Player FM - Internet Radio Done Right
20 subscribers
Checked 3M ago
Lagt til eight år siden
Innhold levert av Dan Moralez and Daniel J Moralez. Alt podcastinnhold, inkludert episoder, grafikk og podcastbeskrivelser, lastes opp og leveres direkte av Dan Moralez and Daniel J Moralez eller deres podcastplattformpartner. Hvis du tror at noen bruker det opphavsrettsbeskyttede verket ditt uten din tillatelse, kan du følge prosessen skissert her https://no.player.fm/legal.
Player FM - Podcast-app
Gå frakoblet med Player FM -appen!
Gå frakoblet med Player FM -appen!
Podcaster verdt å lytte til
SPONSET
A
All About Change


1 Eli Beer & United Hatzalah: Saving Lives in 90 seconds or Less 30:20
30:20
Spill senere
Spill senere
Lister
Lik
Likt30:20
Eli Beer is a pioneer, social entrepreneur, President and Founder of United Hatzalah of Israel. In thirty years, the organization has grown to more than 6,500 volunteers who unite together to provide immediate, life-saving care to anyone in need - regardless of race or religion. This community EMS force network treats over 730,000 incidents per year, in Israel, as they wait for ambulances and medical attention. Eli’s vision is to bring this life-saving model across the world. In 2015, Beer expanded internationally with the establishment of branches in South America and other countries, including “United Rescue” in Jersey City, USA, where the response time was reduced to just two minutes and thirty-five seconds. Episode Chapters (0:00) intro (1:04) Hatzalah’s reputation for speed (4:48) Hatzalah’s volunteer EMTs and ambucycles (5:50) Entrepreneurism at Hatzalah (8:09) Chutzpah (14:15) Hatzalah’s recruitment (18:31) Volunteers from all walks of life (22:51) Having COVID changed Eli’s perspective (26:00) operating around the world amid antisemitism (28:06) goodbye For video episodes, watch on www.youtube.com/@therudermanfamilyfoundation Stay in touch: X: @JayRuderman | @RudermanFdn LinkedIn: Jay Ruderman | Ruderman Family Foundation Instagram: All About Change Podcast | Ruderman Family Foundation To learn more about the podcast, visit https://allaboutchangepodcast.com/ Looking for more insights into the world of activism? Be sure to check out Jay’s brand new book, Find Your Fight , in which Jay teaches the next generation of activists and advocates how to step up and bring about lasting change. You can find Find Your Fight wherever you buy your books, and you can learn more about it at www.jayruderman.com .…
Home Buyer Radio
Merk alt (u)spilt...
Manage series 1340462
Innhold levert av Dan Moralez and Daniel J Moralez. Alt podcastinnhold, inkludert episoder, grafikk og podcastbeskrivelser, lastes opp og leveres direkte av Dan Moralez and Daniel J Moralez eller deres podcastplattformpartner. Hvis du tror at noen bruker det opphavsrettsbeskyttede verket ditt uten din tillatelse, kan du følge prosessen skissert her https://no.player.fm/legal.
So your thinking of buying a home. In this podcast I share with you insider secrets and tips on how to successfully purchase a home. In addition, I will interview industry experts on real estate trends to help make sure you have the most cutting edge information available.
…
continue reading
188 episoder
Merk alt (u)spilt...
Manage series 1340462
Innhold levert av Dan Moralez and Daniel J Moralez. Alt podcastinnhold, inkludert episoder, grafikk og podcastbeskrivelser, lastes opp og leveres direkte av Dan Moralez and Daniel J Moralez eller deres podcastplattformpartner. Hvis du tror at noen bruker det opphavsrettsbeskyttede verket ditt uten din tillatelse, kan du følge prosessen skissert her https://no.player.fm/legal.
So your thinking of buying a home. In this podcast I share with you insider secrets and tips on how to successfully purchase a home. In addition, I will interview industry experts on real estate trends to help make sure you have the most cutting edge information available.
…
continue reading
188 episoder
Alle episoder
×H
Home Buyer Radio

In this weeks episode I talk about what a debt-to-income ratio is and why it is one of the most important ratios when it comes to a home loan. I explain what counts as part of your debt-to-income ratio and what doesn't. If you are in the market to buy a home, this is important information to understand as it will impact your ability to qualify. If you are in the market to finance a home, my team and I would love to help you. You can find us online at www.danmoralez.com or at 616-931-4629. If you enjoy the podcast and it has helped you, please take a moment to rate and review the podcast. Better yet, let us help you with your home loan. Daniel J. Moralez Regional Vice President Mortgage Loan Officer The Dart Bank NMLS #709729 All loans are subject to credit approval. The Dart Bank is an Equal Housing Lender. All Rights Reserved…
H
Home Buyer Radio

This week I talk about recent changes to mortgage pricing and how they can impact clients. If you are in the market to finance a home, my team and I would love to help you. You can find us online at www.danmoralez.com or at 616-931-4629. If you enjoy the podcast and it has helped you, please take a moment to rate and review the podcast. Better yet, let us help you with your home loan. Daniel J. Moralez Regional Vice President Mortgage Loan Officer The Dart Bank NMLS #709729 All loans are subject to credit approval. The Dart Bank is an Equal Housing Lender. All Rights Reserved…
H
Home Buyer Radio

1 HBR 187 - Benefits of Seller Paid Closing Cost 14:30
14:30
Spill senere
Spill senere
Lister
Lik
Likt14:30
This week Heather and I discuss the benefits of seller paid closing cost and how they can help you purchase a home sooner. If you want to know more about this great strategy, feel free to reach out to me and I can explain the options in more detail. Daniel J Moralez NMLS 709729 Phone 616-931-4629 www.danmoralez.com…
H
Home Buyer Radio

1 HBR 186 - Heather's Thoughts on The Lakeshore Housing Market 12:22
12:22
Spill senere
Spill senere
Lister
Lik
Likt12:22
This week Heather Klompmaker from EXP Realty and I talk about West Michigan's Lakeshore Housing Market. Heather gives some insight into current market conditions and what to expect as we head into the 2023 Spring Housing Market. If you are in the market to finance a home, my team and I would love to help you. You can find us online at www.danmoralez.com or at 616-931-4629. If you enjoy the podcast and it has helped you, please take a moment to rate and review the podcast. Better yet, let us help you with your home loan. Daniel J. Moralez Regional Vice President Mortgage Loan Officer The Dart Bank NMLS #709729 All loans are subject to credit approval. The Dart Bank is an Equal Housing Lender. All Rights Reserved…
H
Home Buyer Radio

This week I talk about a big price change that will impact most clients looking to borrow. This price change is significant and will negatively impact most consumers. If you are in the market for a mortgage, my team and I would love to help you finance your new home. You can reach us online at www.danmoralez.com or at 616-499-1996. Dan Moralez Regional VP - Mortgage Loan Officer The Dart Bank NMLS #709729 616-931-4629…
H
Home Buyer Radio

1 HBR 184 - Why You Need a Real Estate Expert 15:34
15:34
Spill senere
Spill senere
Lister
Lik
Likt15:34
This week Rachel Gallegos and I finish up our 3 part discussion on the West Michigan real estate market. We talk about the importance of having a great agent on your side and share a story of what happens when you don't. If you are in the market to finance a home, my team and I would love to help you. You can find us online at www.danmoralez.com or at 616-931-4629. If you enjoy the podcast and it has helped you, please take a moment to rate and review the podcast. Better yet, let us help you with your home loan. Daniel J. Moralez Regional Vice President Mortgage Loan Officer The Dart Bank NMLS #709729 All loans are subject to credit approval. The Dart Bank is an Equal Housing Lender. All Rights Reserved…
H
Home Buyer Radio

1 HBR 183 - Real Estate Is All About The People! 9:01
9:01
Spill senere
Spill senere
Lister
Lik
Likt9:01
This week Rachel and I talk about how people are the heart of what we do. I like to say we are here to serve and not sell. If you are in the market to finance a home, my team and I would love to help you. You can find us online at www.danmoralez.com or at 616-931-4629. If you enjoy the podcast and it has helped you, please take a moment to rate and review the podcast. Better yet, let us help you with your home loan. Daniel J. Moralez Regional Vice President Mortgage Loan Officer The Dart Bank NMLS #709729 All loans are subject to credit approval. The Dart Bank is an Equal Housing Lender. All Rights Reserved…
H
Home Buyer Radio

1 HBR 182 - Current Market Conditions in West Michigan with Rachel Gallegos from EXP Realty 13:55
13:55
Spill senere
Spill senere
Lister
Lik
Likt13:55
This is the first of a 3 part series with Rachel Gallegos from EXP Realty. In this weeks episode we talk about general market conditions and how things have changed from this past summer. Rachel shares some great insight into current market conditions and what they mean to both buyers and sellers. If you are in the market to purchase or sell a home, you can reach Rachel at 616-566-2401 or online at www.legacyhomepartnersmi.com . If you are in the market to finance a home, my team and I would love to help you. You can find us online at https://www.danmoralez.com or at 616-931-4629. If you enjoy the podcast and it has helped you, please take a moment to rate and review the podcast. Even better yet, let us help you with your next mortgage. Dan Moralez Regional VP - Mortgage Loan Officer NMLS #709729 All loans are subject to credit approval. The Dart Bank is an Equal Housing Lender. All Rights Reserved…
H
Home Buyer Radio

1 HBR 181 - What Is Going On With Mortgage Rates? 11:26
11:26
Spill senere
Spill senere
Lister
Lik
Likt11:26
This week I talk about why mortgage rates have been so volatile and the impact it has on clients looking to buy or refinance a home. If you are in the market to finance a home, my team and I would love to help you. You can find us online at https://www.danmoralez.com or at 616-931-4629. If you enjoy the podcast and it has helped you, please take a moment to rate and review the podcast. Even better yet, let us help you with your next mortgage. Dan Moralez Regional VP - Mortgage Loan Officer NMLS #709729 All loans are subject to credit approval. Northpointe Bank is an Equal Housing Lender. All Rights Reserved…
H
Home Buyer Radio

You ever wonder why there is so much documentation required for a home loan? This week I talk about why there is more documentation required than you may think. If you are in the market to finance a home, my team and I would love to help you. You can find us online at https://www.danmoralez.com or at 616-931-4629. If you enjoy the podcast and it has helped you, please take a moment to rate and review the podcast. Even better yet, let us help you with your next mortgage. Dan Moralez Regional VP - Mortgage Loan Officer NMLS #709729 All loans are subject to credit approval. Northpointe Bank is an Equal Housing Lender. All Rights Reserved…
H
Home Buyer Radio

1 HBR 179 - Would An Adjustable Rate Benefit You? 9:04
9:04
Spill senere
Spill senere
Lister
Lik
Likt9:04
This week we are talking about the recent run up in interest rates and why an adjustable rate mortgage may be worth giving some consideration to. If you are in the market to finance a home, my team and I would love to help you. You can find us online at https://www.danmoralez.com or at 616-931-4629. If you enjoy the podcast and it has helped you, please take a moment to rate and review the podcast. Even better yet, let us help you with your next mortgage. Dan Moralez Regional VP - Mortgage Loan Officer NMLS #709729 All loans are subject to credit approval. Northpointe Bank is an Equal Housing Lender. All Rights Reserved…
H
Home Buyer Radio

1 HBR 178 - Self-Employed & Appraisal Updates 11:41
11:41
Spill senere
Spill senere
Lister
Lik
Likt11:41
Finally some good news for self-employed clients and an important update on the appraisal process for conventional mortgages. Most self-employed borrowers will find the documentation requirements for a mortgage just got easier as Fannie Mae and Freddie Mac have eliminated the need for an interim P&L statement for most clients. In addition, they will also start to allow desktop appraisals for eligible transaction. It remains to be seen if that is a good thing or not. I talk about that in more detail in this weeks episode. In the market for a home loan? Trust my team and I to deliver expert guidance and direction. You can find us online at https://www.danmoralez.com or at 616-931-4629. Daniel J. Moralez NMLS #709729 Equal Housing Lender All loans subject to credit approval…
H
Home Buyer Radio

There is a ton of information on the internet and social media when it comes to real estate and mortgages. Many of these "experts" are providing advice that is wrong. This week I share ideas on how to screen some of these "experts". If you want expert guidance provided by someone who has been lending since 1991 with hundreds of reviews, please reach out to my team and I. We would love to help you. Dan Moralez NMLS #709729 616-931-4629 https://www.danmoralez.com Equal Housing Lender All loans subject to credit approval.…
H
Home Buyer Radio

1 HBR 176 - Second Home & Condo Financing Updates 11:41
11:41
Spill senere
Spill senere
Lister
Lik
Likt11:41
This week I share some important updates on big changes in regards to financing second homes and condominiums. If you are in the market for one of these types of properties, these changes will impact you. Need expert help and guidance on financing a second home or condo? My team and I would love to help you. You can reach us at 616-931-4629 or online at https://www.danmoralez.com . Daniel J Moralez Regional VP - Mortgage Loan Officer NMLS #709729 All loans subject to credit approval. Equal Housing Lender.…
H
Home Buyer Radio

1 HBR 175 - How Higher Rates Impact Homebuyers 4:21
4:21
Spill senere
Spill senere
Lister
Lik
Likt4:21
This week I talk about the impact of higher mortgage rates on homebuyers. Most buyers think they qualify for a specific dollar amount when you qualify for a specific monthly payment. The amount of house that payment will buy is impacted by mortgage rates. If you are in the market to buy a home, our team would love to help you. We lend nationwide and have a number of unique options available to us exclusively. If you would like to learn more. Please reach out to us at 616-931-4629 or online at www.danmoralez.com Dan Moralez Regional VP - Mortgage Loan Officer NMLS #709729 Equal Housing Lender - All Loans Subject to Credit Approval.…
H
Home Buyer Radio

This week I talk about the things you should be doing now if you are planning on buying a new home in the new year. Would be home buyers often wait too long to get the pre-approval process started and neglect to understand all that goes into a valid pre-approval. If you are in the market to buy a new home, let my team and I help you through this process. You can reach us at 616-931-4629 or at https://www.danmoralez.com . Dan Moralez NMLS #709729 Equal Housing Lender - All loans subject to credit approval.…
H
Home Buyer Radio

1 HBR 173 - Year End Warning for Self Employed 2:22
2:22
Spill senere
Spill senere
Lister
Lik
Likt2:22
This week I remind clients who are self-employed about things they can do before the end of the year that can hurt their ability to get a mortgage. Don't do something that can hurt you! Reach out to us after you listen to this weeks episode. If you are in the market for a home loan, my team and I would love to help you. You can reach us at 616-931-4629 or online at https://www.danmoralez.com . Dan Moralez NMLS#709729 Equal Housing Lender - All loans subject to credit approval.…
H
Home Buyer Radio

This week I talk about why higher loan limits matter to those who need a mortgage. These higher loan limits benefit consumers by providing affordable mortgage terms with reasonable qualifying guidelines. If you are in the market for a home loan, my team and I would love to help you. You can reach us online at https://www.danmoralez.com or at 616-931-4629. Dan Moralez NMLS #709729 Equal Housing Lender - All loans subject to credit approval.…
H
Home Buyer Radio

1 HBR 171 - How Much Do You Need to Buy a Home? 6:16
6:16
Spill senere
Spill senere
Lister
Lik
Likt6:16
How much do you need to buy a home? Often times clients are familiar with the down payment requirements. However, many are not as familiar with other cost that they should plan for. This week we talk about what would be homebuyers should expect. If you are in preparing to buy a home, my team and I would love to help you. You can find us online at www.danmoralez.com or call us at 616-931-4629. Dan Moralez NMLS #709729 VP-Mortgage Loan Officer Northpointe Bank Equal Housing Lender - All Loans Subject to Credit Approval…
H
Home Buyer Radio

This week I talk about how we determine how much of a home you may be able to qualify for. There are more factors that go into determining your eligibility. I cover some of those details so you can have a better understanding of what options you may have. If you are would like to explore what options you may have, please reach out to my team and I. We would love to help you. You can find us online at www.danmoralez.com or you can call us at 616-931-4629. Dan Moralez NMLS #709729 VP-Mortgage Loan Officer Northpointe Bank Equal Housing Lender - All Loans Subject to Credit Approval…
H
Home Buyer Radio

This week I talk about collection accounts and credit utilization. These two areas have a significant impact on your credit score. Paying attention to these items can help to optimize your credit score. That increases your odds of loan approval and will help you get better loan terms. In the market to buy a home? Let my team and I help you finance it. We lend nationwide and can provide you with the expert guidance you deserve. You can find us online at www.danmoralez.com or call us at 616-931-4629. Dan Moralez NMLS #709729 VP-Mortgage Loan Officer Northpointe Bank Equal Housing Lender - All Loans Subject to Credit Approval…
H
Home Buyer Radio

This week I talk about credit scores and differences in scoring models from different sources. I also give some quick tips on how to maximize your credit score. You can opt-out of pre-screened credit offers by using this link www.optoutprescreen.com. In the market for a home loan? My team and I would love to help you. You can find us online at www.danmoralez.com or feel free to call us at 616-931-4629. Dan Moralez NMLS #709729 VP-Mortgage Loan Officer Northpointe Bank Equal Housing Lender - All Loans Subject to Credit Approval…
H
Home Buyer Radio

We are back at it! Finally some new episodes and this week we jump right into it. Many clients wonder if now is the best time to buy a property or if they should wait. I cover a number of reasons why I think now is still a great time to buy a home and why I don't believe we are on the verge of a housing bubble. If you are in the market for a home, we can help you nationwide. Feel free to reach out to my team at www.danmoralez.com or at 616-931-4629. Dan Moralez NMLS #709729 VP-Mortgage Loan Officer Northpointe Bank Equal Housing Lender - All Loans Subject to Credit Approval…
H
Home Buyer Radio

1 HBR 166 - The 4 C’s of Credit - Collateral (What is Your Home Worth) 13:26
13:26
Spill senere
Spill senere
Lister
Lik
Likt13:26
What are the 4 C’s of credit and why do they matter? In this series we talk about how all of them impact your ability to get a mortgage. The 4 C’s are cash, credit, collateral and capacity. All of these components make up a mortgage file. Should your financial picture be weak in multiple areas you may find getting a mortgage more difficult to get approved. This week we talk about collateral. What is the home that secures your mortgage worth and does it adequately secure the banks interest in your home. Want to know more about home loan options? My team and I would love to help you. Feel free to reach out to us. We can be reached online at www.danmoralez.com or at 616-931-4629. Dan Moralez NMLS #709729 Regional Vice President - Mortgage Loan Officer Northpointe Bank All loans subject to credit approval. Northpointe Bank is an Equal Housing Lender…
H
Home Buyer Radio

1 HBR 165 - The 4 C’s of Credit - Capacity (How Much Debt Can You Handle) 11:02
11:02
Spill senere
Spill senere
Lister
Lik
Likt11:02
What are the 4 C’s of credit and why do they matter? In this series we talk about how all of them impact your ability to get a mortgage. The 4 C’s are cash, credit, collateral and capacity. All of these components make up a mortgage file. Should your financial picture be weak in multiple areas you may find getting a mortgage more difficult to get approved. This week we talk about capacity. How much debt can you afford to pay based on your income? This makes a huge difference on the amount of home you may be eligible to finance. Want to know more about home loan options? My team and I would love to help you. Feel free to reach out to us. We can be reached online at www.danmoralez.com or at 616-931-4629. Dan Moralez NMLS #709729 Regional Vice President - Mortgage Loan Officer Northpointe Bank All loans subject to credit approval. Northpointe Bank is an Equal Housing Lender…
H
Home Buyer Radio

1 HBR 164 - The 4 C’s of Credit - Why Your Credit Matters 8:09
8:09
Spill senere
Spill senere
Lister
Lik
Likt8:09
What are the 4 C’s of credit and why do they matter? In this series we talk about how all of them impact your ability to get a mortgage. The 4 C’s are cash, credit, collateral and capacity. All of these components make up a mortgage file. Should your financial picture be weak in multiple areas you may find getting a mortgage more difficult to get approved. This week we talk about the impact of your credit on the mortgage process. Want to know more about home loan options? My team and I would love to help you. Feel free to reach out to us. We can be reached online at www.danmoralez.com or at 616-931-4629. Dan Moralez NMLS #709729 Regional Vice President - Mortgage Loan Officer Northpointe Bank All loans subject to credit approval. Northpointe Bank is an Equal Housing Lender…
H
Home Buyer Radio

1 HBR 163 - The 4 C’s of Credit - Cash is King 6:02
6:02
Spill senere
Spill senere
Lister
Lik
Likt6:02
What are the 4 C’s of credit and why do they matter? In this series we talk about how all of them impact your ability to get a mortgage. The 4 C’s are cash, credit, collateral and capacity. All of these components make up a mortgage file. Should your financial picture be weak in multiple areas you may find getting a mortgage more difficult to get approved. This week we talk about cash and why a solid down payment can help improve your chances of getting a mortgage approved. Want to know more about home loan options? My team and I would love to help you. Feel free to reach out to us. We can be reached online at www.danmoralez.com or at 616-931-4629. Dan Moralez NMLS #709729 Regional Vice President - Mortgage Loan Officer Northpointe Bank All loans subject to credit approval. Northpointe Bank is an Equal Housing Lender…
H
Home Buyer Radio

This week I talk about Mortgage Credit Certificate’s. What they are and how they may benefit home buyers who are eligible for one. Want to know more about home loan options. My team and I would love to help you. You can reach us online at www.danmoralez.com or at 616-931-4629. Dan Moralez NMLS #709729 Regional Vice President - Mortgage Loan Officer All loans subject to credit approval. Rates terms and conditions subject to change without notice. Northpointe Bank is an Equal Housing Lender.…
H
Home Buyer Radio

Sorry, but I posted episode 161 before 160. That is what happens when you are a mortgage guy and not a podcaster, lol. This week I talk about mortgage shopping and why it is almost impossible. If you are in the market for a mortgage my team and I would love to help you. You can reach us online at www.danmoralez.com or at 616-931-4629 Dan Moralez Regional Vice President NMLS #709729 Northpointe Bank is an Equal Housing Lender All loans are subject to credit approval Rates, terms and conditions are subject to change without notice…
H
Home Buyer Radio

I get asked a lot by clients for my opinion on where I think the housing market is going and what impact the pandemic will have on housing. This week I talk about some general thoughts on housing and mortgages and why I still think the American dream of home ownership is still a great long term investment. If you are in the market for a mortgage my team and I would love to help you. You can reach us online at www.danmoralez.com or at 616-931-4629 Dan Moralez Regional Vice President NMLS #709729 Northpointe Bank is an Equal Housing Lender All loans are subject to credit approval Rates, terms and conditions are subject to change without notice…
H
Home Buyer Radio

This week I talk about state specific options. Many states have Housing Finance agencies that offer special mortgage programs to help first time buyers and low to moderate income buyers qualify for an affordable mortgage. We offer programs from a number of states and may be able to assist you or get you connected with somebody who can assist you. If you would like to learn more you can reach us at 616-931-4629 or online at www.danmoralez.com . Dan Moralez Regional Vice President NMLS #709729 Northpointe Bank is an Equal Housing Lender All loans subject to credit approval…
H
Home Buyer Radio

1 HBR 158 - Start Sooner & Update Your Pre-approval 10:22
10:22
Spill senere
Spill senere
Lister
Lik
Likt10:22
As a result of the pandemic, many mortgage programs and guidelines have become more restrictive. This means those clients who were already pre-approved should be updating their approval to make sure they are still qualified. Those who are thinking they want to purchase a home need to start this process even sooner. Now more than ever it is very important that your start this process sooner. In the market for a mortgage, my team and I would love to help you. You can reach us online at www.danmoralez.com or at 616-931-4629. Thanks for listening and make sure to leave a review of the podcast. Daniel J. Moralez Regional Vice President NMLS #709729 Northpointe Bank is an Equal Housing Lender All loans are subject to credit approval…
H
Home Buyer Radio

1 HBR 157 - What Are Cash Reserves & Why You Need Them 4:27
4:27
Spill senere
Spill senere
Lister
Lik
Likt4:27
This week I talk about what cash reserves are and why having them can benefit you and increase your ability to get a mortgage. With so much changing in the mortgage world, now more than ever you need to share this podcast. Want to explore your home buying options? Please reach out to my team and I. We will be happy to help you explore what options may be available to you. You can reach us online at https://www.danmoralez.com or at 616-931-4629. Dan Moralez NMLS #709729 Regional Vice President Northpointe Bank is an Equal Housing Lender All loans subject to credit approval Rates, terms and conditions subject to change without notice…
H
Home Buyer Radio

This week I talk about why you need to continue to pay your rent. If you fail to continue to make your rent payments you may jeopardize your ability to get approved for a mortgage. Want to explore your home buying options? Please reach out to my team and I. We will be happy to help you explore what options may be available to you. You can reach us online at https://www.danmoralez.com or at 616-931-4629. Dan Moralez NMLS #709729 Regional Vice President Northpointe Bank is an Equal Housing Lender All loans subject to credit approval Rates, terms and conditions subject to change without notice…
H
Home Buyer Radio

With the recent changes in mortgage guidelines, it is extremely important that you update your mortgage pre-approval (if you were already pre-approved). Now more than ever, it is important that you are working a lender that knows what they are doing. If you need assistance, my team and I would love to help you. You can reach us at 616-931-4629 or online at https://www.danmoralez.com . Dan Moralez NMLS #709729 Regional Vice President Northpointe Bank is an Equal Housing Lender All loans subject to credit approval Rates, terms and conditions subject to change without notice.…
H
Home Buyer Radio

H
Home Buyer Radio

H
Home Buyer Radio

H
Home Buyer Radio

1 HBR 151 - The Web of Lies (Lead Generators) 12:57
12:57
Spill senere
Spill senere
Lister
Lik
Likt12:57
H
Home Buyer Radio

1 HBR 150 - Considerations When Hiring a Realtor 15:53
15:53
Spill senere
Spill senere
Lister
Lik
Likt15:53
H
Home Buyer Radio

1 HBR 149 - Year End Thoughts for Self Employed Clients 6:07
6:07
Spill senere
Spill senere
Lister
Lik
Likt6:07
H
Home Buyer Radio

1 HBR 148 - Financing My First Home For a Client 9:32
9:32
Spill senere
Spill senere
Lister
Lik
Likt9:32
This week I share a story on how I just closed on a loan for a client who purchased the very first home that I owned. It was fun to look at how the home has changed. However, it affirmed to me what a great decision buying a home is financially. If you are in the market for a mortgage, my team and I would love to help you. You can reach us at 616-931-4629 or via our website at www.danmoralez.com . Dan Moralez Regional Vice President Mortgage Loan Officer NMLS #709729 Northpointe Bank is an Equal Housing Lender All Loans Subject to Credit Approval…
H
Home Buyer Radio

This week I talk about how your decisions may cost you in the mortgage process. Next week we will be talking about things self employed borrowers do prior to years end that can hurt their ability to get a mortgage. Toward the end of the year, I will be doing a series of episodes that answer a number of questions we have received from listeners. If you are in the market for a home loan, I would love to help you. You can reach my team and I at 616-931-4629 or online at www.danmoralez.com Dan Moralez NMLS #709729 Regional Vice President Mortgage Loan Officer Northpointe Bank is an Equal Housing Lender All loans subject to credit approval.…
H
Home Buyer Radio

This week I talk about credit repair with Sam Parker from My Credit Guy. Sam has helped a lot of people fix their credit to become a homeowner. If you are in the market for a home loan, my team and I would love to help you. You can reach us at www.danmoralez.com or at 616-931-4629. Dan Moralez Regional Vice President Mortgage Loan Officer NMLS #709729 Northpointe Bank is an Equal Housing Lender All Loans Subject to Credit Approval…
H
Home Buyer Radio

This week I continue my series on the mortgage process and how your credit can impact it. You don’t want to miss next weeks episode. Sam Parker from my credit guy joins us for a deeper discussion on credit with some great insights. In the market for a home loan? We would love to help you. You can reach us at 616-931-4629 or online at www.danmoralez.com . Dan Moralez NMLS #709729 Regional VP - Mortgage Loan Officer Northpointe Bank is an equal housing lender All loans subject to credit approval…
Velkommen til Player FM!
Player FM scanner netter for høykvalitets podcaster som du kan nyte nå. Det er den beste podcastappen og fungerer på Android, iPhone og internett. Registrer deg for å synkronisere abonnement på flere enheter.