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Innhold levert av saferetirementmoneyguy. Alt podcastinnhold, inkludert episoder, grafikk og podcastbeskrivelser, lastes opp og leveres direkte av saferetirementmoneyguy eller deres podcastplattformpartner. Hvis du tror at noen bruker det opphavsrettsbeskyttede verket ditt uten din tillatelse, kan du følge prosessen skissert her https://no.player.fm/legal.
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The Safe Retirement Money Guy’s Podcast
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Manage series 3518380
Innhold levert av saferetirementmoneyguy. Alt podcastinnhold, inkludert episoder, grafikk og podcastbeskrivelser, lastes opp og leveres direkte av saferetirementmoneyguy eller deres podcastplattformpartner. Hvis du tror at noen bruker det opphavsrettsbeskyttede verket ditt uten din tillatelse, kan du følge prosessen skissert her https://no.player.fm/legal.
Bill is a Certified Financial Fiduciary and upholds the highest standards of honesty, fairness, integrity and professionalism. Bill is a native Floridian and was transferred to Michigan in 1995 by his employer at the time, NBD Bank. Bill and his wife Charlotte have been married 41 years and have four adult children and three grandchildren. Bill received his Bachelor of Science Degree from Florida State University with a major in Finance and a minor in Real Estate. Bill has been helping clients manage their financial lives since 1988. Bill spent 13 years in banking as a Trust Officer in Florida and Michigan, 5 years as a broker with Smith Barney in Troy, MI and has owned his own firm since 2004, located in Almont, MI which is 40 miles north of Detroit. At the end of 2014 Bill exited the securities side of his practice to offer only “Safe Money” programs for his clients. While offering “At Risk” investments such as mutual funds, ETFs and individually managed portfolios of stocks and bonds as a licensed securities advisor, and now as a “Safe Money” professional exclusively, Bill has always put his clients’ interests first. While securities licensed, Bill maintained a perfectly clean record with FINRA, which you can check for yourself by going to FINRA Broker Check.
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40 episoder
Merk alt (u)spilt...
Manage series 3518380
Innhold levert av saferetirementmoneyguy. Alt podcastinnhold, inkludert episoder, grafikk og podcastbeskrivelser, lastes opp og leveres direkte av saferetirementmoneyguy eller deres podcastplattformpartner. Hvis du tror at noen bruker det opphavsrettsbeskyttede verket ditt uten din tillatelse, kan du følge prosessen skissert her https://no.player.fm/legal.
Bill is a Certified Financial Fiduciary and upholds the highest standards of honesty, fairness, integrity and professionalism. Bill is a native Floridian and was transferred to Michigan in 1995 by his employer at the time, NBD Bank. Bill and his wife Charlotte have been married 41 years and have four adult children and three grandchildren. Bill received his Bachelor of Science Degree from Florida State University with a major in Finance and a minor in Real Estate. Bill has been helping clients manage their financial lives since 1988. Bill spent 13 years in banking as a Trust Officer in Florida and Michigan, 5 years as a broker with Smith Barney in Troy, MI and has owned his own firm since 2004, located in Almont, MI which is 40 miles north of Detroit. At the end of 2014 Bill exited the securities side of his practice to offer only “Safe Money” programs for his clients. While offering “At Risk” investments such as mutual funds, ETFs and individually managed portfolios of stocks and bonds as a licensed securities advisor, and now as a “Safe Money” professional exclusively, Bill has always put his clients’ interests first. While securities licensed, Bill maintained a perfectly clean record with FINRA, which you can check for yourself by going to FINRA Broker Check.
…
continue reading
40 episoder
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The Safe Retirement Money Guy’s Podcast
1 The Safe Money Retirement Guy Show - Episode 40 - Guest Interview with Cora Dugan 17:38
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17:38In this episode of the Safe Retirement Money Guy podcast, host Bill Duggan, a Retirement and Income Specialist from Metro Detroit, interviews life-coach Cora Dugan.
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The Safe Retirement Money Guy’s Podcast
1 The Safe Money Retirement Guy Show – Episode 39 – Fake News 8:21
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8:21In this episode of the Safe Retirement Money Guy podcast, host Bill Duggan, a Retirement and Income Specialist from Metro Detroit, discusses the pervasive issue of fake news in various domains, including financial news. He emphasizes the importance of honesty and the dangers of misinformation, especially when it comes to financial planning and retirement.…
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The Safe Retirement Money Guy’s Podcast
1 The Safe Money Retirement Guy Show – Episode 38 – Cliff Young Shuffle 8:58
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8:58In this episode, Bill Duggan tells the fascinating story of Cliff Young, an Australian potato farmer who won the 1983 Sydney to Melbourne ultra-marathon at the age of 61. Cliff's unique running style, later known as the "Young Shuffle," and his surprising victory over much younger and more experienced competitors, made headlines worldwide. Duggan highlights the importance of perseverance, unconventional thinking, and breaking stereotypes. The episode also touches on how Cliff's story continues to inspire runners and non-runners alike, emphasizing that determination and grit can lead to extraordinary achievements.…
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The Safe Retirement Money Guy’s Podcast
1 The Safe Money Retirement Guy Show – Episode 37 – Conspiracy Theory 7:55
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7:55In this episode, Bill Duggan discusses various conspiracy theories, exploring their origins and the reasons why they gain traction among certain groups. He delves into the psychology behind why people believe in conspiracy theories, touching on factors such as distrust in authority, the need for simple explanations to complex problems, and the role of social media in spreading these theories. Duggan also examines a few specific conspiracy theories, providing context and examining the evidence, or lack thereof, that supports them. The discussion highlights the importance of critical thinking and skepticism when evaluating information.…
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The Safe Retirement Money Guy’s Podcast
1 The Safe Money Retirement Guy Show – Episode 36 – Buy Income and Risk The Difference 8:30
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8:30Bill opens with a historical reference to the proverb, "you can't have your cake and eat it too," highlighting its relevance to retirement planning. He provocatively suggests that, contrary to popular belief, individuals can indeed safeguard their finances while pursuing growth opportunities. Employing a thought-provoking scenario, Bill underscores the profound impact of market crashes on retirement funds, emphasizing the challenge of recovering from significant losses. He introduces fixed indexed annuities as a viable solution, offering principal protection and potential interest accrual based on external indexes, thereby shielding retirees from market volatility.…
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The Safe Retirement Money Guy’s Podcast
1 The Safe Money Retirement Guy Show – Episode 35 – Cost Of Anxiety 8:53
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8:53Bill begins by reflecting on the aphorism, "scared money makes no money," acknowledging the truth in taking calculated risks for financial growth. However, he warns against the unseen costs of potential losses and the toll they take on individuals' peace of mind, especially as retirement looms closer. Highlighting the unpredictability of market fluctuations, Bill introduces fixed indexed annuities as a strategic tool for principal protection and accumulation potential without market exposure. He emphasizes the importance of reducing stress over money, particularly in retirement, where financial stability is paramount. Drawing on historical market crashes, such as the "lost decade" from 2000 to 2009, Bill underscores the devastating impact of market downturns on retirees' portfolios and retirement plans. He contrasts this with the security offered by fixed indexed annuities, which shield retirees from market volatility while ensuring steady growth.…
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The Safe Retirement Money Guy’s Podcast
1 The Safe Money Retirement Guy Show – Episode 34 – Insuring Your Risk of Loss 8:36
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8:36Using analogies from insurance practices, Bill underscores the importance of mitigating risks despite their minimal probabilities. Just as homeowners insure their properties against fire or individuals purchase life insurance to protect their loved ones, he advocates for insuring retirement funds against market volatility. Bill highlights the statistical likelihood of market losses, urging listeners to consider strategies like fixed indexed annuities that provide a shield against market downturns while offering growth potential. He emphasizes the importance of reviewing existing insurance policies and offers complimentary consultations to assess coverage adequacy.…
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The Safe Retirement Money Guy’s Podcast
1 The Safe Money Retirement Guy Show – Episode 33 – Growth For What Purpose 8:04
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8:04Bill starts by debunking the common fixation on investment returns without considering their purpose. He highlights the significance of asking, "For what purpose?" when assessing investment strategies, as emotions tied to gains or losses can cloud financial decision-making. Drawing parallels between building a house and building a retirement plan, Bill underscores the need for a clear purpose in financial endeavors. Just as a house is designed with specific rooms and safety features to serve its occupants, retirement planning should prioritize fulfilling meaningful objectives.…
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The Safe Retirement Money Guy’s Podcast
1 The Safe Money Retirement Guy Show – Episode 32 – How Do You Measure Success 7:53
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7:53Bill begins by recounting a conversation with a listener, Joe, who mentioned his friend's impressive 22% investment return. Bill challenges the notion, questioning whether the gains were realized or merely theoretical. He elucidates the fallacy of measuring success based on isolated investment returns without considering the overall financial picture. Highlighting the importance of long-term financial security, Bill introduces fixed indexed annuities as a means to safeguard gains and mitigate market risks. He stresses the significance of understanding the true nature of investment returns and ensuring that gains are permanent and protected from loss. Listeners are encouraged to adopt a prudent approach to retirement planning, focusing on strategies that offer stability and guaranteed income. Bill invites them to explore fixed indexed annuities as a reliable means to secure their financial future.…
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The Safe Retirement Money Guy’s Podcast
1 The Safe Money Retirement Guy Show – Episode 31 – Underliving Your Retirement 8:29
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8:29Introducing the concept of fixed indexed annuities, Bill offers a solution that provides opportunities for market-based gains without risking losses. He highlights the importance of safeguarding retirement income against longevity risk, emphasizing the need to live retirement to its fullest potential without financial constraints. Listeners are encouraged to envision a retirement plan with a guaranteed income floor, providing peace of mind and confidence in their financial future. Bill invites them to explore personalized solutions tailored to their needs, including strategies for spousal survivorship and long-term care.…
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The Safe Retirement Money Guy’s Podcast
1 The Safe Money Retirement Guy Show – Episode 30 – Safety First 8:39
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8:39Bill begins by highlighting the pitfalls of traditional financial planning, where questions about risk tolerance often overshadow crucial inquiries about income needs and guarantees. Drawing parallels between college degree planning and retirement planning, he stresses the necessity of prioritizing financial security over arbitrary investment decisions.…
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The Safe Retirement Money Guy’s Podcast
1 The Safe Money Retirement Guy Show – Episode 29 – Don't Worry Be Happy 7:57
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7:57Title: "Don't Worry, Be Happy: Securing Your Retirement with Fixed Annuities" Summary: Step into the world of guaranteed retirement happiness with host Bill Duggan on the Safe Retirement Money Guy podcast. In this episode, Bill expertly weaves together insights from Bobby McFerrin's timeless anthem "Don't Worry, Be Happy" with the practical wisdom of retirement planning. As Bill reflects on McFerrin's song and its universal appeal, he draws parallels to the financial realities facing today's seniors. With a focus on fixed annuities, Bill unveils a path to financial security that transcends mere optimism. He challenges listeners to move beyond the rhetoric of financial advice and confront the harsh truths of retirement planning. Through a compelling comparison, Bill illuminates the transformative power of fixed annuities in providing guaranteed income and peace of mind. He invites listeners to cast aside the burden of financial worry and embrace a future where retirement dreams become reality.…
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The Safe Retirement Money Guy’s Podcast
1 The Safe Money Retirement Guy Show – Episode 28 – The 4% Rule 8:47
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8:47In this episode, Bill delves into the prevalent yet often misunderstood concept of spend down income planning. He reveals the flaws in traditional spend down strategies, emphasizing the speculative nature of growth estimates and the risks associated with market-based accounts. Bill contrasts this with annuity-based income planning, which offers contractually guaranteed outcomes, ensuring financial security without reliance on uncertain market performance. He dissects the historical 4% withdrawal rule, debunking its effectiveness and highlighting the importance of understanding sequential rate of return risk. Bill advocates for fixed indexed annuity contracts, which provide guaranteed lifetime income, offering a solution to income uncertainty in retirement. Tune in to learn how to safeguard your retirement savings and step into a secure future with confidence.…
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The Safe Retirement Money Guy’s Podcast
1 The Safe Retirement Money Guy – Episode 27 – Insured Against Loosing Time 9:34
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9:34In this episode, Bill delves into the transformative potential of fixed indexed annuities, shedding light on how these insurance products can shield your retirement funds from the uncertainties of the market.
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The Safe Retirement Money Guy’s Podcast
1 The Safe Retirement Money Guy – Episode 26 – The Sound of Annual Reset 9:48
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9:48Host Bill Duggan invites listeners to ponder the contrast between the thrill of success and the agony of loss within the confines of a casino. Drawing a parallel to the unpredictability of market investments, the episode challenges conventional wisdom by proposing a retirement strategy that shields one's hard-earned savings from the relentless whims of market volatility.…
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