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All the Credit

PGIM Fixed Income

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Looking for timely information on fixed income trends and market opportunities? PGIM Fixed Income is proud to bring you, All the Credit. Each month, All the Credit features new guests that cover what matters most in global fixed income and how it could impact your portfolio.
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A relentlessly on topic smorgasbord of hard hitting video game questions as addressed by a panel of experts. Featuring Frank Cifaldi, Ash Parrish, Brandon Sheffield, and a rotating group of special guests. Hosted by Alex Jaffe. Edited by Esper Quinn. Original music by Kurt Feldman.
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Business Credit Is Real

BUSINESS CREDIT BUILDER

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We provide information on how to build business credit AND access funding for small business owners and entrepreneurs. Hosted by Business Credit Expert, Noel A. Booker Sr., CEO at BusinessCreditBuilder.US LLC.
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FCTTN is a spin-off of the hugely successful rugby league show Full Credit to the Boys, hosted by internet personality Former Legend, which wrapped up at the end of 2023. Former Legend, a knowledgeable motorsport fan, will host the fast-moving, unpredictable spin-off along with Andrew van Leeuwen in what will be an unmissable listen.
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Welcome to Credit Notes - a new podcast series from AIG, which highlights key trends and challenges facing practitioners in the field of trade credit and trade finance. Moderated by Sam Lowe, Partner and Head of the Trade and Market Access Practice at Flint Global, each podcast episode features a panel of leading industry thinkers who share their expert analysis in an in-depth conversation.
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Credit Union News Network

Credit Union Exam Solutions By Mark Treichel

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A show for credit union executives and management staff focused on the regulatory world. Brought to you by, Credit Union Exam Solutions Inc. Mark Treichel and our sister podcast "With Flying Colors" which provides examination tips for credit unions.
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We serve hope to current and aspiring credit union leaders by providing solutions to your leadership challenges. If you’re a credit union leader seeking to grow your business, tune in to this podcast. ServiStar Consulting’s Mike Neill, Taylor Murray, and Scott Albrecht draw on their extensive experience of working with countless credit unions to provide valuable insights and lessons.
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This podcast is aimed to help credit union leaders and marketers think outside of the box about marketing, technology and community impact. Each episode we bring on guests from inside and outside of the industry who will challenge your preconceptions about business as usual.
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Your Credit Today

Angela Setters Bessard

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Angela Setters Bessard, the founder and CEO of Conquer Credit Management, Inc., is known as a pioneer in the credit industry. With a passion to help people understand how to leverage their credit as a tool to create wealth and attain financial stability, Angela has continued to educate consumers and change lives daily for more than three decades. Conquer Credit Management, Inc. works solely with referrals and trusted advisors and has long been a prominent credit management agency in the fina ...
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Mid-Credit Scene Podcast

Mikes Pereira and Clark

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Discussions with local guests about movies and filmmaking. We’ll talk about local films, theatres, festivals, and the impact of film here in Waterloo Region. We’ll chat with local experts on broader themes like technology, art, and the cultural impact of movies. But mostly we’ll just spend time with great people, talking about something we love.
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Cover to Credits

Ian George and Adina Hilton

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Cover to Credits is a bi-weekly podcast that analyzes books and their movie adaptations. Hosts Ian George and Adina Hilton cover a variety of genres, critiquing both the film and novel it's based on, while trying to understand what makes a good adaptation. Stories are also frequently viewed from a feminist lens, where representation, gender roles, and other elements are often times explored.
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Are you tired of being held back by a poor credit score? Look no further than White Jacobs, your premier destination for professional credit repair services in San Diego. With our proven expertise and personalized approach, we are dedicated to helping you regain control of your financial future and achieve the creditworthiness you deserve. In addition to our credit repair services, we offer valuable resources and educational materials to help you better understand credit management, budgetin ...
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Keys and Credit Podcast

Keys and Credit Podcast

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Welcome to the Keys and Credit Podcast, where we unlock the doors to your real estate dreams! Join Brian Winkler, an experienced loan officer with Pursuit Lending Group, and Ethan Rebuck, a top-notch real estate agent with Cutler Real Estate, as they dive
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Welcome to Money Health @ NHS Credit Union, the podcast that's all about equipping our members with the tools to achieve financial resilience and thrive! Join us for uplifting conversations, actionable advice, and inspiring stories, as we encourage you to take control of your money and build a brighter future.
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In The Business Credit and Financing Show we tackle all types or topics relating to how you can get business credit and financing to start and grow your business. We also discuss marketing and growth strategies with top influencers and industry experts, to help you start and grow a profitable business.
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Credit Repair Mcallen TX

White, Jacobs & Associates Inc.

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If you're in McAllen, TX, and seeking reliable credit repair services, White Jacobs stands out as a trusted leader in the industry. With a proven track record of helping individuals improve their credit scores, they take a personalized approach to address your unique financial challenges. Their experienced team works diligently to identify errors, negotiate with creditors, and create tailored plans to rebuild your credit health. Unlike generic credit repair companies, White Jacobs prioritize ...
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Welcome to Foss & Company's "Tax Credits Today," your go-to podcast for navigating the dynamic world of tax credit programs and tax equity investment. Join us, your insider guide, as we explore the latest trends, regulatory updates and strategies impacting developers and investors in the tax credit market. Stay ahead of the curve with expert interviews, insightful discussions and practical tips. Subscribe now to "Tax Credits Today" and stay in the know as you master the evolving landscape of ...
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Welcome to Coast to Coast Credit, hosted by me, Tamiya Robles, your dedicated credit repair expert and the proud owner of FixMyCreditNow850.com. In this empowering podcast series, I'll be your guide through the intricate world of credit. Tune in as I share invaluable insights on credit repair, credit building, DIY services, tips, and tricks. Join me as we delve into the art of repairing credit, empowering you to take control of your financial journey. Learn the secrets of building robust per ...
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No Credits Rolled

No Credits Rolled

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Welcome to No Credits Rolled, where we play the games but rarely finish them! Join us as we explore the latest releases, uncover hidden gems, and discuss industry trends and developments. Whether you’re a casual player or a hardcore gamer, No Credits Rolled will bring you insightful discussions and reviews. Level up your podcast experience by checking out No Credits Rolled! Philly Drinkers: https://phillydrinkers.com?sca_ref=5826150.4MuSmBOlxg Patreon: https://www.patreon.com/NoCreditsRolled ...
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Credit to the Edit Podcast

Rainer Nigrelli & Jan Henrik Pusch

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"Filmschnitt ist gar nicht so kompliziert!". In dieser Reihe beschäftigen wir uns mit diversen Schnittgenres. In Gesprächen mit Filmeditoren erfahren wir, was den Schnitt in ihrem Bereich ausmacht, wundern uns über Unterschiede und entdecken Gemeinsamkeiten. Egal ob es dabei um den Schnitt eines News-Stücks geht, um einen Youtube-Beitrag, einen Spielfilm oder ein Hochzeitsvideo. Lernt diese Schnittgenres gemeinsam mit uns kennen. Mehr Informationen zu den einzelnen Folgen unter www.credittot ...
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This podcast provides you the ability to listen to new regulatory guidance issued by the National Credit Union Administration, and occasionally the F D I C, the O C C, the F F I E C, or the C F P B. We will focus on new and material agency guidance, and historically important and still active guidance from past years that NCUA cites in examinations or conversations. This podcast is educational only and is not legal advice. We are sponsored by Credit Union Exam Solutions Incorporated. We also ...
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OPENING CREDITS®

OPENING CREDITS®

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The OPENING CREDITS® podcast takes you behind-the-scenes of film & TV to explore the unseen world of filmmaking. Join Graphic Designers Stephen Nutley and Laura Whitehouse as they put the focus on the creatives and craftspeople who bring your favourite movies and shows to life. Whether you’re a movie buff who wants to learn more about film production, or a casual fan who is curious to know what goes on behind the camera, this podcast is a new way for you to meet the crew who are hidden in th ...
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Two Black Guys with Good Credit

Two Black Guys with Good Credit

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Two Black Guys with Good Credit is a show about two black guys from Canada living in the US for over 20 years - Arlington in Los Angeles and Shaun in Brooklyn. Both are business owners with successful track records and, of course, good credit! Each week they will bring you their ‘straight talk’ and at times humorous perspective on making, managing, and protecting your money. Two Black Guys with Good Credit will educate, entertain, and inspire you to achieve YOUR financial goals. Support this ...
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Dave Kerpen is a serial entrepreneur, (7 businesses, 2 exits), New York Times bestselling author of 5 books, and global keynote speaker. He is the co-founder and CEO of Apprentice, a platform connecting entrepreneurs with top college students, and is the author of several bestselling books, including Get Over Yourself, The Art of People, Likeable S…
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The Paycheck Protection Program (PPP) Round 3, part of the Consolidated Appropriations Act, provides loans to help businesses retain employees during the COVID-19 pandemic. Businesses with 500 or fewer employees that were operational before February 15, 2020, can apply. PPP loans have 1% interest, five-year maturity, and a possibility for full forg…
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Los artículos cubren temas financieros: préstamos a plazos, datos de tendencias en créditos y la importancia de los cofirmantes en 2023. Explican cómo funcionan los préstamos, la relevancia del historial de pagos para el crédito, y consejos para elegir un cofirmante.Av The Credit Pros
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La CFPB demandó a Navient, servicio de préstamos estudiantiles, por engañar a prestatarios y optar por soluciones costosas. Navient niega mala conducta y cuestiona la motivación política y la aplicación retroactiva de nuevas normativas de la CFPB. Navient afirma que promueve activamente los planes de pago basados en ingresos y combatirá las alegaci…
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To mitigate the negative impact of collection accounts on credit scores, individuals can attempt to delete such accounts. Three methods include disputing inaccuracies, seeking goodwill removal, or negotiating deletion upon payment. It's important to understand the credit scoring model used by lenders, as newer models may ignore paid collections. Ho…
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The article provides a step-by-step guide on budgeting for your first home. It focuses on choosing the right home size based on current needs, down payment strategies, understanding mortgages, and accounting for additional expenses and payment changes. The goal is to ensure readers make financially responsible decisions when buying their first prim…
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Handling credit card debt involves understanding available tools such as balance transfers and debt consolidation, and adopting strategies based on one's ability to pay. Solutions range from transferring balances for lower interest rates to debt consolidation loans. Bankruptcy is usually not the best option, and certain actions like payday loans, u…
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Properly managed credit cards are powerful credit-building tools, but credit card debt is detrimental to credit scores. High debt indicates risk to lenders, affecting 30% of FICO scores through the 'Amounts Owed' category. Revolving utilization ratio, the balance-to-limit percentage, should be low to protect scores. Responsible use, like paying ful…
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Los pagos atrasados permanecen en el informe de crédito por 7 años, pero el impacto disminuye con el tiempo. Es crucial realizar pagos a tiempo, ya que los pagos tardíos pueden afectar gravemente el puntaje crediticio. Hay maneras de manejar los pagos atrasados, incluida la disputa de errores y el pago inmediato dentro de los 30 días. Los servicios…
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Identity theft is a growing threat, particularly on social media platforms, costing millions to victims. Types of online identity theft include account takeover, card fraud, and more. Signs of theft include strange transactions and unrecognized accounts. Protecting yourself involves checking financial statements, monitoring credit reports, and usin…
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Working from home requires discipline in maintaining a schedule, setting clear boundaries with coworkers, incorporating personal time, and minimizing non-work distractions like excessive messaging. Establishing and adhering to a routine mimics office structure and helps balance work and personal life, even under remote conditions.…
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Para mejorar el puntaje crediticio rápidamente, es clave abrir cuentas nuevas, pagar deudas, monitorear y disputar errores en informes de crédito, y aumentar límites de crédito. Estrategias específicas dependen del objetivo de puntos a aumentar y el tiempo disponible, con acciones como pagar facturas a tiempo y gestionar la utilización de crédito. …
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The National Consumer Assistance Plan (NCAP) was established by Equifax, Experian, and TransUnion to improve credit report accuracy and consumer dispute processes. It introduced reforms such as a waiting period for medical debt reporting, enhanced dispute resolution for identity theft, removal of non-contractual debts from reports, and requirements…
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Las personas con puntajes crediticios altos tienden a mantener saldos bajos en tarjetas, realizar pagos puntuales, limitar nuevas solicitudes de crédito, tener historiales crediticios largos y revisar regularmente sus informes de crédito para asegurar su precisión y manejarlos de manera efectiva.Av The Credit Pros
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La crisis del coronavirus ha impactado significativamente en la economía, afectando la bolsa de valores, el empleo y la vida diaria. Es esencial mantener la calma y evaluar la situación de manera racional. Proteger su puntaje crediticio durante la pandemia implica comunicarse con prestamistas si se ve afectada su capacidad de pago. Los bancos puede…
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To protect against identity theft, be cautious with email links and files, use password managers, stay informed about data breaches, regularly check credit reports, and use resources like haveibeenpwned.com to see if your info has been compromised. Taking immediate action after a breach can further secure your identity.…
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Your credit score may suffer due to unreviewed credit reports, forgotten accounts like utilities, unused credit cards with undetected fraud, high credit utilization ratio, or avoiding credit use altogether. Regularly checking your credit report, closing old accounts, monitoring all card statements, managing credit balances, and responsibly using cr…
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The coronavirus crisis affects finances by disrupting the stock market, interest rates, employment, and credit accessibility. The Credit Pros advise not to panic and to logically assess the situation, noting that market volatility doesn't directly translate to personal financial impact. It's crucial to contact lenders if payment issues arise due to…
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Los informes crediticios contienen detalles de actividad crediticia y pagos, mientras que los puntajes crediticios son cálculos numéricos de riesgo crediticio basados en esos informes. Hay tres principales agencias de informes (Equifax, Experian, TransUnion), y aunque cada persona tiene derecho a informes crediticios gratuitos anualmente, los punta…
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Subsidized loans are federal loans for undergraduates with financial need, where the government covers the interest during school and a grace period. They differ from unsubsidized loans, which are available to all students but accrue interest immediately. Subsidized loans have borrowing limits and are not available to graduate students. They offer …
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Una línea de crédito sobre el valor líquido de la vivienda (HELOC) es una línea de crédito renovable con garantía en la vivienda del propietario, que permite retirar fondos hasta un límite establecido y solo pagar intereses sobre la cantidad utilizada. Los HELOC tienen tasas de interés más bajas y son útiles para financiar grandes gastos como refor…
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Damon DeCrescenzo, CEO de The Credit Pros, ha sido entrevistado en el podcast 'CEO de 7 cifras' de Casey Graham, discutiendo su amplia experiencia emprendedora y compartiendo estrategias para construir un equipo fuerte y lograr el éxito empresarial. La empresa sigue creciendo, lanzando una aplicación móvil y expandiendo su equipo.…
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A credit score is a numerical representation of creditworthiness, ranging from 300 to 850, while a credit report details an individual's credit activity, including loans, payments, and defaults. Credit scores are calculated based on payment history, amounts owed, length of credit history, credit mix, and new credit inquiries. Each factor contribute…
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La tasa de utilización del crédito es clave para los prestamistas al evaluar la capacidad de un individuo para manejar deudas. Mantener una baja tasa de utilización, idealmente inferior al 30%, demuestra responsabilidad crediticia. Pagar saldos, mantener cuentas con saldo de $0 y saber cuándo se reporta la deuda a las agencias son formas de optimiz…
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Checking your credit score does not lower it, but there are two types of credit inquiries: soft and hard. Soft inquiries, like checking your own credit score, do not affect it, while hard inquiries, typically done by lenders when you apply for credit, can lower your score slightly. It's recommended to check your credit score annually for free and t…
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Para ahorrar en préstamos estudiantiles, incrementa los pagos mensuales o refinancia a una tasa de interés menor. Aumentar los pagos reduce el tiempo y el interés total pagado. Refinanciar puede disminuir el porcentaje de interés y el costo total del préstamo. Ambas estrategias pueden resultar en ahorros significativos a lo largo del tiempo.…
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Las tarjetas de crédito ofrecen un saldo renovable con intereses por saldo no pagado, mientras que las tarjetas de cargo deben pagarse en su totalidad mensualmente sin intereses. Las tarjetas aseguradas requieren un depósito de garantía, a diferencia de las no aseguradas. Las tarjetas de cargo suelen ser para usuarios solventes o empresas y pueden …
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Los intereses hipotecarios se calculan según el tipo de préstamo y el periodo de amortización. Existen hipotecas a tipo fijo, de tasa ajustable, de solo interés y préstamos hipotecarios jumbo, cada una con características y costos distintos. Las tasas de interés se basan en la política de la Reserva Federal y la solvencia crediticia del prestatario…
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To qualify for a mortgage, lenders evaluate creditworthiness, focusing on credit score, stable income, low debt-to-income ratio, and clean payment history. Mortgages are long-term loans secured by property, with varying terms and interest types. Credit scores range from 300-850, influencing loan access. FHA loans require a minimum 580 score for a 3…
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Reconstruir el crédito después de una quiebra implica verificar informes de crédito, disputar errores, y establecer nuevo crédito a través de tarjetas aseguradas, préstamos para generar crédito y cuentas de usuario autorizado. Es importante actuar con prudencia y evitar prácticas fraudulentas.Av The Credit Pros
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Eliminar una hipoteca después de un divorcio requiere considerar quién se queda con la casa y el manejo de la responsabilidad del préstamo. Una sentencia de divorcio no afecta a los acreedores, por lo que el nombre de uno de los cónyuges puede necesitar ser eliminado de la hipoteca mediante refinanciación, venta de la casa, pago de la parte corresp…
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El Programa de Asistencia de Emergencia para el Alquiler (ERAP) de EE. UU. proporciona $25 mil millones en ayuda para inquilinos y propietarios afectados por la COVID-19, ofreciendo hasta 15 meses de asistencia para el alquiler y servicios públicos para hogares elegibles, con prioridad a quienes enfrentan desalojo o falta de vivienda.…
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La CFPB multó a Equifax y TransUnion por engañar a los consumidores al vender puntajes de crédito y por inscripciones automáticas en suscripciones pagas sin transparencia. La multa fue de $5.5 millones y $17.6 millones en restituciones. Los puntajes de crédito no son únicos y varían según la entidad y propósito. La CFPB protege los derechos de los …
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Los datos de tendencias son información histórica de pagos de tarjetas de crédito que muestran cómo los consumidores han manejado su deuda a lo largo del tiempo. Esto incluye montos de pagos mensuales y si los balances se pagan completamente o se llevan al siguiente mes. Los datos de tendencias son importantes porque ofrecen a los prestamistas una …
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Understanding FICO credit scores is crucial for financial success. Scores are based on 5 categories, with 'Mix of Credit' and 'New Credit' each contributing 10%. A diverse mix of credit, including installment and revolving accounts, suggests lower risk to lenders. Closed accounts, both positive and negative, can impact one's credit score for up to …
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Divorce can severely impact your credit due to joint accounts, increased expenses, and potential identity theft. Protecting your credit involves separating joint debts by selling assets, refinancing, or paying off the debt yourself. Rebuilding credit after divorce includes checking your credit reports, disputing errors, and establishing individual …
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Una mala calificación crediticia puede ser el resultado de pagos atrasados, bancarrota, co-firmar préstamos, demasiadas solicitudes de crédito y no reportar errores en el informe crediticio. Estos factores pueden afectar gravemente la capacidad de obtener crédito favorable. Se puede mejorar el puntaje crediticio manteniendo un comportamiento de pag…
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Los pagos atrasados afectan negativamente la puntuación crediticia, que es crucial para la aprobación de préstamos. Las agencias de crédito solo reportan atrasos después de 30 días de la fecha de vencimiento, pero los proveedores de préstamos pueden imponer cargos antes. Es vital mantener un buen historial de pagos para evitar dañar la puntuación c…
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La Regla del 45 permite realizar múltiples consultas crediticias para hipotecas, préstamos de automóviles o educativos en 45 días, contándolas como una sola consulta. Esto minimiza el impacto en el puntaje crediticio y ayuda a obtener las mejores tasas de interés al financiar grandes sumas de dinero. Sin embargo, la regla solo se aplica a un tipo d…
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Identity theft can severely damage your credit score, but quick discovery and action can mitigate impacts. Immediate steps include reporting fraud and placing a fraud alert on credit reports. Repairing credit requires disputing charges with evidence, and credit bureaus are pivotal in removing false information. Post-theft, it's critical to monitor …
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Su puntuación crediticia es una medida numérica de su solvencia, afectando las tasas de interés y las condiciones de préstamo. Se compone de historial de pagos, montos adeudados, mezcla de crédito, duración del historial crediticio y nuevo crédito. Las agencias de crédito ofrecen diferentes versiones de su puntaje. Para mejorar su crédito, consider…
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