In this episode of Real Talk, Real Growth , host Linda Ostovitz welcomes Kelly Mitchell, owner of Impact HR. Kelly shares her extensive experience in the HR field, discussing the evolution of HR from traditional administrative roles to strategic functions focused on people and culture. She highlights the importance of HR in organizational growth, workforce planning, compliance with laws, and maintaining a positive company culture. Linda and Kelly also explore the ideal timing for businesses to engage HR professionals and the benefits of outsourcing HR functions. The conversation underscores HR’s crucial role in navigating modern business challenges and maintaining compliance in a complex legal environment. 00:00 Introduction and Guest Welcome 02:03 Kelly Mitchell's HR Journey 03:07 Evolution of HR Over the Years 04:34 Strategic Role of HR in Modern Business 06:01 HR's Role in Times of Uncertainty 08:15 When to Hire an HR Professional 12:44 Staying Current with HR Legislation 20:16 Impact HR Services and Client Engagement 26:52 Future of HR and Outsourcing Trends 32:31 Conclusion and Final Thoughts For more information, visit the Impact HR website at https://www.impacthrllc.com/ Follow Impact HR on social media: https://www.linkedin.com/company/impacthr/ https://www.facebook.com/impactHRLLC/ https://x.com/impacthrllc (00:00) - Introduction and Guest Welcome (02:03) - Kelly Mitchell's HR Journey (03:07) - Evolution of HR Over the Years (04:34) - Strategic Role of HR in Modern Business (06:01) - HR's Role in Times of Uncertainty (08:15) - When to Hire an HR Professional (12:44) - Staying Current with HR Legislation (20:16) - Impact HR Services and Client Engagement (26:52) - Future of HR and Outsourcing Trends (32:31) - Conclusion and Final Thoughts…

In this episode of Real Talk, Real Growth , host Linda Ostovitz welcomes Betsy Wendell, owner of Octavia Boutique in Baltimore. They discuss the history of the boutique, its reputation for unique and special fashions, and Betsy's personal journey in managing the store through challenging times like COVID-19 and reconstruction. Betsy shares her insights on customer loyalty, community engagement, and the boutique's unique marketing strategies. They also touch on Betsy's plans for potential future expansion and her involvement in local events such as the Pretty in Pink fashion show. 00:45 Welcome and Introduction 02:46 History of Octavia Boutique 04:41 Shop Offerings and Unique Appeal 06:17 Challenges and Renovations 10:19 Navigating COVID-19 17:06 Community Engagement and Events 20:02 Marketing and Future Plans 22:21 Conclusion and Appreciation For more information, visit Octavia Boutique on the Cross Keys website Follow Octavia Boutique on social media: Instagram Facebook (00:00) - Welcome and Introduction (02:46) - History of Octavia Boutique (04:41) - Shop Offerings and Unique Appeal (06:17) - Challenges and Renovations (10:19) - Navigating COVID-19 (17:06) - Community Engagement and Events (20:02) - Marketing and Future Plans (22:21) - Conclusion and Appreciation…

In this episode of Real Talk, Real Growth , host Linda Ostovitz welcomes Shaun Eddy, CEO and partner at Oxford Planning Group. Shaun, a certified financial planner with a master's degree in financial analysis, explores the benefits and mechanics of Health Savings Accounts (HSAs). He explains how HSAs can grow tax-deferred and be used for medical expenses, particularly in retirement. The discussion covers the nuances of high-deductible health plans, qualified medical expenses, and the role of employers in contributing to HSAs. Shaun also stresses the importance of financial planning from an early age, tax efficiency, and the value of professional financial advice. The episode also provides practical budgeting tips, reducing credit card debt, and planning for future tax liabilities. (00:00) - Maximizing Financial Growth: Insights on HSAs and Smart Investment Strategies with Shaun Eddy (00:45) - Welcome and Guest Introduction (02:44) - Introduction to HSA Plans (03:48) - HSA Contributions and Rollovers (05:09) - Qualified Medical Expenses (05:53) - Employer Contributions to HSA (11:38) - Tax Benefits of HSA (14:08) - Tax Planning (17:29) - Starting Early with Financial Planning (24:43) - Advice for January Financial Planning (25:48) - Managing Credit Card Debt (27:21) - Conclusion and Final Thoughts For more information, visit Shaun's website https://oxfordplanning.com…

Welcome to Real Talk, Real Growth. Join host Linda Ostovitz each month as she has meaningful, practical discussions with guests who are on the cutting edge of business. They'll talk, and you’ll grow. Please be sure to like and subscribe to Real Talk, Real Growth wherever podcasts are found and join Linda each month as she discusses a new topic of interest.…