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Are you a resident of Toronto or the Greater Toronto Area or planning on moving here? Whether you’re a homeowner, tenant, investor, or first time buyer - TR talks will give you weekly updates on their insight and honest opinions on the ever changing real estate industry. Consistently in the Top 0.5%-1% of Realtors across the GTA , out of approximately 75,000, your hosts, Team Rajpal bring you 50 years of collective experience to discuss market stats, tips and tricks for navigating the market ...
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Real Estate with Nicole is the ultimate podcast for anyone interested in the dynamic world of real estate in the greater Toronto area. Nicole Lopez is a seasoned realtor taking you on an exciting journey through the ins and outs of the thriving Toronto housing market. With a focus on homebuying and the latest industry trends, Real Estate with Nicole equips you with the knowledge and tools to make informed decisions. Toronto, Mississauga, Etobicoke, Brampton, Caledon – each known for their vi ...
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Condo Deal - Toronto Real Estate broadcast regarding pre-construction condos in the GTA. Discussing the opportunities available for investors and condo buyers looking for updates on the urban lifestyle in Toronto. Listen to discover all the news and updates from the industry insiders and leaders.
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Sold in the 6ix is your insider connection to the ever-evolving Toronto real estate scene, hosted by Desmond Brown from RE/MAX Hallmark. This podcast is a treasure trove for anyone involved in the Toronto real estate scene. Whether you're stepping onto the property ladder in Ontario's vibrant GTA, looking to invest in the market, a realtor yourself, or simply fascinated by the unique homes that dot the 6ix. Desmond, a seasoned Toronto realtor, taps into his vast network to bring listeners ex ...
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Toronto Livings Real Estate Podcast

Mark Savel and Joey Virgilio

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Welcome to Toronto Livings Real Estate Podcast. Hosted by, Mark Savel and Joey Virgilio, two Realtors with Sage Real Estate, this podcast is more than just a source of information on Toronto's real estate market - it's a journey through the city's diverse neighborhoods, cultures, events and attractions So whether you're a long time Torontonian looking to learn more about your city, or, if you are a newcomer thinking of making a move to the city, Toronto Livings Real Estate Podcast is your ul ...
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In this festive episode of the Toronto Living Podcast, hosts Mark Savel and Joey Virgilio dive into the holiday spirit wearing Christmas hats and share their 2025 Christmas wishlist. They discuss what they'd love to see from Santa, including improvements in the Toronto real estate market, government changes, and a wish for the Toronto Maple Leafs t…
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Send us a text One of the top reasons for moving for Canadians is to be closer to family. Nicole looks into the emotional, practical, and financial factors driving the decision to relocate for family. From childcare support and elder care to the rise of multi-generational households in the GTA, Nicole unpacks the key considerations that influence r…
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Send us a text In this episode of TR Talks Real Estate, Rajiv Rajpal and Liam Wickett dive deep into the pressing issues surrounding the Landlord Tenant Board (LTB) in Ontario, including its massive backlog of 53,000 cases. Our discussion covers the COVID-19 pandemic disrupted eviction processes, the challenges faced by landlords and tenants, and t…
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In this episode of the Toronto Livings Podcast, Mark and Joey dive into a detailed analysis of the November real estate market update for Toronto, debunking headlines and offering valuable context. They discuss why sales were reportedly up 40 percent, explore the intricacies of different market segments, and highlight the importance of understandin…
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Send us a text Leave a rating for this podcast with one click here A nice backyard. At least a bit of front yard. This used to be middle income goals for almost every Canadian. Expectations quite frankly. But is the idea of homeownership now a luxury? A stretch target? Nicole looks the current state of Canadian sentiment with regards to homeownersh…
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Navigating Toronto's 2025 Vacant Home TaxIn Episode 74 of the Toronto Living's podcast, Mark Savel and Joey Virgilio discuss the latest updates to the Toronto Vacant Home Tax, including the critical 2024 declaration requirements and significant changes to the tax rate. They highlight the importance of declaring your property's status, the impact of…
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Send us a text Get ready for the cold season with Nicole’s ultimate winter preparedness checklist! She reflects on her own heating mishap and turns it into a lesson-packed episode covering energy efficiency, preventing pipe freezes, roof maintenance, and even leveraging ceiling fans for warmth. From inspecting your roof and eaves to preparing your …
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Send us a text In this episode of TR Talks Toronto Real Estate, Geeta and Xerxes uncover the top reasons to list your home during the holiday season. They highlight how motivated buyers, the charm of holiday decor, and lower competition give sellers a unique edge in the real estate market. Timing, they stress, is critical, and the holiday season of…
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Join Mark Savel and Joey Virgilio in Episode 73 of the Toronto Livings Podcast for a comprehensive market update, focusing on the exciting stats and trends from October. They discuss a surprising jump in home transactions and prices, share insights on the city's real estate landscape, and celebrate Joey's birthday with a rundown of all the food spo…
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Send us a text In this episode of TR Talks Real Estate, Geeta Rajpal and Xerxes Bharucha discuss the October market stats, highlighting a significant 44.4% increase in home sales year-over-year. They explore the implications of external events, such as the US elections on the Canadian housing market, emphasizing the psychological factors influencin…
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In this episode of the Toronto Living's podcast, Mark Savel and Joey Virgilio, realtors with Sage Real Estate, dive deep into the intricacies of condo status certificates. They break down the critical components, including checking the legal numbers, parking, maintenance fees, reserve funds, legal proceedings, and insurance. The hosts also discuss …
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Join hosts Mark Savel and Joey Virgilio, dressed as Paulie Gaultieri and Mankind, for a spooky Halloween episode of the Toronto Livings Podcast! 🎃👻 In this special episode, they explore Toronto’s most haunted spots, including Gibraltar Point Lighthouse, Keg Mansion, Old City Hall, Casa Loma, Mackenzie House, and the eerie Don Jail. Get ready for sp…
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Send us a text Will government policies help unlock the door to your dream home? Nicole sits down with David Rhodd, principal mortgage broker of Limitless Solutions Financial Group, to explore new legislative changes aimed at improving housing affordability in Canada. They look at changes affecting insured mortgage limits, 30-year amortizations, st…
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Send us a text In this episode of TR Talks Real Estate, Geeta Rajpal interviews Sam from M & S Hosting Solutions about his inspiring journey from managing a single Airbnb property to handling multiple properties for investors in Durham. Together, they explore the dynamic world of short-term rentals, discussing key challenges and opportunities, such…
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In episode 70 we cover the pitfalls and perks of buying a tenanted propery in Toronto!We tackle the complexities of purchasing tenanted properties, offering vital advice on handling tenant-related risks, the importance of lease agreements, and strategies for smooth transactions. The episode also delves into economic changes, predicting Bank of Cana…
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Send us a text In this episode of TR Talks Toronto Real Estate, hosts Geeta and Xerxes outline the steps to preparing one’s home for sale as a private seller. They explore the complexities of selling a home, with a focus on why some homeowners choose to sell independently. They outline key strategies for successful home selling, including effective…
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In Episode 69 of the Toronto Livings Podcast, hosts Mark Savel and Joey Virgilio delve into the issues surrounding Kitec plumbing, a common but problematic system found in many condos. The episode covers the basics of Kitec, including its history, signs of failure, and what condo owners can do to mitigate risks. Listeners will also enjoy lively dis…
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Send us a text Nicole explores the impact of different generations on real estate investment, particularly in the Greater Toronto Area. She explores the unique viewpoints and challenges that baby boomers, Gen X, millennials, and Gen Z face, showing how their life experiences and economic situations shape their outlook on real estate. Understanding …
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Send us a text In this episode of TR Talks Real Estate, Liam Wickett and Rajiv Rajpal discuss the current state of the rental market, highlighting the increase in inventory and its implications for both landlords and tenants. They explore the dynamics of rental prices, the importance of tenant honesty, and the application process, emphasizing the n…
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In this lively episode, hosts Mark Savel and Joey Virgilio delve into Toronto's real estate scene, focusing on September's market stats and providing insights into the city's culinary gems. They explore varying market dynamics between condos and houses, touching on inventory levels, average prices, and transaction trends. The episode also features …
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Tools You Can Use - Essential Gadgets for Home Buyers & RealtorsIn Episode 67 of the TorontoLiving's Real Estate Podcast, hosts Mark Savel and Joey Virgilio dive into the chaotic yet insightful world of essential tools for home buyers and realtors. They discuss a range of gadgets including tape measures, flashlights, moisture meters, and EMF reader…
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Send us a text Are you thinking about moving or investing in real estate? In this episode of, host Nicole Lopez dives into the top reasons Canadians are on the move. From the growing trend of relocating to be closer to family, to building wealth through homeownership, Nicole explores why now is a pivotal time for real estate decisions. She also dis…
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Send us a text In this insightful episode, Xerxes Bharucha sits down with Pamela Chow, a professional home stager, to explore the art of staging and its impact on home sales. The discussion covers the intricacies of staging, from preparing a home for the day of staging to the importance of creating a visually appealing environment that resonates wi…
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This episode, unofficially dubbed the 'News You Can Use Double Edged Sword,' also covers European COVID, fine dining experiences, Joey's big decision to delete food delivery apps, and how Gordon Ramsay ties into all of this. Celebrate their anniversaries and discover effective health tips like Joey's immune-boosting ginger tea recipe. Tune in for a…
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Send us a text This podcast of "TR Talks" discusses recent updates in Canadian mortgage reforms and their implications for homebuyers, especially in the Toronto real estate market. Key topics include: Mortgage Reforms: The Canadian government has announced major changes to high-ratio mortgages. These include extending amortization periods to 30 yea…
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Inside Look: Unique Church Conversion Project in TorontoJoin Mark Savel and Joey Virgilio as they reveal details about their latest real estate project – a unique church conversion located at 1183 Dufferin Street in Toronto. They dive into the rich history of the property, the creative development process, and the various unit offerings up for sale…
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Send us a text Ever wondered how some investors can buy and sell properties before they're even built? In this episode, Nicole looks at the intriguing world of assignment sales, where the original buyer of a pre-construction property transfers their purchase rights to another buyer before the property is completed. Nicole breaks down the process us…
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Send us a text In this episode of TR Talks, Team Rajpal hosts Ivone Souza, a seasoned mortgage broker with over 28 years of experience, to discuss the current mortgage landscape. Ivone shares valuable insights into interest rate trends and the importance of understanding mortgage options. Key takeaways include: Current Market Conditions: Despite fl…
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Price Drops & Pogo Sticks: Navigating Toronto's Real Estate Market in AugustJoin Mark and Joey on episode 64 of the Toronto Living's podcast as they return after a brief hiatus. In this episode, Mark and Joey catch up on their recent activities and unveil where they've been over the past few weeks. They dive into August's real estate market update,…
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Send us a text Do you find real estate jargon overwhelming? In this episode, host Nicole Lopez breaks down common real estate terms like MLS, freehold, condo, closing costs, and more. From understanding the difference between chattels and fixtures to the ins and outs of bidding wars, Nicole provides practical tips and insightful anecdotes to help l…
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Send us a text In this episode of TR Talks Real Estate, Rajiv brings in a special guest, Mike Schinas from Vine Group, Mortgage Brokerage, to talk about a tenant to buyer program they offer. The program aims to guide and educate tenants who want to eventually purchase a property. It helps them with pre-approval, credit score improvement, and financ…
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Join Mark Savel and Joey Virgilio in episode 63 of the Toronto Livings podcast as they dive into heated discussions about the inefficiencies of Toronto's landlord-tenant board and the complex issues surrounding rental market policies. The hosts share personal stories from the Toronto real estate scene and debate the pros and cons of damage deposits…
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Send us a text Ready to take the plunge into real estate but feel daunted by the down payment? In this episode, Nicole breaks down the art and science behind securing a down payment for your dream home. From understanding market trends and interest rates to exploring creative savings strategies and government programs, Nicole equips you with all th…
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In Episode 62 of the Toronto Livings Podcast, Mark Savel and Joey Virgilio dive into the July real estate market numbers, unveiling a not-so-optimistic outlook. Beyond the market updates, the hosts share anecdotes about their week, including Joey's newfound love for Midnight Cookies and Marks frustrating trip to Innisfil, Ontario, which leads to a …
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Send us a text In this episode of TR Talks Toronto Real Estate, Geeta Rajpal interviews Liam Wickett, a young real estate agent who joined the team and started his journey in the industry. Liam shares his experience starting out in real estate at a young age and the challenges he faced. He emphasizes the importance of being open to learning, managi…
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Did you know, there are at least 3 ways a condo is measured!?!In episode 61 of the Toronto Livings Podcast, Mark and Joey discuss the complexities and confusion surrounding floor plans and measurements in the real estate world. The episode covers standardized measurements, how to handle discrepancies in square footage, and the importance of profess…
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Send us a text Want to leave a lasting legacy for your loved ones? In this episode, Nicole dives deep into the concept of generational wealth and its transformative impact on families. Through the contrasting stories of the Joneses and the Smiths, she illustrates how mindset, financial literacy, and strategic planning can make or break a family's f…
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Send us a text In this episode of TR Talks GTA Real Estate, Xerxes and Geeta tackle the key challenges realtors face with buyers, sellers, and investors. From managing unrealistic expectations to dealing with indecision from prospects, Geeta and Xerxes discuss how the challenges they face as real estate professionals are in fact the road blocks pro…
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Join Mark Savel and Joey Virgilio in Episode 60 of the Toronto Livings Podcast as they reunite after Mark enriching 3 week-long European trip. They explore the contrasting lifestyles between North America and Europe, emphasizing the relaxed pace of life in Italy and Sicily compared to the rapid, improvement-focused culture in North America. Through…
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Send us a text Your real estate journey is as unique as your fingerprint! In this episode, Nicole explores the diverse and deeply personal paths individuals take in the world of real estate. From a single mother named Claire who builds a stable future for her children, to investors like Petra and Josh who navigate the market based on their financia…
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Send us a text Dreaming of warm winters and beachside living? In this episode Nicole shares the story of Sarah's parents as they explore investing in a Florida retirement property. They navigate the nuances of cross-border real estate investments, including financing options, mortgage differences, and the importance of having a detailed action plan…
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Send us a text Welcome back to another episode of TR Talks Toronto Real Estate! Today, our host Geeta Rajpal and a special guest Chhavi Sharma, a well known Vastu consultant across North America and India shares her insights and expertise. In this episode, they explore the ancient Indian science of architecture that harmonizes properties for prospe…
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In Episode 59 of the Toronto Livings Podcast, hosts Mark Savel and Joey Virgilio discuss the top six ways realtors can unintentionally kill a deal, including a lack of professionalism, slow responses, and overly aggressive negotiations. Additionally, they delve into fun topics like popular Toronto dessert spots, fishing adventures, and some of thei…
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Send us a text This episode originally published in March, 2023. You may have seen or read about this story on CBC. But wait until you hear all the details. CBC Toronto been running a series of articles on real estate fraud of a different kind the last couple months. Thieves posing as owners of homes, selling the properties, and disappearing. Only …
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Send us a text Why just dream of palm trees and sunshine when you can own a piece of it? In this episode, Nicole explores the booming opportunities for Canadian investors in the US market. With statistics highlighting significant Canadian purchases in top states like Florida, Arizona, and California, Nicole provides a comprehensive guide to navigat…
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Send us a text On this episode of TR Talks Toronto Real Estate , we're excited to have Marlene Atzori, RBC Regional Advisor for US Cross Border Banking as our special guest today. Marlene shares her expert insights on cross-border banking and how RBC supports Canadians on both sides of the border. Rajiv brings up the perception of how complicated i…
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Mark Savel and Joey Virgilio dive into episode 58 of the Toronto Livings podcast, focusing on capital gains, how they work, and upcoming changes. They discuss the new inclusion rates for capital gains coming into effect on June 25th and provide examples to illustrate the potential tax impacts. The episode also covers recent events, including the Sa…
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Toronto Real Estate: May 2023 Market Updates and More| Episode 57In episode 57 of the Toronto Livings podcast, Mark Savel and Joey Virgilio dive into last month's market updates, discuss sizzling food spots in Toronto, and even take a trip back in time to May 2023. From the Toronto real estate market trends and interest rates to the newest sandwich…
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Send us a text This episode was first published in August 2022. They're a weekend tradition across North America... especially in the summertime. The yard sale or garage sale is a great chance to "edit" or clean out that storage room you want to turn into a home office. Depending on what you're selling, yard sales can also be very profitable. In th…
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Send us a text Interest rates are dropping, and the real estate market is heating up! In this episode of, Nicole Lopez explores the significant implications of the recent 25 basis point drop in the Bank of Canada’s benchmark interest rate for buyers, sellers, and investors. She provides a detailed analysis of how these changes affect mortgage affor…
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