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The Your Life! Your Terms! Show

Tom Karadza & Nick Karadza

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Nick Karadza & Tom Karadza founded Rock Star Real Estate Inc. after quitting their jobs in the Software industry to "go it alone" in the world of real estate investing. Rock Star Real Estate has gone from zero clients and zero revenues to being listed on Canada's Profit 500 multiple times as one of the country's fastest growing companies. Together with their team they've now worked on thousands of investments and over a billion dollars of income properties in Canada. On this show they chat r ...
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Good to Hear

105.9 The Region

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Being positive and optimistic is a challenge. To inspire and motivate, Good to Hear offers only good news stories, uplifting our spirits and helping us get through it.
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Rajat Soni actively shares his views on Bitcoin on X.com @RajatSoniFnance and has made an impression on people quickly with his no-hold-barred approach. On this episode of The Your Life! Your Terms! Show we discuss his journey to discovering Bitcoin, when he decided to go "all in" and what he thinks of Bitcoin's future in finance. Enjoy the show!…
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Richard Dias is an economic analyst with Ice Cap Asset Management and does a great job of plainly laying out complicated data. On this episode of The Your Life! Your Terms! Show we dive into energy policy, the Canadian dollar and Canada's fiscal situation. You can learn more about Richard on X.com @RichardDias_CFA, or as one of the hosts of TheLoon…
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Jayson Lowe is CEO of Ascendant Financial which focuses on working with people to implement the Infinite Banking process through specific life insurance policies. It's a topic that can come up in financial and insurance circles and often leads to questions or differing opinions. As an industry leader in the space, we cover some of those things with…
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OpenRoom.ca is a game-changer. It's the first website in Canada to allow open crowdsourcing for tenants and landlords to post court orders from the landlord-tenant boards across Canada. This is a game-changer for tenant screening, allowing you to search tenant names to see if they have any court orders against them. In addition, you can use their r…
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Join us for a deep dive into Bitcoin's technicalities to understand how Bitcoin works at a much deeper level. Learn the best practices for self-custody and protecting your Bitcoin, from beginner to advanced techniques. Nathan is a Bitcoin Mentor, helping Canadians master this new technology and take sovereign control over their wealth. Become your …
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Larry Lepard is an absolute treasure trove of excellent economic insights. On this episode of The Your Life! Your Terms! Show we get Larry's thoughts on gold, Bitcoin, Microstrategy and Michael Saylor's future. We also discuss how energy trends and A.I. are set to produce a monumental change in power dynamics globally. You can learn more about Larr…
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Tyler Sikura is an inspiration. He committed years of his life to hockey and somehow still managed to have the time to take care of his health, invest in real estate and jump down the Bitcoin rabbit hole. On this episode of The Your Life! Your Terms! Show we discuss his journey, lessons learned and where he's headed next! These are the episodes tha…
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Eddie Jurinic and Justin Pellicciotta from Pine Glen Homes sat down with us for this episode. Eddie was around early in our investing days, and we had a good laugh looking back at some of the ridiculous things investors do to build momentum. And that's exactly what he and his business partner Justin have done. Expanding into custom home building an…
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As a past CMHC underwriter Pierre-Paul Turgeon always brings some perspective to Canadian housing through the multi-unit space. On this episode we speak about a funding option geared towards apartment construction, where the current state of the housing market has us headed, and what it means for the options our kids have in the future.…
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Jim and Jamie Sheils really cover a lot of ground. Together they have multiple business all geared towards our favorite thing, helping people live life on their terms. With SI Homes they create turn key Build To Rent solutions for real estate investors. While also holding retreats for entrepreneurs and their families to focus on relationships and b…
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It's no secret that buying a home feels out of reach for many people, especially today's youth when they compare prices now to past ones. Rod Schulhauser co-authored "The Self Funding House" for exactly that reason. To help people look at home ownership a different way while also opening up the possibllity to many who may have not been able to affo…
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Nick Hill is co-host of the super popular podcast, The Canadian Real Estate Investor, with Daniel Foch. On this episode of The Your Life! Your Terms! Show we discuss how young investors can tap into the long-distance investing opportunity that is ripe in Canada. You can learn more about Nick's work, consulting, education and more by visiting Realis…
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Brad Pickering is intentional about his life's choices and it's benefitting him in many ways. A father, husband, adventurer, entrepreneur, real estate investor, Bitcoiner ... he's fearless in his approach to living. On this episode of The Your Life! Your Terms! Show we get to know Brad and some of his philosophies on life. You can find his writings…
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How does one retire in 2024? With interest rates up, down, and all over the place, inflation ripping, the government and its media lying to us, AI threatening to take away millions of jobs, big data and big tech powering ahead, uncertainty in the real estate market, the new asset class of Bitcoin, and Canada's decline as a desirable country, the fu…
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The Millennial Minimalists Podcast co-hosts are back to help YLYT listeners simplify their lives! Kelly Foss and Lauren Morley joined us to discuss the concept of minimalism, the benefits of simplifying your life, and how adopting minimalism can help you live life on your terms. These concepts help free up your time, focus and space to allow for ne…
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Zac Guignard writes the Financial Freedom Report at the Human Rights Foundation and is wise well beyond his years. On this episode of The Your Life! Your Terms! Show we discuss the upcoming LearningBitcoin.ca event, why he thinks Bitcoin is important for human rights, protecting yourself online and the tools to help you do so. You can find Zac on o…
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Adam Niman isn't shy to share his opinions and that's what makes him such a great guest. On this episode of The Your Life! Your Terms! Show we get Adam's latest thoughts on participating life insurance policies, real estate, private lending, health benefits plans and more! You can find a copy of his book on insurance title, Fortune or Fiction: Why …
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Rock Star VIP Member Sathiya Sam has an incredible story of creating his life on his terms by helping other men overcome pornography addiction. Wait until you hear the statistics in this episode of how pervasive and damaging porn can be... Sathiya has created a purposeful online coaching business to tackle these issues and help men become the best …
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Preston Pysh is the founder of The Investors Podcast, a huge podcast on global finance, he's an ex-helicopter attack pilot, a former PM at the US Department of Defence, a West Point graduate, an aerospace engineer and currently a general partner at Ego Death Capital. On this episode of The Your Life! Your Terms! Show we discuss how Bitcoin is makin…
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Marco Albanese is full of passion. No matter what he is discussing, his positive energy will rub off on you. On this episode of The Your Life! Your Terms! Show Marco shares how he moved to Florence, lived there for 7 years, came home and decided to jump into real estate. He's now a super active mortgage agent and breaks down numbers, rates and real…
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Derek Lobo has been in the apartment industry for decades. First, as a consultant then taking those skills and working with clients on billions of dollars of apartment-based real estate transactions through Rock Apartment Advisors. After a health scare a number of years ago his focus expanded to education by launching the Apartment University on to…
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On this episode of the Your Life! Your Terms! Show we bring back Joey Temprile, one half of The Canadian Bitcoiners, to get his latest thoughts. We chat money, Bitcoin, investing, real estate, politics, lifestyle, lifting weights and more. He's a highly intelligent, articulate guy who we always have a blast chatting with. You can find him on X @Joe…
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Dr. Jeff Perron does a wonderful job breaking down how to live a life of happiness and joy. On this episode of The Your Life! Your Terms! Show Jeff breaks down the importance of meaning and purpose in your life. We explore "dynamic tension", life balance and how emotions are made. You can find more of Jeff's insights on his Substack by visiting: ht…
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Leon Wankum is a prolific writer on Real Estate, Bitcoin and the relationship the two have together. On this episode of The Your Life! Your Terms! Show we discuss how the two can co-exist and help each other, what interest rates look like in a Bitcoin world, how real estate changes with the emergence of Bitcoin and more. You can find Leon's essays …
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Chinthu Loganathan and Gerda Kručkauskaitė are a lovely Rock Star investor couple who have accomplished a lot at a young age! They've experimented with investing in student rentals, condos, duplexes, and Airbnb short-term rentals. There have been ups and downs, and they reveal it all in this episode! Tune in if you want to be inspired by their jour…
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On this episode of The Your Life! Your Terms! Show we get tons of updates on Bitcoin apps and technology with Ben Perrin. Ben shares how he's currently living on a Bitcoin standard, the new wallets and personal mining gear that has him excited and about the launch of his new company Bitcoin Mentor (BitcoinMentor.io). You can find Ben on Twitter @BT…
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Steve DeVoe visits us to chat about his books on real estate investing and raising children. On this episode of The Your Life! Your Terms! Show we discuss modern life, raising kids in a modern world, getting outside more and how to handle the curve balls life throws at you. You can find Steve at mcommercialrealty.com…
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If you're looking for hope for yourself or Canada, you may find it in this episode! Learn how Bitcoin is "engineered sovereignty" and how it empowers individuals and nation-states with financial freedom and independence. Pablo is the dedicated Bitcoin evangelizer at the Bull Bitcoin team, and an amazing source of inspiration, knowledge and hope. Go…
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Leo Marasovic has built up a great mortgage brokerage, Oak Park Mortgage, here in Canada and is now putting his talents to work in Europe. On this episode of The Your Life! Your Terms! Show we discuss his business-building adventures, developing land in Croatia, the best places to see in Dalmatia and his thoughts on life and family. You can find Le…
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Nick sat down with three young Rock Star Team Members to ask them how they feel about their futures. With such uncertain and chaotic times in economics, politics, and society, the future has never been muddier. Nick wanted to asses if young people are at a disadvantage or is this a narrative without much to back it up. Listen up to hear how three y…
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Fabio Campanella has a wealth of experience helping real estate investors and business owners navigate the tax system. Most investors are not prepared for the tax burden that occurs during the transfer of their estate and Fabio breaks down the important items to consider. On this episode of The Your Life! Your Terms! Show we dive into the details. …
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Scott Dedels is a fascinating guy. His Bitcoin story is remarkable and his ability to articulate complex financial subjects is elite. On this episode of The Your Life! Your Terms! Show we discuss his book, The Dao of Bitcoin: Towards a Cosmology of Energy Money. You can learn more about Scott's Bitcoin efforts in the corporate world by visiting Blo…
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Stephen Phillips is using his local knowledge of Queens University to uncover cash flowing gems of properties. On this episode of The Your Life! Your Terms! Show Stephen shares his insights and knowledge of what's going on in Kingston and the opportunities around student rentals. He also describes his current lifestyle of hanging out in Mexico and …
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Peter McCormack is an interesting character. He admits his first encounter with Bitcoin was to buy drugs and has turned that encounter into running one of the largest Bitcoin podcasts in the world, called "What Bitcoin Did" (WhatBitcoinDid.com) On this episode of The Your Life! Your Terms! Show we go behind the scenes of Peter's life, the growth of…
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Nick Regina has a work ethic that is rarely found. From busing tables as a teenager, he quickly got deeply involved in Toronto and Miami nightlife at the highest levels. Sales, marketing, relationships, networking, promotion ... he is a master of it all. On this episode of The Your Life! Your Terms! Show Nick walks us through his journey and why he…
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Join us as we discuss how to properly run and assess Canadian and international credit reports with MacKenzie Wilson, including the differences between Equifax and TransUnion, and SingleKey's new features for landlords. We also dive into the Calgary real estate market, future trends, and the impact of the oil and gas industry. Visit singlekey.com t…
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Marko Radosevic and Fernando Cipriano are friends of the show and have come back to discuss what's going on in the world as they see it. On this episode of The Your Life! Your Terms! Show we dive into social media and its impact on society, how our money system works, what is in store for our GDP and how to navigate the modern world as parents.…
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Seb Bunney is an interesting character and critical thinker. He moved away from home in England to Whistler, British Columbia, to chase his love of mountain biking. On this episode of The Your Life! Your Terms! Show we dive into his new book, The Hidden Cost of Money: How Financial Forces Shape Our Lives & The World Around Us. We discuss short-term…
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On this episode of The Your Life! Your Terms! Show we sit down to discuss the Canadian economy, real estate, interest rate trends, the U.S. consumer, debasement of our currency, taxes and more! We also discuss the state of democracy and if it requires a mandatory reset every so often to continue being efficient.…
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In this podcast, Hart shares a 2024 rental market update, what trends he's seeing, where rents are crashing in Ontario, where they're spiking, how the tenant profile in Canada has changed forever, how to screen international students and immigrants, what drives housing market fundamentals, and much more! Go to RentPanda.ca to learn more about Hart …
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Floyd Marinescu returns to the show to discuss his work in founding UBI Works. As a successful tech-focused entrepreneur he's looking at the role technology is playing in job destruction and the next steps he feels are best to support people impacted while also lifting others out of poverty. There is definitely thought and research behind his ideas…
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Dave Butler from Better Mortgage Select joined us on the podcast to talk about interest rates for 2024, Canadian debt levels increasing (for individuals and families), people loading up on credit card debt, mortgage qualifications, the cost of housing etc. As well as the housing situation that young Canadians face today!…
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Max Hillebrand is one of these people who make an immediate impact on your life. After a few short minutes of chatting with Max we were diving into Austrian economics, the problem of centrally controlled money, Bitcoin as possible resistance and the consequences of malinvestment. He's an absolutely fascinating guy and on this episode of The Your Li…
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Adam Batstone is living life on his terms. He had a great run as a financial advisor and then decided to jump into the world of private equity and eventually got exposure to the commercial real estate world. He then started his own firm TwoSevensCapital.com and successfully launched investment funds. On this episode of The Your Life! Your Terms! Sh…
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Karen Cumming was on The Your Life! Your Terms! Show a few years ago to discuss her book, The Indispensable Survival Guide to Ontario's Long-Term Care System. Today she returns to discuss her new book, The Wealthy Martian: An Out-of-The World Guide to Financial Literacy for Parents, Teens & Other Earthlings. We discuss why she was willing to take a…
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Ernest & Risel Furtado are living life on their terms. They packed up some suitcases and hit the road back in 2020 and haven't looked back. On this episode of The Your Life! Your Terms! Show we catch up with their adventures. They explain the culture of morning rituals in Joao Pessoa, Brazil and how their real estate projects are coming along in Sa…
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