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Innhold levert av John Montoya, John D. Perrings, John Montoya, and John D. Perrings. Alt podcastinnhold, inkludert episoder, grafikk og podcastbeskrivelser, lastes opp og leveres direkte av John Montoya, John D. Perrings, John Montoya, and John D. Perrings eller deres podcastplattformpartner. Hvis du tror at noen bruker det opphavsrettsbeskyttede verket ditt uten din tillatelse, kan du følge prosessen skissert her https://no.player.fm/legal.
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111: The Real Costs of Term vs. Whole Life Insurance

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Manage episode 427324078 series 2926696
Innhold levert av John Montoya, John D. Perrings, John Montoya, and John D. Perrings. Alt podcastinnhold, inkludert episoder, grafikk og podcastbeskrivelser, lastes opp og leveres direkte av John Montoya, John D. Perrings, John Montoya, and John D. Perrings eller deres podcastplattformpartner. Hvis du tror at noen bruker det opphavsrettsbeskyttede verket ditt uten din tillatelse, kan du følge prosessen skissert her https://no.player.fm/legal.

When comparing the costs of term life insurance vs whole life insurance, we can't just compare the premium prices and call it a day.

Because whole life insurance is an asset that builds equity, not all premiums are a true cost like they are with term insurance.

In this episode, we break down the math and provide a real, apples-to-apples comparison of the true costs of term vs. whole life. Check it out!

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EPISODE HIGHLIGHTS:

00:20 Term vs. Whole Life Insurance

01:11 The Math Behind Insurance Costs

04:00 Term Insurance Risks

06:29 Whole Life Insurance Builds Equity

12:55 Real Client Example: Cost Analysis

18:41 The Unseen Costs of Term Insurance

----

LINKS:

Get in touch: SCHEDULE A CONSULTATION

Online Course: IBC MASTERY

----

About Your Hosts:

Hosts John Perrings and John Montoya are dedicated to spreading the word about Infinite Banking so you can discover for yourself how you and your loved ones can benefit from a virtual streamlined process that will take you from IBC novice to sharing the strategy with friends and family—even the skeptics!

John Montoya is the founder of JLM Wealth Strategies, began his career in financial services in 1998, and is both an Authorized IBC® and Bank on Yourself® professional licensed nationwide.

John Perrings started StackedLife Financial Strategies after a 20-year career in Silicon Valley's startup world, where he specialized in data center real estate, finance, and construction. John is an Authorized Infinite Banking® professional and works nationwide.

----

Connect with us

Get in touch to see how you might apply these principles to your situation. Schedule a free, no-obligation 30-minute consultation with us today!

----

ONLINE COURSE:

Stop wasting hours on YouTube trying to piece together the information you want regarding The Infinite Banking Concept®.

Check out our soup-to-nuts online course. Get everything you need to know about IBC and whole life insurance:

IBC MASTERY

  continue reading

118 episoder

Artwork
iconDel
 
Manage episode 427324078 series 2926696
Innhold levert av John Montoya, John D. Perrings, John Montoya, and John D. Perrings. Alt podcastinnhold, inkludert episoder, grafikk og podcastbeskrivelser, lastes opp og leveres direkte av John Montoya, John D. Perrings, John Montoya, and John D. Perrings eller deres podcastplattformpartner. Hvis du tror at noen bruker det opphavsrettsbeskyttede verket ditt uten din tillatelse, kan du følge prosessen skissert her https://no.player.fm/legal.

When comparing the costs of term life insurance vs whole life insurance, we can't just compare the premium prices and call it a day.

Because whole life insurance is an asset that builds equity, not all premiums are a true cost like they are with term insurance.

In this episode, we break down the math and provide a real, apples-to-apples comparison of the true costs of term vs. whole life. Check it out!

----

EPISODE HIGHLIGHTS:

00:20 Term vs. Whole Life Insurance

01:11 The Math Behind Insurance Costs

04:00 Term Insurance Risks

06:29 Whole Life Insurance Builds Equity

12:55 Real Client Example: Cost Analysis

18:41 The Unseen Costs of Term Insurance

----

LINKS:

Get in touch: SCHEDULE A CONSULTATION

Online Course: IBC MASTERY

----

About Your Hosts:

Hosts John Perrings and John Montoya are dedicated to spreading the word about Infinite Banking so you can discover for yourself how you and your loved ones can benefit from a virtual streamlined process that will take you from IBC novice to sharing the strategy with friends and family—even the skeptics!

John Montoya is the founder of JLM Wealth Strategies, began his career in financial services in 1998, and is both an Authorized IBC® and Bank on Yourself® professional licensed nationwide.

John Perrings started StackedLife Financial Strategies after a 20-year career in Silicon Valley's startup world, where he specialized in data center real estate, finance, and construction. John is an Authorized Infinite Banking® professional and works nationwide.

----

Connect with us

Get in touch to see how you might apply these principles to your situation. Schedule a free, no-obligation 30-minute consultation with us today!

----

ONLINE COURSE:

Stop wasting hours on YouTube trying to piece together the information you want regarding The Infinite Banking Concept®.

Check out our soup-to-nuts online course. Get everything you need to know about IBC and whole life insurance:

IBC MASTERY

  continue reading

118 episoder

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