
Likt
30:16
According to a National Institute on Retirement Security report, 79% of Americans agree that there is a retirement crisis. It also revealed that over half of Americans are concerned they won’t be able to achieve financial security. Retirement insecurity may be a daunting reality, but on today’s episode Wes sets some theoretical parameters to illus…
…
continue reading
1
Tesla, Misery Index, NBA Salaries, And Market History vs. Elections
54:37
54:37
Spill senere
Spill senere
Lister
Lik
Likt
54:37
On today’s episode of Money Matters, Connor Miller, CIA’s Chief Investment Officer, joins Wes in the studio. They start by exploring the fire sale on Teslas. Next, they explain “The Misery Index” and how it can sometimes influence economic vibes more than the actual economic reality does. Then, they focus on a possible change in NBA salaries and hi…
…
continue reading
1
How To Stay Young As We Age with Doctor Dawn Carr
1:04:22
1:04:22
Spill senere
Spill senere
Lister
Lik
Likt
1:04:22
We all know that older person who just seems so young. How do they pull it off? Did they hit the genetic jackpot? Or do their lifestyle habits act as a fountain of youth? Doctor Dawn Carr has answers. With a PhD in Sociology and Gerontology, she directs the Claude Pepper Center at Florida State University and is a former researcher at the Stanford …
…
continue reading
1
T+1 Settlement, Q1 Earnings, Retirement Tips, Scams, Loneliness, and Happiness.
53:15
53:15
Spill senere
Spill senere
Lister
Lik
Likt
53:15
On today’s show, Jeff Lloyd, Wealth Management Analyst for Capital Investment Advisors, joins Wes. They briefly discuss the kids being out of school for the summer and Jeff’s celebrity-filled golf outing before shifting to the new T+1 settlement, which says stock trades will settle in one business day rather than two. Then, they analyze core pursui…
…
continue reading
According to a recent Schroders study, just 4% of current retirees say they are “living the dream,” while another 4% report they are “living a nightmare.” On today’s show, Wes lists some primary concerns, including inflation and unpredictable market fluctuations. He then relates it to the Dow, S&P 500, and Nasdaq, each hitting all-time highs in May…
…
continue reading
1
Nvidia, Fed Minutes, Birth Rates, and Florida Housekeepers
33:51
33:51
Spill senere
Spill senere
Lister
Lik
Likt
33:51
Capital Investment Advisor’s Wealth Management Analyst Jeff Lloyd joins Wes to discuss Nvidia, examine Fed inflation minutes, analyze a worrisome decline in birth rates, and marvel at the annual salaries of some Florida housekeepers.Av Wes Moss
…
continue reading
1
The Millionaire Mission with Brian Preston
58:45
58:45
Spill senere
Spill senere
Lister
Lik
Likt
58:45
You work hard for your money. But what if your money could work even harder for you? Brian Preston says there’s a way to make that happen. It’s called taking control of your financial freedom, and in his new book “Millionaire Mission,” he makes the case that it’s simpler than you think. I’ve known Brian for a long time. His podcast, “The Money Guy …
…
continue reading
1
CPI Report, Best Summer Travel Destinations, And One Small Shift Could Make A $2 Million Difference
57:41
57:41
Spill senere
Spill senere
Lister
Lik
Likt
57:41
CIA’s Wealth Management Analyst Jeff Lloyd joins Wes to dissect the latest financial news and demystify retirement finances. They open with inflation numbers from the recent CPI report, then celebrate the Atlanta Metro area’s rise to #1 on Wallet Hub’s 2024 Best Summer Travel Destination list. They quickly mention the Northern Lights before probing…
…
continue reading
1
A 6% Withdrawal Rate: Crazy or Possible?
25:52
25:52
Spill senere
Spill senere
Lister
Lik
Likt
25:52
Running out of money may be retirement’s most frightening concern, so it’s not surprising that people want to know how much of their nest egg they can safely spend. The 4% rule, identified by William Bengen, states that retirees who draw down 4% of their portfolio in the first year of retirement, adjusting every year for inflation, will likely see …
…
continue reading
1
Warren Buffett, Online vs. Brick-And-Mortar, Chick-fil-A, and Collegial Family Principles
1:05:43
1:05:43
Spill senere
Spill senere
Lister
Lik
Likt
1:05:43
Jeff Lloyd, CIA’s Wealth Manager Analyst, is back in the studio with Wes to keep everyone financially informed and empowered on this special Mother’s Day episode. After a market update, they discuss Q1 earnings and the notion of a Fed pause. Then, they cover some great Warren Buffett quotes and examine Berkshire Hathaway’s annual meeting before shi…
…
continue reading
Chan Hellman was nearly suicidal until someone in his life gave him hope. Now, he works to spread it to others. As the founding Director of The Hope Research Center at the University of Oklahoma, his research is focused on hope as a psychological strength for children, adults, and families experiencing trauma and adversity. Chan believes one key is…
…
continue reading
1
Jerome Powell’s Words, Dave & Buster’s Vibes, And Window Shopping For Retirement Withdrawal Rates
1:00:48
1:00:48
Spill senere
Spill senere
Lister
Lik
Likt
1:00:48
Wes is joined by Capital Investment Advisors Chief Investment Officer Connor Miller on today’s show. They digest the week's news before jumping into Jerome Powell’s recent economic comments regarding interest rates, inflation, and stagflation. Next, Wes recalls a recent Dave and Busters adventure with his son to explore betting on “anything” and wh…
…
continue reading
1
Answering Your Top Retirement Questions: Part 2
44:23
44:23
Spill senere
Spill senere
Lister
Lik
Likt
44:23
On today’s episode, Wes welcomes Producer Mallory to the studio to tackle more questions from the hypothetical Retire Sooner conference. They analyze options for when to take Social Security, examine the idea of downsizing or relocating in retirement, review three habits that many happy retirees seem to incorporate into their lives, and discuss whi…
…
continue reading
1
Please Won’t You Be My Financially Prohibitive Neighbor?
1:07:06
1:07:06
Spill senere
Spill senere
Lister
Lik
Likt
1:07:06
Jeff Lloyd, Capital Investment Advisors Wealth Management Analyst, joins Wes to assess last week’s concept of the “Parental Federal Reserve” and why PCE (Personal Consumption Expenditures) is a fly in the soup. Next, they focus on financial discipline, zoom in on American productivity, and explain why scary headlines sometimes overshadow positive t…
…
continue reading
1
Tweaking Your Anxiety Settings with Dr. John Delony
1:08:10
1:08:10
Spill senere
Spill senere
Lister
Lik
Likt
1:08:10
We live in a 21st-century world, and our brains haven’t quite caught up. They’re designed to look out for the Saber-toothed tiger, not a million dings and beeps from smartphones. It’s no surprise that anxiety is a massive problem in modern-day life. But Dr. John Delony says anxiety isn’t necessarily a bad thing. It’s just an alarm system to keep us…
…
continue reading
1
Spinach In The Candy Bowl, Jerome Powell On A Wheaties Box, And The Fed’s Interest Rate Delay
1:09:28
1:09:28
Spill senere
Spill senere
Lister
Lik
Likt
1:09:28
Wes welcomes Capital Investment Advisors’ Wealth Management Analyst, Jeff Lloyd, to the studio. They talk about cotton candy inflation and the market’s obsession with the Fed, comparing it to kids preferring candy when their parents insist on vegetables. They evaluate when the Fed might end up cutting interest rates, marvel at Johnson & Johnson rai…
…
continue reading
1
Retire Sooner Conference Part One: Are You Pushing A Mower Or Riding A John Deere Lawn Tractor?
57:10
57:10
Spill senere
Spill senere
Lister
Lik
Likt
57:10
On today's episode, Wes is joined by Producer Mallory Boggs. They brainstorm the idea of holding a “Retire Sooner Conference” and answer some of the questions the attendees might ask the panel. Using his retirement calculator, Wes explores what constitutes a solid retirement plan and how much inflation needs to be considered. Then, combining his Re…
…
continue reading
1
The Masters, Inflation, Tax Day, Markets Broadening, Baby Boomers, and Magic Retirement Numbers
1:07:35
1:07:35
Spill senere
Spill senere
Lister
Lik
Likt
1:07:35
Wes invites Connor Miller, Capital Investment Advisors' Chief Investment Officer, into the studio to rave about the lack of inflation at the Masters Golf Tournament's concession stands and lament the stickiness of overall inflation in the economy. Then, they examine the looming tax deadline, market-broadening behavior, Baby Boomers, and California'…
…
continue reading
1
Financial Freedom For Expats with Edd and Cynthia Staton
1:08:58
1:08:58
Spill senere
Spill senere
Lister
Lik
Likt
1:08:58
Edd and Cynthia Staton’s retirement plans were on track. Then, the 2008 Financial Crisis hit. Their careers disappeared, their home lost its value, and their savings plummeted. Realizing recovery was unlikely, they needed to come up with a Plan B. And boy, did they ever. In 2010, they moved to Cuenca, Ecuador. Don’t worry, they didn’t know where th…
…
continue reading
1
Caitlin Clark, Taxing Gen Zers Pay, Nest Eggs, Baby Boomers, Ray Dalio, and Max’ing Out Retirement Without Running Out
1:01:25
1:01:25
Spill senere
Spill senere
Lister
Lik
Likt
1:01:25
Wes welcomes Capital Investment Advisors’ Wealth Management Analyst, Jeff Lloyd, to the show. They compare notes about NCAA basketball, especially Iowa’s Caitlin Clark, then segue into an article about Gen Zers needing a therapist to deal with the stress of filing taxes. Wes breaks down changes in the formerly surging Magnificent Seven set of stock…
…
continue reading
1
The Dog Chasing Tail Investment Strategy
41:18
41:18
Spill senere
Spill senere
Lister
Lik
Likt
41:18
On today’s show, Wes is joined by Producer Mallory to elaborate on the pitfalls of fleeing the market during turbulent times. They comment on the shell shock of the Covid-19 lockdowns back in 2020 and how tempting it was for fearful investors to yank their money out of the market. Wes empathizes with the temptation but explains that letting the dog…
…
continue reading
1
Bananas, McDonald’s, Krispy Kreme, and Broadening the Rally
57:51
57:51
Spill senere
Spill senere
Lister
Lik
Likt
57:51
Wes is joined by Capital Investment Advisors Chief Investment Officer Connor Miller. They discuss Applebee’s date night pass and the rising cost of eating out, Krispy Kreme teaming up with McDonald’s, and which budget areas Americans are choosing to tighten because of inflation. Then they elaborate on the S&P 500 having its finest first quarter in …
…
continue reading
1
How To Strengthen The Aging Brain with Dr. Nicole Byers
45:02
45:02
Spill senere
Spill senere
Lister
Lik
Likt
45:02
We all know aging comes with cognitive challenges, but how early do they start? Sometimes, I forget my email password or where I put my car keys. Should I be worried? Dr. Nicole Byers came by to give us some fascinating answers, including the magical age when it can be beneficial to consume MORE calories. With a Ph.D. in clinical psychology and a d…
…
continue reading
1
Farm-aceuticals And How Food Impacts Health with Dr. William Li
1:03:44
1:03:44
Spill senere
Spill senere
Lister
Lik
Likt
1:03:44
Medicines help to treat illness within the body, but what if we replaced filling a prescription with filling our bags at the farmer’s market with foods that can heal our bodies from the inside out? Dr. William Li, world-renowned physician, scientist, TED speaker, and author of “Eat To Beat Disease," joins this episode to share just how much food ca…
…
continue reading
1
My Favorite Lessons From The Psychology Of Money: Part Two
35:12
35:12
Spill senere
Spill senere
Lister
Lik
Likt
35:12
In part two of Wes’ favorite takeaways from Morgan Housel’s bestselling book, The Psychology of Money, he teams up with Producer Mallory to discuss the power of tail events, the misconception of money and respect, the illusion of wealth, the simple act of saving, how reasonable is greater than rational, expecting the unexpected, leaving room for er…
…
continue reading
1
Inflation, COVID Lessons, Microsoft, And Economic Cognitive Dissonance
58:20
58:20
Spill senere
Spill senere
Lister
Lik
Likt
58:20
Wes is joined by Connor Miller, the Chief Investment Officer for Capital Investment Advisors, on today’s episode of the Money Matters podcast. They cover the latest inflation news, carefully reflect on lessons learned from the challenging COVID era, and analyze the fascinating origin story of Bill Gates and Microsoft. Finally, they examine why so m…
…
continue reading
1
12 Reasons Why Life Gets Better With Age with Chip Conley
54:43
54:43
Spill senere
Spill senere
Lister
Lik
Likt
54:43
You can’t say the word “midlife” without imagining a crisis. An aging bald guy who cheats on his wife and buys a sports car to fill the void. But Chip Conley says we’re looking at it all wrong. The midlife age range has been unfairly branded, and he’s on a mission to change it. He co-founded MEA, the Modern Elder Academy, in 2018. The world's first…
…
continue reading
1
How To Maximize Social Security And Medicare With Mary Beth Franklin
1:06:54
1:06:54
Spill senere
Spill senere
Lister
Lik
Likt
1:06:54
Wes welcomes back Social Security virtuoso Mary Beth Franklin to help retirees maximize this crucial income stream despite the overwhelming rules and regulations. Then, they analyze the differences between different Medicare plans and discuss which ones might suit which people. Mary Beth offers the most up-to-date information and context and keeps …
…
continue reading
1
Lessons From The Psychology Of Money: Part One
42:29
42:29
Spill senere
Spill senere
Lister
Lik
Likt
42:29
On today’s episode, Wes is joined by producer Mallory for part one of their discussion about the biggest takeaways from Morgan Housel’s bestselling book The Psychology of Money. They cover concepts such as the influence of personal history, the freedom money can offer, luck and risk, knowing how much is enough, the power of compounding, getting wea…
…
continue reading
1
Does Warren Buffett Think The Market Is Overvalued?
57:25
57:25
Spill senere
Spill senere
Lister
Lik
Likt
57:25
On today’s episode, Wes is joined in the studio by Connor Miller, Chief Investment Officer for Capital Investment Advisors. They analyze Warren Buffett’s annual letter to shareholders and what Berkshire Hathaway’s abundant cash reserves might signify about market confidence. They also discuss housing prices, the confusion about Wendy’s new pricing …
…
continue reading
1
TED Talks and Infectious Generosity With Chris Anderson
1:06:05
1:06:05
Spill senere
Spill senere
Lister
Lik
Likt
1:06:05
On today’s episode, Wes explains the generosity component of the Retire Sooner podcast and welcomes Chris Anderson to the show. Chris is the curator of TED, a nonprofit media organization that leverages the power of ideas to make a better future, perhaps more well-known for its TED Talks Series. He is the author of the New York Times bestseller TED…
…
continue reading
1
Walmart, Capital One, Nvidia, Dow Jones, Airline Thought Experiment, The FED, and The Psychology of Money
54:12
54:12
Spill senere
Spill senere
Lister
Lik
Likt
54:12
On today’s episode, Wes is joined by Jeff Lloyd, Wealth Management Analyst for Capital Investment Advisors. They tackle the news about Walmart’s earnings announcements, Capital One agreeing to buy Discover Financial, Nvidia as a juggernaut, a rare change in the Dow Jones, and a thought experiment about airline monopolies. They then analyze the FED …
…
continue reading
1
Three Investing Keys to Help Retirees Sleep Well at Night
28:13
28:13
Spill senere
Spill senere
Lister
Lik
Likt
28:13
On today’s episode, we ponder the question, “Can money buy happiness?” The answer might surprise listeners, and Wes borrows the words of best-selling author Morgan Housel to help discuss the positive and negative psychological effects money can have on retirees. Wes then uses his own “Bucket System” analogy to explain income investing and how three…
…
continue reading
1
Future Interest Rates In A Larry David Economy, NVIDIA, Behavioral Finance, and SWAN
54:13
54:13
Spill senere
Spill senere
Lister
Lik
Likt
54:13
Capital Investment Advisors’ Wealth Analyst Jeff Lloyd joins Wes in the studio on today's podcast. They lament the end of football but get straight into financial news. They explain the dynamic of a “Larry David Economy” and discuss what it could mean for the Fed’s future interest rate decisions. They analyze energy behemoth NVIDIA, delve into conc…
…
continue reading
1
Reinventing Yourself In Retirement With Steve Tarr
50:05
50:05
Spill senere
Spill senere
Lister
Lik
Likt
50:05
On today’s episode, Wes sits down with Steve Tarr, a Fellow at the Drucker School of Management, to discuss how difficult the retirement transition can be for busy and successful people. Using the SOAR Program as a guide, they analyze the positive effects of discovering new pathways to meaning, community, and purpose and how they can lead to retire…
…
continue reading
Wes Moss and Capital Investment Advisors' Chief Investment Officer Connor Miller kick off the show by discussing the economics of the Super Bowl on and off the field and the Taylor Swift effect. You’ll hear about the preeminent technology company that recently announced it would pay out $5-billion in dividends. Wes and Connor compare the history of…
…
continue reading
1
What Retirees Need To Know About A New Bull Market And The Hidden Strength Dividends
24:55
24:55
Spill senere
Spill senere
Lister
Lik
Likt
24:55
Capital Investments Advisors Wealth Analyst Jeff Lloyd joins Wes to discuss the excitement around the market finally recouping its 2022 losses and forging into bull market territory. Then, they delve into the hidden market strength of dividends and what retirees need to know about the opportunities they can provide. Learn more about your ad choices…
…
continue reading
1
Inflation Numbers, Elon Musk, Stock Splits, Market History, Housing News, and Retirement Planning Your Dividend and Long-Term Capital Gain Tax Rates
51:41
51:41
Spill senere
Spill senere
Lister
Lik
Likt
51:41
Wes Moss and Jeff Lloyd update folks about inflation numbers and interest rates, comment on Elon Musk’s tendency to make headlines, and lay out the case for Walmart announcing a good old-fashioned stock split. They refresh listeners on the evergreen concept of market perfection vs. participation, analyze some welcome housing news, and examine how r…
…
continue reading
1
Navigating the ABCs and D of Medicare with Mary Beth Franklin
48:12
48:12
Spill senere
Spill senere
Lister
Lik
Likt
48:12
On today’s episode of the Retire Sooner podcast, Wes welcomes back Mary Beth Franklin. This time, she takes on the herculean task of simplifying Medicare. They get into the differences between Medicare A, B, C, D, Advantage Plans, Gap Plans, and Supplemental Coverage. Mary Beth lays out which options might suit which people, depending on their life…
…
continue reading
1
Patience and Excitement in the NFL, Solo Vacations, Dividends, and Bull Markets
52:24
52:24
Spill senere
Spill senere
Lister
Lik
Likt
52:24
Wes is joined in the studio by Jeff Lloyd, Wealth Analyst for Capital Investment Advisors. They discuss the economics surrounding NFL playoff excitement, with a quick nod to Taylor Swift and the Kelce brothers. They praise the patience of the Detroit Lions waiting thirty-two years for a conference championship game, and examine if patience might he…
…
continue reading
1
Will Nick Saban Be A Happy Retiree?
1:02:22
1:02:22
Spill senere
Spill senere
Lister
Lik
Likt
1:02:22
On today’s episode of Retire Sooner, Wes welcomes Happiest Retirees podcast host Ryan Doolittle to discuss college football legend Nick Saban’s recent retirement. They delve into his famous coaching process, looking for helpful financial and life-planning tips. Using Saban’s specific principles, they lay out the case for focusing on the process rat…
…
continue reading
1
Seesaw Market Reactions, Soft Landing Hopes, and Nick Saban’s Happy Retiree Potential
1:02:51
1:02:51
Spill senere
Spill senere
Lister
Lik
Likt
1:02:51
Wes is joined by Capital Investment Advisors' Chief Investment Officer Connor Miller to break down the “wait and see” mentality investors and Wall Street professionals seem to have about the seesaw start to the year, with all three major indices moving up and down. They look at certain areas of the market and examine how decelerating inflation and …
…
continue reading
1
How Retirees Can Optimize Their Social Security Benefits with Mary Beth Franklin
1:00:15
1:00:15
Spill senere
Spill senere
Lister
Lik
Likt
1:00:15
Social Security can be an essential stream of income for retirees on a fixed income. Unfortunately, the seemingly endless rules and regulations can overwhelm even the most informed applicants. In today’s Retire Sooner episode, Social Security ace Mary Beth Franklin joins Wes to bring listeners the most up-to-date information and context about avoid…
…
continue reading
1
Tiger Woods, Nick Saban, Bitcoin ETFs, and a Half-Billion-Dollar Pizza
58:49
58:49
Spill senere
Spill senere
Lister
Lik
Likt
58:49
On today’s episode of the Money Matters podcast, Capital Investment Advisor Wealth Analyst Jeff Lloyd joins Wes to delve into the eye-opening headlines about Tiger Woods leaving Nike and the SEC approving Bitcoin ETFs. They share relief and optimism about the latest CPI inflation numbers. They pose the question of what a billion-dollar pizza looks …
…
continue reading
In today’s episode of the Retire Sooner podcast, Wes is joined by Capital Investment Advisors Co-Chief Investment Officer Connor Miller. They discuss the possibility of 2024 ushering in “A Whole New World” for markets, investors, and retirees. They reiterate that purchasing power is a perennial goal for the happy retiree. Inflation lay nearly dorma…
…
continue reading
In today’s episode of the Money Matters podcast, Wes is joined by Capital Investment Advisors Co-Chief Investment Officer Connor Miller. They discuss the possibility of 2024 ushering in “A Whole New World” for markets, investors, and retirees. 2023 saw the most significant inflationary surge since the 1970s, which helped trigger the highest short-t…
…
continue reading