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Innhold levert av radheshyam. Alt podcastinnhold, inkludert episoder, grafikk og podcastbeskrivelser, lastes opp og leveres direkte av radheshyam eller deres podcastplattformpartner. Hvis du tror at noen bruker det opphavsrettsbeskyttede verket ditt uten din tillatelse, kan du følge prosessen skissert her https://no.player.fm/legal.
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Podcast Show by Radhe Shyam
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Manage series 3442635
Innhold levert av radheshyam. Alt podcastinnhold, inkludert episoder, grafikk og podcastbeskrivelser, lastes opp og leveres direkte av radheshyam eller deres podcastplattformpartner. Hvis du tror at noen bruker det opphavsrettsbeskyttede verket ditt uten din tillatelse, kan du følge prosessen skissert her https://no.player.fm/legal.
My name is Radhe Shyam, and I make podcasts. Through my podcast show, I want to educate my listeners about credit cards.
…
continue reading
17 episoder
Merk alt (u)spilt...
Manage series 3442635
Innhold levert av radheshyam. Alt podcastinnhold, inkludert episoder, grafikk og podcastbeskrivelser, lastes opp og leveres direkte av radheshyam eller deres podcastplattformpartner. Hvis du tror at noen bruker det opphavsrettsbeskyttede verket ditt uten din tillatelse, kan du følge prosessen skissert her https://no.player.fm/legal.
My name is Radhe Shyam, and I make podcasts. Through my podcast show, I want to educate my listeners about credit cards.
…
continue reading
17 episoder
Alle episoder
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Podcast Show by Radhe Shyam

Having a higher credit card limit can be beneficial or detrimental, depending on how it is used. A higher limit can offer more financial flexibility, convenience, and help improve credit utilization ratios. However, it can also lead to overspending, credit card debt, and financial instability. A high credit limit can create a false sense of security and lead to reckless spending. Read More: https://cardinsider.com/blog/higher-credit-card-limit-a-boon-or-a-trap/…
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Podcast Show by Radhe Shyam

1 How Do You Save Money Using Credit Card Rewards? 2:52
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Credit card rewards can be a great way to save money if used strategically. To make the most of your rewards program, you should choose a program that aligns with your spending habits and priorities, understand the rewards structure, use your card for everyday purchases, take advantage of sign-up bonuses, pay off your balance in full each month, redeem rewards strategically, and monitor your rewards balance. Read More: https://cardinsider.com/blog/how-do-you-save-money-using-credit-card-rewards/…
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Podcast Show by Radhe Shyam

The HDFC Bank Diners Club Black Credit Card is a premium credit card designed for high net worth individuals who seek exclusive benefits and privileges. This invitation-only credit card offers a variety of perks such as lounge access, dining privileges, concierge services, and attractive rewards programs. Read More: https://cardinsider.com/hdfc-bank/hdfc-bank-diners-club-black-credit-card/…
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Podcast Show by Radhe Shyam

1 How to Use Credit Card Grace Period Effectively? 2:22
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To use the credit card grace period effectively, it is important to understand the billing cycle and due date, pay the balance in full before the due date, avoid late payments, keep track of spending, avoid cash advances, avoid carrying a balance, and use credit card rewards wisely. Read More: https://cardinsider.com/blog/how-to-use-credit-card-grace-period-effectively/…
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Podcast Show by Radhe Shyam

1 ICICI Bank Emeralde Credit Card vs HDFC Infinia Credit Card: Which One is Better 3:24
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In conclusion, both ICICI Bank Emeralde Credit Card and HDFC Infinia Credit Card are excellent credit cards with a wide range of benefits and rewards. Which one is better for you depends on your individual preferences and needs. If you frequently travel internationally, then ICICI Bank Emeralde Credit Card may be the better choice due to its higher reward points for international transactions and more redemption options. Read More: https://cardinsider.com/blog/icici-bank-emeralde-credit-card-vs-hdfc-infinia-credit-card-which-one-is-better/…
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Podcast Show by Radhe Shyam

1 Why Most Secured Credit Cards Don’t Offer So Many Rewards & Benefits? 2:55
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Secured credit cards are an excellent option for those who have a limited or poor credit history, and they require a security deposit that is equal to the credit limit. While secured credit cards can help people build or rebuild credit, they typically don't offer many rewards or benefits compared to traditional credit cards. Read More: https://cardinsider.com/blog/why-most-secured-credit-cards-dont-offer-so-many-rewards-and-benefits/…
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Podcast Show by Radhe Shyam

1 SBI Prime Credit Card vs IDFC First Select Credit Card: A Detailed Comparison 3:49
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SBI Prime Credit Card and IDFC First Select Credit Card both offer different rewards programs, welcome benefits, fees, and additional features. SBI Prime Credit Card offers higher rewards points on select categories and a welcome gift of a voucher but has a higher annual fee. IDFC First Select Credit Card offers a simpler rewards program with higher points on all categories and a welcome gift of reward points but has a lower annual fee. The choice between the two depends on individual preferences and spending habits. Read More: https://cardinsider.com/blog/sbi-prime-credit-card-vs-idfc-first-select-credit-card-a-detailed-comparison/…
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Podcast Show by Radhe Shyam

1 Can I Get a Low-Interest Credit Card With Bad Credit? 2:22
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It can be challenging to get a low-interest credit card with bad credit, but options include secured credit cards, credit union credit cards, credit builder loans, and having a co-signer. However, interest rates and fees may still be higher than those for good credit borrowers. Read More: https://cardinsider.com/blog/can-i-get-a-low-interest-credit-card-with-bad-credit/…
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Podcast Show by Radhe Shyam

1 IDFC FIRST Select Credit Card vs IDFC FIRST Wealth Credit Card 3:34
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IDFC FIRST Bank is a leading Indian financial institution that offers a range of credit cards to its customers. Two of its popular credit cards are IDFC FIRST Select Credit Card and IDFC FIRST Wealth Credit Card. While both cards offer a range of benefits, they are designed for different types of customers with unique spending habits and lifestyles. In this introduction, we'll explore the features and benefits of both cards so you can choose the one that's right for you. Read More: https://divyanegii.blogspot.com/2023/03/factors-that-might-make-your-credit.html…
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Podcast Show by Radhe Shyam

if you suspect credit card fraud, take immediate action to protect yourself by reporting the fraud to your credit card issuer, reviewing your credit card statement for unauthorized transactions, filing a fraud report with your issuer, filing a police report if necessary, monitoring your credit report, updating your security measures, and considering an identity theft protection service. Reporting credit card fraud is crucial to preventing further unauthorized transactions and potential identity theft. By taking these steps, you can minimize the impact of credit card fraud and work towards resolving any issues that may arise as a result of the fraud. Read More: https://cardinsider.com/blog/how-to-report-credit-card-fraud/…
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Podcast Show by Radhe Shyam

Your credit score may have dropped due to missed or late payments, high credit utilization, new credit inquiries, errors on your credit report, decrease in credit limits, closing old credit accounts, bankruptcy or foreclosure, identity theft, economic factors, or lack of credit history. It's important to monitor your credit report and take steps to address any negative factors that may be impacting your credit score. Read More: https://cardinsider.com/blog/why-did-my-credit-score-drop/…
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Podcast Show by Radhe Shyam

To help rebuild your credit, check your credit report, pay bills on time, reduce debt, use credit responsibly, open new credit accounts strategically, avoid closing old accounts, monitor your credit score, and be patient. Read More: https://cardinsider.com/blog/how-to-help-rebuild-your-credit/
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Podcast Show by Radhe Shyam

1 What To Do If A Credit Card Billing Error Dispute is Denied 2:49
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If a credit card billing error dispute is denied, review the reason for denial, gather documentation, contact the merchant, file a complaint with the appropriate regulatory agency, and consider legal action. It's important to be persistent and patient in pursuing a resolution and to understand your rights as a consumer. Read More: https://cardinsider.com/blog/what-to-do-if-a-credit-card-billing-error-dispute-is-denied/…
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Podcast Show by Radhe Shyam

1 Does Credit Card Rejection Affect Your Credit Score? 1:56
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Does Credit Card Rejection Affect Your Credit Score? Credit card rejection can be a frustrating experience, but it's important to understand how it can impact your credit score. While the rejection itself doesn't directly affect your credit score, the process of applying for a credit card can have an impact. When you apply for a credit card, the issuer will typically check your credit report, resulting in what's called a "hard inquiry." Yes, credit card rejection can affect your credit score, but not in the way you might think. Here are some key points to keep in mind: A hard inquiry on credit report: When you apply for a credit card, the card issuer will typically check your credit history and score to decide whether to approve or reject your application. This process is called a hard inquiry or hard pull. Lower overall credit limit: If you're rejected for a credit card, it could also mean you have a lower overall credit limit, which can affect your credit utilization ratio and your credit score. Opportunity cost: If you're rejected for a credit card, it means you won't have access to any rewards, cashback, or other benefits that come with the card. This opportunity cost won't directly affect your credit score, but it could still impact your overall financial situation. Increase in credit utilization ratio: Your credit utilization ratio is the percentage of your available credit that you're using. If you're rejected for a credit card, it means you won't have access to the credit limit that comes with the card, which could increase your credit utilization ratio if you have balances on other cards or loans. In summary, while credit card rejection does not directly impact your credit score, it can indirectly affect it by signalling to lenders that you may be a risky borrower. It is important to manage your credit carefully and take steps to improve your credit score if needed. For more information refer to: https://cardinsider.com/blog/does-credit-card-rejection-affect-your-credit-score/…
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Podcast Show by Radhe Shyam

1 AmEx Smart Earn vs Standard Chartered Super Value Titanium Credit Card: Which One is Better? 1:43
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Your spending habits and the features you are searching for in a credit card will determine this. It's crucial to contrast the features and perks offered by Standard Chartered Super Value Titanium Credit Card and American Express Smart Earn to determine which one is better for your needs. Here are some things to think about: Rewards: Rewards points are available through American Express Smart Earn in a few areas, including dining and entertainment. The Standard Chartered Super Value Titanium Credit Card, on the other hand, provides discounts on eating and fuel costs in addition to cashback on specific categories. Annual fee: Compared to the Standard Chartered Super Value Titanium Credit Card, American Express Smart Earn typically has a higher annual fee. Interest rates: Because the interest rates on the two credit cards are different, it's critical to compare them to determine which one is better for you. Network: The Standard Chartered Super Value Titanium Credit Card is mostly accepted in India and a few other countries, while American Express Smart Earn is accepted all around the world. Conclusion: The best credit card for you will depend on your individual needs and spending habits. In conclusion, both the Standard Chartered Super Value Titanium Credit Card and American Express Smart Earn have advantages and disadvantages. Refer to: https://cardinsider.com/blog/amex-smart-earn-vs-standard-chartered-super-value-titanium-credit-card-which-one-is-better/…
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