Innhold levert av Mike Mills. Alt podcastinnhold, inkludert episoder, grafikk og podcastbeskrivelser, lastes opp og leveres direkte av Mike Mills eller deres podcastplattformpartner. Hvis du tror at noen bruker det opphavsrettsbeskyttede verket ditt uten din tillatelse, kan du følge prosessen skissert her https://no.player.fm/legal.
Player FM - Podcast-app Gå frakoblet med Player FM -appen!
Threshold is a Peabody Award-winning documentary podcast about our place in the natural world. Each season, we take listeners on a journey into the heart of a complex environmental story, asking how we got here and where we might be headed. In our latest season, Hark, we hand the mic over to our planet-mates and investigate what it means to truly listen to nonhuman voices—and the cost if we don't. With mounting social and ecological crises, what happens when we tune into the life all around us? Threshold is nonprofit, listener-supported, and independently produced.
Innhold levert av Mike Mills. Alt podcastinnhold, inkludert episoder, grafikk og podcastbeskrivelser, lastes opp og leveres direkte av Mike Mills eller deres podcastplattformpartner. Hvis du tror at noen bruker det opphavsrettsbeskyttede verket ditt uten din tillatelse, kan du følge prosessen skissert her https://no.player.fm/legal.
Dive deep into the heart of Texas Real Estate with Mike Mills, your dedicated guide through the intricate world of home loans and beyond. The Texas Real Estate and Finance Podcast isn't just another industry show—it's an exploration of opportunities, a masterclass from industry titans, and a beacon for those aiming for the pinnacle of success. Whether you're a seasoned professional or a curious newcomer, Mike brings to the table not only his expertise as a home loan professional but also heart-pounding conversations with top experts and leaders from the realms of Real Estate, mortgage, finance, and other real estate-centric sectors. Our promise? No fluff, just smart, actionable advice distilled from the experiences of those who have carved niches and built legacies. Every episode is a journey – a step towards achieving your potential, realizing your goals, and making informed decisions in the world of real estate and finance. Are you ready to redefine success, shatter your ceilings, and journey through the vast landscapes of opportunity? Join Mike and his esteemed guests and step into a realm of inspiration, motivation, and success. Your potential awaits, and together, we'll help you seize it. Subscribe now!
Innhold levert av Mike Mills. Alt podcastinnhold, inkludert episoder, grafikk og podcastbeskrivelser, lastes opp og leveres direkte av Mike Mills eller deres podcastplattformpartner. Hvis du tror at noen bruker det opphavsrettsbeskyttede verket ditt uten din tillatelse, kan du følge prosessen skissert her https://no.player.fm/legal.
Dive deep into the heart of Texas Real Estate with Mike Mills, your dedicated guide through the intricate world of home loans and beyond. The Texas Real Estate and Finance Podcast isn't just another industry show—it's an exploration of opportunities, a masterclass from industry titans, and a beacon for those aiming for the pinnacle of success. Whether you're a seasoned professional or a curious newcomer, Mike brings to the table not only his expertise as a home loan professional but also heart-pounding conversations with top experts and leaders from the realms of Real Estate, mortgage, finance, and other real estate-centric sectors. Our promise? No fluff, just smart, actionable advice distilled from the experiences of those who have carved niches and built legacies. Every episode is a journey – a step towards achieving your potential, realizing your goals, and making informed decisions in the world of real estate and finance. Are you ready to redefine success, shatter your ceilings, and journey through the vast landscapes of opportunity? Join Mike and his esteemed guests and step into a realm of inspiration, motivation, and success. Your potential awaits, and together, we'll help you seize it. Subscribe now!
Texas home insurance rates are skyrocketing , leaving homeowners and real estate professionals scrambling for answers. In this episode, Mike Mills sits down with insurance expert Brad Bingham to uncover the real reasons behind these rate hikes —from extreme weather to shifting policy structures. Don’t miss this insider guide to protecting your clients, your investments, and your wallet in today’s volatile insurance market. Episode Overview Texas home insurance rates are rising faster than ever, and real estate professionals need to understand why. In this episode of The Texas Real Estate & Finance Podcast , host Mike Mills welcomes Brad Bingham , a 25-year insurance veteran, to break down: What’s driving Texas insurance rates through the roof? Learn how weather events, inflation, and market shifts are reshaping policies. Why many homeowners are underinsured without realizing it. Discover the hidden policy changes that could leave you or your clients financially vulnerable. How to compare home insurance policies the right way. Avoid the common pitfalls that lead to costly mistakes. Smart strategies to lower insurance costs. Find out what adjustments can actually save money—without sacrificing critical coverage. Whether you’re a Realtor, investor, or homeowner , this episode is packed with actionable insights to help you navigate rising home insurance rates in 2025 . Key Takeaways 1. Why Texas Home Insurance Rates Are Surging Insurance premiums in Texas have increased by over 500% in the past decade , with companies requesting double-digit rate hikes year after year . Brad Bingham explains how rising claim payouts, inflation, and reduced market competition are making home insurance more expensive than ever. 2. Hidden Policy Changes That Could Cost You Thousands Many insurers have quietly reduced coverage by shifting away from full replacement cost policies —leaving homeowners with unexpected out-of-pocket expenses when disaster strikes. Learn what to look for in an insurance policy to avoid getting caught off guard . 3. The Dangers of Shopping for the Cheapest Insurance Policy Not all policies are created equal! Simply choosing the lowest price can leave you dangerously underinsured . Brad shares the key questions every homebuyer and Realtor should ask when comparing quotes to ensure adequate coverage without overpaying . 4. How Weather and Population Growth Are Pushing Rates Even Higher Texas is experiencing more extreme weather events than ever before , and as population growth skyrockets in cities like Dallas and Austin , insurance companies are adjusting their risk models—leading to higher premiums for everyone . 5. Proven Ways to Reduce Home Insurance Costs in 2025 From raising deductibles strategically to bundling policies and making smart home improvements , Brad reveals practical ways to lower your insurance costs while keeping the right level of protection . Guest Bio Brad Bingham is an insurance industry expert and Allstate brokerage owner with over 25 years of experience helping homeowners, Realtors, and investors navigate complex insurance policies . His expertise in home, auto, and life insurance has made him a go-to resource for clients looking to maximize coverage and minimize costs . Known for his straightforward and honest approach , Brad specializes in explaining policy details in a way that’s easy to understand —helping Texans make smarter insurance decisions in an increasingly expensive market. Resources Mentioned in This Episode 📌 Connect with Brad Bingham & Allstate Insurance 🔗 https://agents.allstate.com/brad-bingham-arlington-tx.html 📌 Texas Department of Insurance – Home Insurance Rate Filings 🔗 https://www.tdi.texas.gov 📌 How to Lower Your Home Insurance Costs (Texas.gov Guide) 🔗 https://www.tdi.texas.gov/tips/home-insurance-saving-tips.html 📌 The Texas Real Estate & Finance Podcast – Full Archive 🎙️ Website: https://www.thetexasrealestateandfinancepodcast.com 📌 Connect with Mike Mills 🔗 All Links in One Place: https://linktr.ee/mikemillsmortgage Enjoying the Podcast? 👉 Subscribe, leave a review, and share this episode with fellow real estate professionals! Your support helps us reach more listeners looking for actionable real estate and finance insights . Timestamped Podcast Summary [0:00 - 3:00] - The Hidden Costs of Home Insurance Policies [3:01 - 6:00] - Why Texas Home Insurance Rates Are Skyrocketing [6:01 - 9:00] - How Insurance Availability Impacts Premiums in Texas [9:01 - 12:00] - The Role of Inflation in Rising Insurance Costs [12:01 - 15:00] - Texas Weather Trends & Their Effect on Insurance Claims [15:01 - 18:00] - The Increase in Uninsured Homeowners & Drivers [18:01 - 21:00] - Are Insurance Companies Overcharging or Covering Losses? [21:01 - 24:00] - How Insurance Deductibles Work & Their Impact on Claims [24:01 - 27:00] - The Truth About Contractor Pricing & Inflated Claims [27:01 - 30:00] - The Role of Insurance Adjusters & Why They Get a Bad Reputation [30:01 - 33:00] - How Lawsuits & Attorneys Drive Up Auto Insurance Costs [33:01 - 36:00] - The Hidden Ways Insurance Companies Reduce Coverage to Lower Prices [36:01 - 39:00] - Why Roof Replacement Costs Are Drastically Increasing [39:01 - 42:00] - How to Shop for Insurance & Avoid Costly Mistakes [42:01 - 45:00] - The Best Ways to Lower Your Home & Auto Insurance Premiums [45:01 - 48:00] - Telematics & The Future of Auto Insurance Pricing [48:01 - 51:00] - The True Cost of Distracted Driving & Its Impact on Insurance Rates [51:01 - 54:00] - How Government Spending Affects Mortgage Rates & Housing Costs [54:01 - 57:00] - The Importance of Trusted Referral Partners in Real Estate & Finance [57:01 - 1:00:00] - Final Thoughts: How to Protect Yourself from Rising Insurance Costs…
The market is shifting, and realtors who adapt will thrive. This week, we’re covering Austin’s cooling home prices, the latest mortgage rate forecast, and the best AI tools for real estate professionals looking to scale their business. Plus, our ‘Weekly Wildcard’ takes a deep dive into an unexpected economic twist that could shake up the housing market. Episode Overview The real estate industry is evolving, and AI tools are becoming essential for realtors who want to work smarter, not harder. In this episode, Mike Mills breaks down: ✅ The Best AI Tools for Realtors – How automation is transforming lead generation, marketing, and client follow-ups. ✅ Austin’s Housing Market Slowdown – Why home prices are dropping, inventory is rising, and what it means for buyers and sellers. ✅ 2025 Mortgage Rate Predictions – Is 7% the new normal? What realtors need to know about where rates are headed. ✅ Pricing Strategies for Sellers – How to price homes competitively in a shifting market to attract buyers. ✅ Weekly Wildcard Segment – A surprising economic twist that could impact real estate trends—stay tuned for the unexpected! If you're a realtor, investor, or mortgage professional , this episode is packed with must-know insights to help you navigate today’s unpredictable market. 📌 Key Takeaways 1. AI Tools Are Revolutionizing Real Estate Realtors using AI-powered tools like ChatGPT, Opus Clip, and HomeBot are saving hours each week on marketing, lead generation, and client communication. If you’re not leveraging AI, you’re already behind. 2. Austin’s Housing Market is Cooling, but Buyers Have New Opportunities After years of rapid growth, Austin’s real estate market has shifted into a buyer’s market. Home prices are down 19% from their peak , inventory is up, and sellers must adjust pricing strategies to stay competitive. 3. Mortgage Rates Are Holding at 7%—Will They Drop? With inflation still high and no major economic shake-ups on the horizon, mortgage rates are expected to hover around 7% for the foreseeable future. Realtors must help clients navigate creative financing options like rate buydowns and adjustable-rate mortgages (ARMs). 4. Pricing Homes Correctly is More Important Than Ever Sellers need to ditch the outdated "list high and lower later" approach. Pricing homes strategically from the start maximizes visibility, attracts serious buyers, and reduces time on the market. 5. The Weekly Wildcard: From Space Rocks to Meme Coins In this week’s wildcard segment, we cover NASA’s increased asteroid impact risk, skyrocketing credit card debt, and whether Dogecoin might become part of your tax refund. Stay ahead of the market by understanding how broader economic trends could affect real estate. 📢 Tips of the Week – Featuring Amy Cearnal This episode features expert insights from Amy Cearnal, a top real estate professional with Compass Real Estate. A returning contributor to the podcast, Amy shares weekly advice for buyers, sellers, and agents to navigate today’s shifting market. 🔹 For Buyers: Use market data to make informed offers and avoid overpaying. 🔹 For Sellers: Price your home competitively from day one to maximize interest and reduce time on the market. 🔹 For Agents: Instead of answering “What would you do?” , give clients the data they need to make confident decisions. With her data-driven approach and deep market knowledge , Amy ensures real estate professionals stay ahead of shifting trends and provide top-tier guidance to their clients. 📌 Resources & Links AI Tools for Realtors: ChatGPT – AI-powered assistant for content creation, lead nurturing, and automation. https://openai.com/chatgpt Opus Clip – AI tool for turning long-form content into short, viral video clips. https://www.opus.pro HomeBot – Automated home value reports for client follow-ups. https://homebot.ai Zapier – Workflow automation to streamline business operations. https://zapier.com Descript – AI-powered video and podcast editing. https://www.descript.com Remine – Predictive analytics to identify potential sellers before they list. https://www.remine.com Structurely – AI chatbot for lead nurturing and client conversations. https://www.structurely.com Canva Magic Write – AI-powered graphic design tool for realtors. https://www.canva.com 11Labs – AI voice cloning for automated messaging and market updates. https://elevenlabs.io Market Insights & Housing Trends: Mortgage News Daily – Daily updates on mortgage rates. https://www.mortgagenewsdaily.com Austin Board of Realtors – Market data and reports on Austin’s real estate trends. https://www.abor.com Texas Comptroller – Property tax surplus discussion and potential relief. https://comptroller.texas.gov Stay Connected: Podcast Website: https://www.thetexasrealestateandfinancepodcast.com Follow Mike Mills for More Real Estate Insights: https://linktr.ee/mikemillsmortgage Connect with Amy Cearnal for Expert Realtor Advice: https://www.acknows.online/ If you enjoyed this episode, subscribe and leave us a review! Your support helps more real estate professionals discover insights that can transform their business. 🔹 Want more Texas real estate updates? Visit https://www.thetexasrealestateandfinancepodcast.com for market insights, expert interviews, and strategies to stay ahead. 🔹 Let’s connect! Follow Mike Mills for daily updates and real estate tips: https://linktr.ee/mikemillsmortgage 🔹 Know someone who needs help navigating today’s market? Share this episode with a fellow agent or homebuyer! Until next time, be good humans, and just keep grinding—because life is what you make it, so make it great! Timestamped Summary [0:00 - 0:48] Texas is the Fastest-Growing State & Housing Market Trends [0:49 - 1:10] Podcast Introduction & Market Update Overview [1:11 - 2:02] Mortgage Rate Trends & Austin Housing Market Focus [2:03 - 2:28] Guest Realtor & Podcast Engagement Call-to-Action [2:29 - 4:06] Mortgage Rate Breakdown & Market Predictions [4:07 - 5:38] How Real Estate Agents & Lenders Can Survive in 2025 [5:39 - 6:33] Buyer Tip of the Week: Making Smart Offers [6:34 - 10:28] Austin Housing Market Update: Correction & 2025 Forecast [10:29 - 11:20] Agent Tip of the Week: Answering “What Would You Do?” [11:21 - 14:06] Weekly Wildcard: Economy, Elon Musk, Dogecoin & an Asteroid? [14:07 - 14:36] Seller Tip of the Week: Pricing Homes to Sell Quickly [14:37 - 18:31] 10 AI Tools Realtors Should Use to Automate & Scale Their Business [18:32 - 19:13] Final Thoughts & Why AI is the Future for Real Estate Agents…
🚨 The NAR Settlement Update 2025 is shaking up the real estate industry, and Realtors need to act fast . With MLS rule changes , buyer agent commission shifts , and new legal risks , staying informed is no longer optional—it’s essential. Tune in now to get expert insights on how these changes impact your business and what you must do to stay competitive in 2025! Detailed Episode Overview The NAR Settlement Update 2025 is transforming how Realtors, brokerages, and MLS systems operate , but what does it really mean for your business? In this episode, Mike Mills sits down with real estate expert Amy Cearnal to break down the new commission rules, MLS participation changes, and what buyers and sellers need to know moving forward . Key topics we cover: ✅ How the NAR lawsuit settlement is changing buyer agent commissions ✅ Why MLS rules are evolving , and how they impact your ability to do business ✅ What the DOJ’s real estate oversight could mean for future regulations ✅ How these changes will affect Realtors, brokerages, and homebuyers ✅ What steps agents must take to adapt and thrive in this new landscape Whether you're a seasoned agent or new to real estate , this episode will give you the clarity and strategies you need to navigate these shifts confidently. Don't miss out— hit play now! Key Takeaways 1️⃣ NAR Settlement Update 2025: Major Commission Changes The NAR lawsuit settlement has removed buyer agent commission disclosures from the MLS, fundamentally altering how Realtors negotiate compensation . With commissions now negotiated outside the MLS, buyers and sellers are facing new challenges in understanding who pays what. 2️⃣ MLS Rule Changes: New Access & Membership Updates MLS access rules are shifting, with some markets like Austin and Houston allowing non-Realtors to access MLS data . This could change how listings are controlled , forcing agents to rethink how they leverage MLS platforms. 3️⃣ Buyer Agreements: Are They Helping or Hurting? Buyers must now sign agreements before viewing homes , aiming to improve transparency in agent compensation . However, this requirement is creating friction , as buyers may hesitate to commit before seeing properties. 4️⃣ DOJ Oversight: More Real Estate Lawsuits Ahead? While the NAR settlement addressed commission disclosure, the DOJ is still investigating real estate practices . More lawsuits and regulatory changes could be coming , making it critical for Realtors to stay proactive. 5️⃣ Adapting to a Changing Market in 2025 To stay competitive, Realtors must embrace these new rules, educate clients, and refine their value propositions . Those who adapt and innovate will thrive, while those who resist change risk falling behind . Guest Bio Amy Cearnal is a real estate veteran with expertise in brokerage operations, title services, mortgage lending, and real estate law . As a former brokerage owner and longtime Texas Realtor® , she specializes in helping clients minimize risk and maximize value in real estate transactions . Amy has worked across multiple sectors of real estate , including title services, mortgage lending, and legal education , making her one of the most well-rounded experts in the industry . She is also the creator of AC Knows Online , a platform dedicated to educating Realtors through digital content and online courses . With a passion for helping agents and homebuyers navigate industry changes , Amy continues to be a leading voice on commission structures, legal risks, and real estate market trends . Resources 📌 Amy Cearnal’s Website & Online Education Platform 👉 https://www.acknows.online 📌 National Association of Realtors (NAR) Settlement Information 👉 https://www.nar.realtor 📌 U.S. Department of Justice (DOJ) Real Estate Investigations 👉 https://www.justice.gov/ 📌 Austin Board of Realtors MLS Changes 👉 https://www.abor.com 📌 Houston Association of Realtors MLS Updates 👉 https://www.har.com 📌 Texas Real Estate Commission (TREC) Licensing & Rules 👉 https://www.trec.texas.gov 📌 Follow The Texas Real Estate & Finance Podcast & Connect with Mike Mills 🎙️ Podcast & Social Links: https://linktr.ee/mikemillsmortgage 🌐 Official Website: https://www.thetexasrealestateandfinancepodcast.com/ 🚀 Stay Connected & Keep Learning! Enjoying the podcast? Subscribe, rate, and leave a review to help more Realtors and real estate professionals stay ahead of the latest industry changes! 📢 Join the conversation – What are your thoughts on the NAR settlement changes? Drop a comment or message us on social media! 🎧 Listen Now & Stay Informed!…
The DFW Real Estate Market is shifting, and 2025 could be the turning point for buyers, sellers, and realtors . With rising inventory, mortgage rates holding steady, and home prices stabilizing , the North Texas housing market presents both opportunities and challenges . Tune in as we break down key real estate trends, mortgage rate forecasts, and expert insights to help you stay ahead in this evolving market! Detailed Episode Overview The DFW Real Estate Market is at a crossroads— are we finally entering a buyer’s market? As home prices level off, inventory grows, and mortgage rates remain high , real estate professionals need to adapt their strategies to succeed in 2025. In this episode, we dive deep into: ✅ Current market trends —how rising inventory and mortgage rates are impacting buyers and sellers. ✅ Mortgage rate forecasts —will rates drop or stay high in 2025 ? ✅ Changing buyer demographics —why first-time homebuyers are older than ever and how this affects the market. ✅ The CFPB debate —how changes to mortgage regulations could impact real estate financing. ✅ Expert real estate strategies —guest Conrad Jackson of REMAX Pinnacle shares game-changing tips for agents, buyers, and sellers . Whether you're a real estate agent, investor, or homebuyer , this episode is packed with must-know insights to help you navigate the DFW market in 2025 . Key Takeaways ✅ DFW’s Real Estate Market is Changing—Here’s What You Need to Know With inventory levels rising and home prices stabilizing , 2025 may be a prime time for buyers . However, elevated mortgage rates continue to shape affordability, making strategic decision-making essential for realtors and investors. ✅ Mortgage Rates Are Holding Steady—But Will They Drop? Mortgage rates remain a major factor influencing demand. We explore why inflation, Federal Reserve policies, and economic uncertainty will determine whether rates fall or remain high throughout 2025. ✅ First-Time Homebuyers Are Older—How This Affects the Market The median age of a first-time homebuyer has risen from 28 in 1991 to 38 in 2024 . This shift means realtors must adjust their approach , catering to buyers who are financially established but facing affordability challenges . ✅ The CFPB Debate—Will New Regulations Impact Home Loans? With new leadership at the CFPB , real estate lending policies could tighten or relax in the coming years. We break down how potential changes in mortgage regulations could impact buyer financing and loan availability . ✅ Expert Strategies for Realtors to Win in 2025 Special guest Conrad Jackson of REMAX Pinnacle shares actionable insights on increasing listing visibility, negotiating better deals, and understanding buyer behavior . His tips can help realtors and investors maximize success in a shifting market. Guest Bio – Conrad Jackson Conrad Jackson is a highly experienced real estate professional with REMAX Pinnacle in Arlington, Texas , specializing in buyer representation, seller negotiations, and market analysis in the DFW real estate market . In this episode, Conrad shares: 🏡 Why third-party inspections are crucial for new builds 💰 How to uncover a buyer’s true price range without pushback 📸 A simple MLS listing trick that increases showings and engagement As a trusted North Texas real estate expert , Conrad provides practical strategies that realtors, homebuyers, and sellers can use to navigate 2025’s evolving market . To connect with Conrad, visit ConradSellsDFW.com . Resources Mentioned in This Episode 📌 Connect with Conrad Jackson – REMAX Pinnacle ➡ Website: https://www.ConradSellsDFW.com 📌 Mortgage Rate Updates & Market Data ➡ Mortgage News Daily – Daily Rate Updates: https://www.mortgagenewsdaily.com ➡ Federal Reserve Economic Data (FRED): https://fred.stlouisfed.org 📌 DFW Real Estate Market Trends & Housing Reports ➡ Texas Real Estate Research Center – Market Analysis: https://www.recenter.tamu.edu ➡ North Texas Real Estate Market Stats (NTREIS): https://www.ntreis.net 📌 Consumer Financial Protection Bureau (CFPB) Information ➡ CFPB Official Website: https://www.consumerfinance.gov 📌 Follow & Subscribe to The Texas Real Estate and Finance Podcast 🎙️ Podcast Website: https://www.thetexasrealestateandfinancepodcast.com/ 🔗 All Podcast & Social Media Links: https://linktr.ee/mikemillsmortgage 🚀 Stay Ahead in the DFW Real Estate Market! If you're a realtor, investor, or homebuyer looking to stay informed on the latest market trends , this episode is a must-listen ! 📢 Enjoyed this episode? Don't forget to subscribe, leave a review, and share it with your fellow real estate professionals to help more people stay ahead in the DFW real estate market ! Timestamps (0:00 - 3:00) - Mortgage Rates Update & Economic Outlook (3:01 - 6:00) - Why Inflation is Keeping Mortgage Rates High (6:01 - 9:00) - North Texas Real Estate: Is 2025 a Buyer’s Market? (9:01 - 12:00) - Home Prices & Inventory Trends in DFW (12:01 - 15:00) - The Changing Demographics of Homebuyers (15:01 - 18:00) - The CFPB Debate: Consumer Protection or Overregulation? (18:01 - 21:00) - Will Trump & Elon Reform or Abolish the CFPB? (21:01 - 24:00) - Expert Realtor Tip: How to Get More Showings on Your Listing (24:01 - 25:12) - Closing Thoughts & Market Predictions for 2025…
Real Estate Market 2025 is here! Discover top realtor strategies, mortgage trends, and expert predictions to navigate home sales, prospecting, and marketing. With 2023 and 2024 being two of the worst years for home sales since 1995 , what will 2025 bring for realtors and investors ? If you’re wondering how to generate leads, close deals, and market effectively in a slow housing market , this episode is for you. Mike Mills and Conrad Jackson discuss real estate trends, mortgage rate shifts, and prospecting strategies to help realtors grow in 2025 . The Real Estate Market 2025 presents new challenges and opportunities for realtors, investors, and mortgage professionals . With home sales at their lowest levels in decades , successful agents must adapt their sales approach, improve lead generation, and embrace digital marketing . In this episode, Mike Mills and Conrad Jackson discuss: ✔ Current market trends and how realtors can thrive in 2025 ✔ How mortgage lending has evolved & what buyers need to know ✔ The truth behind builder incentives & their impact on home values ✔ Social media strategies for real estate agents to attract more clients ✔ How top-performing realtors are generating leads despite slow sales If you’re a real estate agent looking to scale in a challenging market , this episode has actionable insights to help you succeed! 🔑 Key Takeaways: How Realtors Can Thrive in 2025 1️⃣ The 2025 Housing Market Requires a Smarter Strategy The real estate market is shifting , and buyers are more hesitant than ever . Realtors need to educate clients, set realistic expectations, and focus on long-term investments to drive home sales. 2️⃣ Realtor Lead Generation: Prospecting Smarter, Not Harder Cold calling is out—relationship-based marketing is in! Realtors must build trust through social media, referral networks, and consistent follow-ups to close more deals. 3️⃣ Builder Incentives in 2025: Are They a Trap? With new construction making up nearly 30% of sales , agents must explain the risks of builder incentives , including higher long-term costs and slower equity growth . 4️⃣ Mortgage Lending 2025: What Realtors Must Know Loan approvals are stricter than ever , but requirements haven’t officially changed. Buyers should expect longer underwriting times, more documentation requests, and detailed credit scrutiny . 5️⃣ Social Media & Branding: Realtors Must Stand Out Online The best agents are winning business through Instagram, YouTube, and LinkedIn by providing educational content, market updates, and engaging video marketing strategies . 🎙️ About Our Guest: Conrad Jackson Conrad Jackson is a real estate agent, builder, and investor in Dallas-Fort Worth, Texas . With years of experience in residential and multifamily real estate , he specializes in new construction projects, housing market trends, and real estate investment strategies . As a mentor and educator , Conrad shares insights on business growth, mortgage lending, and adapting to changing market conditions . He is also deeply involved in community development and youth sports coaching , balancing his professional success with giving back to the next generation . 🔗 Learn more about Conrad: https://www.conradsellsdfw.com 📚 Resources for Realtors & Real Estate Investors 🔹 Conrad Jackson’s Real Estate Services – DFW property insights, homebuyer guidance, and investment strategies 👉 https://www.conradsellsdfw.com 🔹 National Association of Realtors (NAR) Market Reports – Stay ahead with the latest real estate trends and forecasts 👉 https://www.nar.realtor/research-and-statistics 🔹 Freddie Mac Mortgage Rate Trends – Track interest rates and mortgage lending shifts 👉 https://www.freddiemac.com/research 🔹 Tom Ferry Real Estate Coaching – Lead generation and marketing strategies for realtors 👉 https://www.tomferry.com 🎧 Listen & Subscribe to The Texas Real Estate and Finance Podcast! 📌 Official Website: https://www.thetexasrealestateandfinancepodcast.com 📌 All Podcast Platforms & Social Links: https://linktr.ee/mikemillsmortgage 🔔 Don’t forget to subscribe, leave a review, and share this episode with fellow realtors!…
The 2025 housing market is shaping up to be one of the most unpredictable in years—will home prices crash, or will they keep rising? In this episode, we break down housing trends, mortgage rate predictions, and real estate industry shifts that every realtor and mortgage professional needs to know. Don’t get left behind—tune in now to get ahead of the competition! Episode Overview The 2025 Housing Forecast is filled with uncertainty—will home prices drop, mortgage rates stabilize, or affordability continue to be a challenge? In this episode, host Mike Mills sits down with James Kleimann, Managing Editor at HousingWire , to break down the latest real estate trends, policy changes, and mortgage industry shifts that will shape the market in 2025. They dive deep into the impact of rising interest rates, housing supply shortages, and the role of AI in real estate and mortgage lending . Will Fannie Mae and Freddie Mac leave conservatorship? What do proposed real estate commission reforms mean for agents? And how will new federal housing policies affect buyers and sellers? Get the expert insights you need to stay ahead in the fast-changing real estate market . Key Takeaways Mortgage Rates in 2025: What to Expect Experts predict that mortgage rates will likely stay in the 6% range , with potential fluctuations depending on inflation, economic policies, and Federal Reserve actions . While some hope for a return to 4% rates , the bond market and U.S. debt levels make this unlikely in the near future. Housing Affordability Challenges Continue Home prices remain historically high , making affordability a top concern for buyers, real estate agents, and lenders . Rising insurance costs, credit reporting fees, and property taxes add additional strain, preventing many from entering the market despite strong demand. AI and Automation Are Reshaping Real Estate & Mortgage Lending AI-driven tools are making real estate agents and mortgage lenders more efficient, but they also threaten traditional roles like underwriters and processors . Big players in the industry are already investing heavily in AI , signaling major shifts in how loans are processed and real estate transactions are handled. Real Estate Commission Lawsuits Could Reshape the Industry The DOJ’s focus on real estate commissions and agent steering could lead to major changes in how agents are compensated . New regulations may affect MLS structures, buyer commissions, and the role of brokerages , making it crucial for realtors to stay informed on legal updates. 2025 Will Be a Defining Year for Real Estate Professionals With fewer home sales, tighter inventory, and evolving regulations , real estate agents and mortgage lenders must adapt to stay competitive. Whether through leveraging AI, improving marketing strategies, or adjusting to new commission structures , professionals who embrace change will have the best chance at success in 2025. Guest Bio James Kleimann – Managing Editor, HousingWire James Kleimann is the Managing Editor at HousingWire , the leading news source for real estate and mortgage professionals . With years of experience covering the housing market, mortgage industry trends, and federal housing policies , he has built a reputation as one of the most trusted voices in real estate journalism. In this episode, James shares expert insights into the 2025 Housing Forecast , breaking down mortgage rate trends, housing affordability challenges, and how AI is transforming the real estate industry . He also discusses the potential impact of new real estate commission lawsuits and federal policy changes that could reshape the way realtors do business. As a respected journalist and industry analyst, James Kleimann provides valuable knowledge that every real estate agent, mortgage lender, and investor needs to navigate the market in 2025. Resources The Texas Real Estate & Finance Podcast – Official Website https://www.thetexasrealestateandfinancepodcast.com/ The Texas Real Estate & Finance Podcast – All Links & Socials https://linktr.ee/mikemillsmortgage HousingWire – Latest Real Estate News & Market Trends https://www.housingwire.com Mortgage Bankers Association (MBA) – Policy Updates & Industry Insights https://www.mba.org National Association of Realtors (NAR) – Housing Market Reports https://www.nar.realtor Consumer Financial Protection Bureau (CFPB) – Mortgage Regulations & Borrower Rights https://www.consumerfinance.gov Fannie Mae – Mortgage Lending Guidelines & Housing Market Research https://www.fanniemae.com Freddie Mac – Housing Market Data & Mortgage Insights https://www.freddiemac.com U.S. Federal Reserve – Interest Rate Decisions & Economic Policy https://www.federalreserve.gov Listen Now & Stay Ahead in 2025! This episode is packed with expert insights, actionable strategies, and industry forecasts to help you stay competitive in the real estate market . If you’re a real estate agent, mortgage lender, or investor , you won’t want to miss these key trends shaping 2025’s housing market . 🔔 Subscribe & Follow: Never miss an episode! Subscribe to The Texas Real Estate & Finance Podcast and stay informed on real estate trends, mortgage industry updates, and expert interviews. 🎧 Listen Now: Available on Apple Podcasts, Spotify, YouTube, and all major podcast platforms. TIMESTAMPS [0:00 - 3:00] - How Homeownership Has Changed Since the 1980s [3:01 - 6:00] - Introduction: Housing Market Trends & Mortgage Industry Insights [6:01 - 9:00] - Trump’s Housing Policies: What to Expect in 2025 [9:01 - 12:00] - Fannie Mae & Freddie Mac: Will They Leave Conservatorship? [12:01 - 15:00] - DOJ’s Crackdown on Real Estate Commissions & Steering [15:01 - 18:00] - The MLS System Is Changing: What Agents Need to Know [18:01 - 21:00] - Building on Federal Land: Is This a Real Housing Solution? [21:01 - 24:00] - Why Housing Starts Are at Recession Levels [24:01 - 27:00] - The Real Reason Home Affordability Is Getting Worse [27:01 - 30:00] - Mortgage Rates & The Federal Reserve: What’s Really Driving Rates? [30:01 - 33:00] - The Rising Cost of Credit Reports, Insurance & Appraisals [33:01 - 36:00] - Why Real Estate Agents Should Stop Celebrating High Prices [36:01 - 39:00] - Trigger Leads & Borrower Data: How Lenders Are Flooding Buyers With Calls [39:01 - 42:00] - AI in Real Estate: How Agents & Brokers Can Stay Ahead [42:01 - 45:00] - AI in Mortgage Lending: Will Loan Officers Be Replaced? [45:01 - 48:00] - How Mortgage Companies Are Using AI to Cut Costs & Jobs [48:01 - 51:00] - Why Home Sales Are Expected to Stay Low in 2025 [51:01 - 54:00] - Mortgage Rate Predictions for 2025: Will Rates Drop? [54:01 - 57:00] - Consumer Debt Crisis & Its Impact on the Housing Market [57:01 - 1:00:00] - The Future of Home Equity Loans & Mortgage Innovation [1:00:01 - 1:03:00] - Will Credit Card Interest Rates Be Capped at 10%? [1:03:01 - 1:06:00] - How Real Estate Agents Can Survive the Market Shift [1:06:01 - 1:09:00] - The Shrinking Workforce in Mortgage & Real Estate [1:09:01 - 1:12:00] - Final Predictions for Home Sales, Rates & the Economy [1:12:01 - 1:15:50] - Closing Thoughts & What to Watch in 2025…
What does it take to succeed in a slowing real estate market? This week, Julie Holly reveals the keys to thriving during downturns, scaling your business, and leveraging relationships to uncover hidden deals. If you’re a Realtor looking for practical tips and long-term strategies, this episode is a must-listen! Mastering Real Estate Cycles is essential for any Realtor looking to succeed in a shifting market, and in this episode, we dive deep with seasoned investor and strategist Julie Holly. Julie shares her insights on navigating today’s challenging real estate landscape, building strong client relationships, and discovering hidden opportunities. From leveraging social media to creating clear sales cycles, she offers practical strategies for Realtors to implement immediately. We also discuss the emotional cycle of change in real estate, the importance of professionalism, and scaling wealth through multifamily investments. If you’ve been wondering how to grow your business during a slowdown, this episode is packed with actionable advice. Whether you're looking for new opportunities or refining your processes, Julie's expertise is sure to inspire and educate. Key Takeaways Define Clear Goals for Success Julie emphasizes the importance of setting specific, measurable goals to guide your real estate career. By defining what success looks like for you, you can focus your efforts on achieving results that align with your objectives. Relationships Are the Foundation of Real Estate Building strong relationships within your community and network is a cornerstone of real estate success. Julie explains how nurturing these connections can uncover hidden deals and establish you as a trusted professional. Adapt to Market Cycles Julie highlights why slowing markets are often the best time for growth, as competition decreases and new opportunities emerge. Realtors who remain proactive and embrace market shifts are more likely to thrive. Leverage Social Media Strategically Rather than chasing vanity metrics, Julie advises Realtors to use social media to reinforce expertise and maintain visibility with their sphere. Strategic posting can enhance your reputation and expand your reach. Treat Real Estate Like a Profession Julie underscores the importance of adopting a professional mindset, from creating clear sales cycles to implementing effective systems. Treating your business with the same rigor as a top company ensures long-term success in any market. Guest Bio Julie Holly is the founder of Three Keys Investments and the host of The Conscious Investor podcast. As a third-generation real estate professional, Julie brings decades of experience to the table, ranging from residential sales to multifamily investments and assisted living facilities. Her expertise lies in helping investors protect, preserve, and grow their wealth through scalable, strategic investments. Having been both a limited and general partner in large apartment complexes, Julie has navigated complex markets and developed a reputation for her clear, proven strategies. Beyond real estate, Julie is a sought-after speaker and coach, empowering others to achieve financial freedom while staying true to their purpose. Resources Here are the updated resources mentioned in this episode: Three Keys Investments Website : Learn more about Julie Holly’s work and explore resources for multifamily investing at https://www.threekeysinvestments.com/ . The Conscious Investor Podcast : Listen to Julie’s podcast for actionable advice on purpose-driven investing: https://podcasts.apple.com/us/podcast/the-conscious-investor/id1501539079 . Accidental Genius by Mark Levy : Discover the power of free writing to unlock creativity and focus. Available on major book retailers or find it here: https://www.amazon.com . The 12 Week Year by Brian P. Moran : Learn how to achieve your goals faster with the concepts of focused execution: https://www.the12weekyear.com . Contact Mike Mills for Mortgage Solutions : Explore Mike’s offerings, including conventional, VA, FHA, rehab, construction, HELOCs, and bridge loans, through his Linktree: https://linktr.ee/mikemillsmortgage . TimeStamped Summaries [0:00 - 0:48] - Defining Priorities in Real Estate [1:00 - 4:06] - Podcast Introduction and Goonies-Themed Adventure [4:07 - 6:38] - The Power of Community and Audience Engagement [6:39 - 10:46] - Overcoming Information Overload [10:47 - 16:00] - Harnessing Free Writing and Mindfulness [16:01 - 18:55] - Processing Negativity and Externalizing Ideas [18:56 - 22:59] - Perception of Great Markets in Real Estate [23:00 - 30:39] - Strategic Sales Cycles for Real Estate Agents [30:40 - 35:09] - Integrating Social Media and Community Outreach [35:10 - 38:10] - Building Mental Market Share [38:11 - 42:23] - Defining Professionalism in a Changing Market [42:24 - 44:15] - Encouraging Client Preparedness [44:16 - 47:36] - Staying Focused While Building a Business [47:37 - 50:28] - Treating Real Estate as a True Profession [50:29 - 54:59] - The Emotional Cycle of Change in Real Estate [55:00 - 56:54] - Perseverance and Success Through Consistency [56:55 - 59:53] - Lessons from Overcoming Adversity [59:54 - 1:01:58] - Finding Joy in the Journey [1:01:59 - 1:08:50] - Scaling Through Commercial Real Estate [1:08:51 - 1:11:12] - Exploring New Avenues in Real Estate [1:11:13 - 1:12:41] - The Value of Diverse Conversations [1:12:42 - 1:15:38] - Political Impacts on Real Estate [1:15:39 - 1:19:24] - Civic Engagement and Real Estate Advocacy [1:19:25 - 1:20:00] - Closing Remarks…
What do rising mortgage rates, record-low inventory, and Trump’s economic agenda mean for real estate in 2025? This episode dives into the strategies you need to thrive amidst uncertainty. Don’t miss out—your future clients are counting on you to stay ahead. On this week’s Texas Real Estate and Finance Podcast , we analyze the post-election housing market, focusing on the housing affordability crisis , historic rate trends, and the impact of President Trump’s proposed policies. We tackle the challenges of limited inventory, surging multifamily construction, and shifting demographics in homebuying. Discover practical insights on how deregulation and tax incentives could influence supply and affordability. And don’t miss the final segment where we unveil a powerful AI-driven tool designed to elevate your real estate business for the year ahead. Key Takeaways Mortgage Rates Remain Volatile Amid Economic Uncertainty Mortgage rates have been on a rollercoaster, fluctuating between the low 6% range and above 7% within weeks. Factors like weak job creation, declining banking liquidity, and the Federal Reserve’s rate cuts are contributing to this unpredictability. Understanding these dynamics is critical for navigating today’s market. Trump’s Policies Could Reshape Housing Affordability With Trump’s return to the White House, key policies on tariffs, immigration, and deregulation are expected to impact housing costs and supply. While deregulation and tax incentives could encourage construction, tariffs on building materials and immigration restrictions may exacerbate affordability challenges. The Housing Affordability Crisis Intensifies Home prices have risen 57% since 2020, far outpacing wage growth at just 28%, making homeownership increasingly out of reach. The typical age of first-time buyers has climbed to 38, reflecting the growing challenges younger generations face in entering the market. Economic Pressures Are Reshaping Real Estate Trends Rising national debt and shrinking market liquidity are putting pressure on the economy and real estate markets. The Federal Reserve’s actions and Trump’s economic agenda could lead to further market volatility, requiring professionals to stay vigilant and adapt to changing conditions. Revolutionize Your Business Planning with AI Tools The episode closes with an introduction to ChatGPT as a transformative tool for real estate professionals. This AI platform can help streamline business planning, marketing, and operations, offering agents a competitive edge in 2025’s uncertain market. Resources Mentioned in This Episode National Association of Realtors (NAR): https://www.nar.realtor Mortgage News Daily: https://www.mortgagenewsdaily.com CoreLogic Home Price Insights: https://www.corelogic.com/intelligence/reports/home-price-insights/ HousingWire – Logan Mohtashami's Analysis: https://www.housingwire.com/author/logan-mohtashami/ IRS Opportunity Zones: https://www.irs.gov/credits-deductions/businesses/opportunity-zones ChatGPT by OpenAI: https://chat.openai.com ChatGPT Prompts for Business Planning: Pillar 1: Business Foundation and Strategy Free Prompt: "Ask me a series of questions to help define my real estate business foundation, covering brand identity, target client, market niche, and target price point. Go one question at a time and summarize with tailored suggestions." Paid Prompt: "Chat, using everything you know about me from my custom setup, guide me through a series of questions to help define my brand, ideal client, market niche, and price point. Go one question at a time and summarize with tailored suggestions based on my unique style, experience, and goals." Pillar 2: Marketing and Client Acquisition Free Prompt: "Chat, ask me a series of questions to develop a marketing game plan for reaching my ideal clients. Cover my current marketing activities, preferred social media platforms, and client engagement strategy. Go one question at a time and summarize with tailored suggestions." Paid Prompt: "Chat, based on my custom GPT, ask me a series of tailored questions about my favorite marketing activities, best social platforms for my target clients, and ways I currently engage my clients. Go one question at a time and summarize with tailored suggestions based on my unique style, experience, and goals." Pillar 3: Operations and Professional Growth Free Prompt: "Guide me in building my operations plan with questions about my daily and weekly routines, skill-building goals, and wellness practices. Go one question at a time and summarize with suggestions for improving my time management and focus." Paid Prompt: "Chat, using my custom profile, ask tailored questions on organizing my schedule, skills to develop for my target market, and wellness routines to keep me motivated in growing my business. Go one question at a time and summarize with tailored suggestions based on my unique style, experience, and goals. TIMESTAMPS [0:00 - 1:47] - Introduction and Overview of Election Impact [1:50 - 2:39] - Mortgage Rates and Market Uncertainty [2:39 - 6:56] - The Growing Housing Affordability Crisis [6:56 - 12:37] - Housing Supply and Regional Market Variations [12:37 - 16:15] - Multifamily Housing and Affordable Construction Trends [16:15 - 21:07] - Trump’s Election Victory and Political Implications [21:07 - 24:29] - Trump’s Policies and Their Potential Housing Market Effects [24:30 - 29:13] - Deregulation, Opportunity Zones, and Long-Term Housing Strategies [29:13 - 34:24] - Leveraging ChatGPT for Business Planning in 2025 [34:24 - 35:20] - Closing Thoughts and Takeaways…
Ready to turn your real estate team into a powerhouse? In today’s episode, we’re diving deep with Alex Kutsishin, co-founder of Fuel, on how to build and lead a team where every member performs at their peak. Discover practical strategies to enhance your team’s effectiveness and create a winning culture in real estate. Episode Overview In this episode, we explore the top strategies for Developing Real Estate Teams That Thrive with guest Alex Kutsishin, co-founder of Fuel. Together, we dive into key leadership insights on boosting team performance, maintaining high standards, and recognizing when it’s time to elevate—or replace—team members. Alex shares actionable tips on measuring team progress, creating high-impact learning experiences, and fostering an environment that encourages growth for each member. We also discuss how to inspire a results-oriented mindset while maintaining a balanced, healthy work atmosphere. From self-improvement to performance-based analytics, this episode equips real estate professionals with the tools needed to create unstoppable teams. Whether you’re a seasoned broker or building your first team, this conversation will give you the edge to lead with impact and purpose. Key Takeaways Elevate Team Standards Consistently Alex emphasizes that successful teams continuously raise standards to ensure every team member performs at their best. Leaders should seek 95% of the team to meet 100% of expectations, with standards evolving as the team excels. Shift to a Talent-Development Mindset Transitioning from personal performance to team-focused leadership requires viewing every interaction as a chance to develop talent. Alex shares practical ways leaders can enhance each member’s skills and build a culture of continuous improvement. Autonomy and Accountability in Performance Fuel’s platform encourages autonomy by allowing members to engage in personalized courses while maintaining accountability. Leaders can track growth and address specific areas for improvement, making training impactful and personalized. Focus on Performance Over Knowledge Moving beyond conventional training, Fuel’s approach emphasizes practicing skills rather than just understanding concepts. By encouraging team members to apply what they’ve learned, they’re better prepared for real-world success. The Journey is the Goal Both Alex and Mike discuss the importance of viewing progress as a continuous journey. By celebrating small wins and pushing through challenges, real estate professionals can stay motivated, avoid burnout, and keep their teams energized for the long term. Guest Bio Alex Kutsishin is a seasoned entrepreneur and co-founder of Fuel, a leading platform in personal and professional development designed to build high-performance teams. With a background that spans launching ten diverse businesses, Alex brings a wealth of knowledge in team-building, leadership, and innovative training approaches. His commitment to developing teams through hands-on practice and performance analytics has made Fuel a go-to resource for companies worldwide. Alex’s insights inspire leaders to redefine team standards and build a culture where every member thrives. Resources For additional insights and tools mentioned in this episode, check out the following resources: Fuel Personal & Professional Development Platform – Dive into a range of performance-enhancing courses and tools: https://www.myfuel.io/ Patty McCord’s Article on Building Teams Like Sports – Insight into building strong, talent-focused teams: https://www.hbr.org/2015/01/how-netflix-reinvented-hr Book Recommendation – Leadership Matters , co-authored by Alex Kutsishin and Mike Mills: https://leadershipmatters.us/ Connect with Mike Mills – Access Mike’s latest updates, resources, and podcast links on Linktree: https://linktr.ee/mikemillsmortgage TimeStamped Summaries: [0:00] - Redefining Team Performance Standards [0:36] - Setting the Stage for Real Estate Success [3:22] - Alex Kutsishin: An Unconventional Approach to Leadership [4:09] - Leaders as Talent Developers, Not Taskmasters [5:07] - Accountability in Team Development [8:46] - Setting Clear Standards and Expectations [11:06] - Understanding “Are You Doing Your Best?” [14:31] - The Value of Incremental Growth and Self-Improvement [16:46] - The Competitive Mindset in Business [18:26] - Measuring Success and Adjusting Standards [22:48] - Embracing the Growth Journey in Leadership [24:39] - Self-Care and Personal Well-Being as Key to Performance [32:02] - Building Top Performers, Not Expecting Them to Arrive Fully Formed [35:09] - Fuel Inc.: A Tool for Talent Development and Growth [41:59] - Autonomy and Accountability in Team Growth [55:26] - Practicing Skills to Build Lasting Competence [57:33] - Fuel's Accessibility for Teams of All Sizes [1:00:45] - Alex’s Personal Journey to Entrepreneurship [1:04:14] - Alex’s Philosophy: Do What You Love and Reach for New Goals [1:06:07] - Closing Remarks and Listener Appreciation…
Are you ready to discover which presidential candidate's housing policies could make or break the real estate market? In this episode, we dive into the differences between Trump’s and Kamala Harris’s stances on housing, with expert insight from D.C. insider Michael Williams. Join us as we uncover which policies might truly impact your business—and what you need to know before election day! Episode Overview In this timely episode of The Texas Real Estate and Finance Podcast , we tackle the hot topic of the 2024 presidential election and its potential impact on real estate. Host Mike Mills sits down with Michael Williams, an experienced Washington lobbyist and policy strategist, to break down the differences between Trump’s and Kamala Harris’s housing policies. With the election just days away, they explore how these contrasting policy approaches could influence housing affordability, real estate investments, and the regulatory landscape that Realtors navigate daily. From affordable housing proposals to deregulation debates, this episode answers crucial questions that real estate professionals need to consider as they head to the polls. Whether you're an agent, investor, or loan officer, gain valuable insights into how this election could reshape the real estate industry. Key Takeaways The Reality of Affordable Housing Promises Michael Williams discusses why sweeping federal affordable housing programs often fail due to complex local regulations and red tape. He highlights the challenge of aligning federal funding with state-level incentives to boost housing supply effectively. Down Payment Assistance Programs: Do They Work? We explore Kamala Harris’s proposal for $25,000 in down payment assistance for first-time homebuyers. Williams explains how this type of assistance could increase demand but won’t solve supply issues, potentially driving prices even higher. The Limits of Deregulation in Real Estate Williams shares his view on Trump’s deregulation promises, explaining why federal deregulation might not make a noticeable difference in housing supply, as zoning regulations are largely determined at the state and local levels. Systemic Challenges to Housing Policy Implementation Both Williams and Mills highlight the logistical and structural hurdles in implementing long-term housing policies, noting how temporary political goals often overshadow the sustained efforts needed for real change. Why Your Vote Matters in Housing Policy With a deep dive into how policies affect everyday housing, Williams stresses that Realtor and consumer participation in elections is essential for driving policies that prioritize real estate issues. Voter turnout directly impacts whether housing policies become a priority in Washington. Guest Bio Michael Williams is a seasoned lobbyist and policy strategist with nearly two decades of experience in Washington, D.C., specializing in financial services, housing policy, and legislative affairs. His career includes working with influential political figures and administrations, such as Governor Mario Cuomo and President Bill Clinton, where he was involved in groundbreaking initiatives across trade, tax, and banking regulations. As a political consultant, Williams now advises top financial institutions and government bodies on critical housing and finance policies. Known for his practical approach to navigating policy challenges, Williams brings valuable insider knowledge on the legislative process and its impact on the real estate market. His insights shed light on the policy contrasts between presidential candidates, offering real estate professionals an in-depth understanding of how political shifts might influence the industry. Resources National Association of Mortgage Brokers: https://namb.org Information on Dodd-Frank Act: https://www.investopedia.com/terms/d/dodd-frank-financial-regulatory-reform-bill.asp Federal Housing Administration (FHA) Guidelines: https://www.hud.gov/program_offices/housing/fhahistory Housing and Urban Development (HUD) Affordable Housing Initiatives: https://www.hud.gov/topics/rental_assistance/phprog VA Loan Information: https://www.va.gov/housing-assistance/home-loans/ TImeStamped Summaries [0:00 - 4:00] - The Housing Market's Demand vs. Supply Dilemma [4:01 - 8:00] - Introducing the Podcast with a Halloween Twist and Election Preview [8:01 - 12:00] - Michael Williams’ Political Background and Housing Policy Experience [12:01 - 16:00] - Post-2008 Housing Policy and the Legacy of Dodd-Frank [16:01 - 20:00] - Affordable Housing, Rent Control, and Implementation Challenges [20:01 - 24:00] - Defining ‘Affordable Housing’ and its Varying Standards [24:01 - 28:00] - The Complexity of Down Payment Assistance and Private Sector Involvement [28:01 - 32:00] - HUD Funding, Inefficiencies, and the Role of Federal Oversight [32:01 - 36:00] - Discrimination in Housing and Anti-Bias Policies [36:01 - 40:00] - Social Issues in Politics and Policy Distraction [40:01 - 44:00] - Trump’s Deregulation Stance and Local-Level Zoning Limitations [44:01 - 48:00] - Private Sector Incentives and Tax Code Reforms [48:01 - 52:00] - Historical PSAs and Modern Civic Engagement in Housing [52:01 - 56:00] - Mobilizing Private Sector Support and Industry Stakeholders [56:01 - 1:00:00] - Political Apathy and Single-Issue Voting in Housing Policy [1:00:01 - 1:04:00] - Voter Influence and Housing Policy Intentionality [1:04:01 - 1:08:00] - The Importance of Housing Policy and American Financial Stability [1:08:01 - 1:12:00] - Unified Housing Solutions Through Stakeholder Collaboration [1:12:01 - 1:16:00] - Voter Participation as a Catalyst for Political Change [1:16:01 - 1:20:42] - Final Encouragement: The Power of Voting and Civic Responsibility…
Mortgage rates are rising again, and debt is reaching staggering new heights in the U.S., impacting everything from home affordability to global markets. What does this mean for real estate professionals navigating today’s market? In this episode, we break down why rates have spiked, analyze recent housing data on inventory and price trends, and discuss Texas’ urgent need for new homes despite historic lows in transactions. Plus, we explore why home equity loans could be the key to managing high-interest debt for many households. Episode Overview In this episode, we dive deep into the impact of rising debt on mortgage rates and how it’s shaping today’s real estate market. We start with the focus keyphrase “Rising Mortgage Rates,” examining the factors contributing to this increase, including recent Federal Reserve actions, U.S. debt, and economic data adjustments. We then cover the latest housing data, with insights from HousingWire’s Logan Mohtashami on how inventory and price trends are shifting. Moving to Texas, we explore the state’s pressing need for hundreds of thousands of new homes to keep up with rapid population growth and housing demand. Finally, we discuss how home equity loans could serve as a strategic tool for clients managing high-interest debt, offering realtors an opportunity to guide clients toward improved cash flow and financial stability. Key Takeaways 1. Why Mortgage Rates Are Rising: High government debt and recent data adjustments are putting upward pressure on mortgage rates, making it crucial for real estate professionals to stay updated on these influencing factors to better guide clients. 2. Housing Inventory and Price Cuts: Despite slight gains in inventory, housing supply remains tight across most markets, while sellers are increasingly adjusting prices to stay competitive. This may signal more flexibility for buyers, but affordability challenges persist. 3. Texas’ Housing Needs Amid High Demand: Texas is seeing unprecedented growth, especially in metro areas like Dallas-Fort Worth. With a shortage of nearly 50,000 housing units, new legislation and regulatory changes are vital to tackling the affordability crisis in Texas. 4. The Debt Crisis and Mortgage Rates: As U.S. debt skyrockets, Treasury yields are climbing, which in turn drives mortgage rates higher. Until debt levels stabilize or government spending reduces, high mortgage rates may be here to stay. 5. Leveraging Home Equity Loans for Debt Management: For clients carrying high-interest debt, a home equity loan can provide relief, offering a lower interest rate and the potential for increased cash flow. This strategy can be a smart move for those looking to consolidate debt and manage finances more effectively. Resources Here are the resources mentioned in this episode: HousingWire Article by Logan Mohtashami Read Logan Mohtashami's analysis on recent trends in housing inventory and seller activity: https://www.housingwire.com/articles/housing-inventory-fell-last-week-have-sellers-called-it-quits/ Dallas Morning News - Texas Housing Shortage Read the full article on Texas’ housing needs and the push for new construction in urban areas: https://www.dallasnews.com/business/real-estate/2024/08/28/texas-must-build-hundreds-of-thousands-of-new-homes-to-combat-shortage-state-report-says/ U.S. Federal Reserve Economic Data (FRED) For data on Treasury yields, mortgage-backed securities, and economic indicators affecting mortgage rates, visit: https://fred.stlouisfed.org Texas Comptroller’s Housing Report Explore the Texas Comptroller’s Office report on housing demand and affordability across Texas: https://comptroller.texas.gov Mortgage News Daily - Current Rates Keep up with the latest mortgage rate updates on Mortgage News Daily: https://www.mortgagenewsdaily.com Freddie Mac Home Equity Loan Information Learn about Freddie Mac’s new initiatives in home equity loans: https://www.freddiemac.com Connect with Mike Mills Website: www.mikemillsmortgage.com Facebook: facebook.com/MikeMillsMortgage Instagram: instagram.com/mikemills_mortgage LinkedIn: linkedin.com/in/mikemillsmortgage Twitter: twitter.com/MikeMillsMortgage Timestamped Summaries [0:00 - 3:30] - Unpredictable Mortgage Rate Predictions and Economic Realities [3:30 - 6:45] - Rising Mortgage Rates and Their Market Impact [6:45 - 10:00] - Housing Market Shifts: Inventory and Demand Analysis [10:00 - 13:45] - The U.S. Debt Crisis and Mortgage Rate Implications [13:45 - 17:00] - Texas Housing Shortage Amid Surging Demand [17:00 - 20:15] - Leveraging Home Equity to Combat High-Interest Debt [20:15 - 24:00] - Cash Flow Benefits and Fixed-Rate Debt in an Inflationary Environment [24:00 - 28:00] - Practical Debt Management: Home Equity Loan Types and Scenarios [28:00 - 32:00] - Economic Outlook and Debt Management Takeaways [32:00 - End] - Conclusion and Upcoming Interview Teaser…
What if leads could come directly to you—without spending a dime on marketing? In this episode, we dive into the art of organic lead generation through Facebook Groups, where realtors and investors create thriving communities that fuel business growth. Discover Kris Sachtleben's proven strategies to build connections and dominate your market. In this episode, we dive deep into the world of organic lead generation , with real estate entrepreneur Kris Sachtleben sharing how he built a massive network using Facebook Groups. Kris reveals his proven strategies for creating real estate communities that connect agents, investors, and wholesalers, leading to powerful business growth. You’ll learn how to use Facebook Groups to attract off-market property leads, generate organic connections, and leverage these relationships to grow your business. We also explore why nurturing relationships in digital spaces is essential for real estate success in today’s market. Whether you're looking for ways to build your realtor brand or uncover hidden opportunities, this episode is packed with actionable insights. Tune in and get ready to rethink your networking approach. Key Takeaways Organic Lead Generation Through Facebook Groups Kris Sachtleben shares how he uses Facebook Groups to generate leads organically, creating a constant flow of potential buyers, sellers, and investors without relying on paid ads. His strategy focuses on building value-driven communities that attract members who are actively looking for real estate opportunities. Building a Real Estate Network From Scratch Kris explains how to start and grow a real estate Facebook Group from zero. By connecting with key players in the industry, such as agents, wholesalers, and investors, you can create a self-sustaining network that continuously grows through word of mouth and organic engagement. Leveraging Relationships for Long-Term Success The episode highlights the importance of relationship-building in real estate. Kris reveals that focusing on the needs of group members, providing them with value, and making key connections have been central to his success in creating thriving communities that fuel business growth. Finding Off-Market Deals Through Online Communities Kris explains how his Facebook Groups have become a valuable resource for discovering off-market real estate deals. These groups connect buyers, sellers, and investors in real-time, often giving members first access to opportunities before they hit the MLS. Scaling Your Network Across Multiple Markets As the founder of over 20 real estate Facebook Groups spanning multiple states, Kris shares his blueprint for scaling online communities. He emphasizes that once the first group is successful, replicating it in other markets becomes easier, allowing for rapid growth across different regions. Guest Bio: Kris Sachtleben Kris Sachtleben is a real estate entrepreneur who has mastered the art of building powerful online communities to drive organic lead generation. With a background in billboard location development, Kris transitioned into real estate, creating and managing over 20 real estate-focused Facebook Groups with a combined membership of more than 300,000 agents, investors, and property buyers. His expertise lies in fostering valuable connections between industry professionals, facilitating off-market deals, and helping realtors grow their businesses through strategic networking. In addition to his real estate ventures, Kris continues to lead a successful signage business while offering unique services like private jet travel for real estate investors. Resources Mentioned in This Episode: Grand Chateau Properties: Visit grandchateauproperties.com to explore Kris Sachtleben's Facebook Groups and resources across 23 states. URL: http://grandchateauproperties.com Advent Jets: Learn more about private jet travel and luxury services for real estate investors. URL: https://www.adventjets.com DFX Exchange Lending Platform (Real Estate Capital Community): Find funding for real estate projects through Kris’s partnership with DFX Exchange, which connects investors to family offices and private lenders. URL: https://dealflowxchange.com/real-estate-capital-community Prime Nationwide LLC Services: Access nationwide LLC creation, tax consultation, and other legal services through Kris’s partnership with Prime. URL: https://www.prime.com Max Maxwell (Real Estate Influencer): Follow Max Maxwell’s insights on real estate investing and lead generation. URL: https://www.maxmaxwell.com Connect with Kris Sachtleben: Reach out to Kris directly for collaboration and networking opportunities. URL: https://bit.ly/m/Kris-Sachtleben Mike Mills Contact Information: Find all of Mike’s contact details and resources for mortgages and real estate financing. URL: https://linktr.ee/mikemillsmortgage Time Stamped Summary [0:00 - 3:59] - The Power of Reaching Out & Introduction [4:00 - 8:51] - Building Real Estate Groups & Organic Growth [8:52 - 12:49] - Addressing Facebook Group Skepticism & Database Building [12:50 - 17:27] - Starting a Facebook Group & Connecting People [17:28 - 22:43] - Scaling the Group Model & Digital Networking [22:44 - 26:50] - Delegating Group Management & Kris’s Career Transition [26:51 - 31:27] - Expanding Networks & Engaging Moderators [31:28 - 36:29] - Vetting Moderators & Billboard-to-Facebook Transition [36:30 - 40:15] - Becoming a "Super Connector" & Business Expansion [40:16 - 45:48] - Expanding Resources & Systems for Scaling [45:49 - 51:35] - Group Management Strategies & Scalable Systems [51:36 - 56:03] - Live Events & Educational Resources…
Rates may be high right now, but they won’t stay that way forever! With the Fed's ongoing rate adjustments, preparing yourself for refinancing opportunities when lower rates return is key. Tune in to learn the exact steps to refinancing success and how today’s real estate trends could affect your future financial decisions. In this episode of The Texas Real Estate & Finance Podcast , we break down the Refinancing Steps Explained —a crucial guide for anyone looking to save money when mortgage rates drop again. Mike walks you through the five key steps of the refinancing process, from assessing your financial situation to closing the loan. In addition, we dive into critical real estate topics, including the impact of rising mortgage rates , the latest on U.S. birth rates and their long-term effects on housing demand, and whether Texas is still affordable . Stay informed, optimize your real estate strategies, and make sure you’re ready for when rates finally come down! Key Take Aways 1. Mortgage Rates and the Federal Reserve’s Policy Mortgage rates are climbing, but surprisingly, the Federal Reserve continues to signal potential rate cuts soon. Mike explains the disconnect between the Fed’s policy direction and mortgage rate trends, and why this is crucial for real estate professionals to understand. 2. The Impact of Shrinking U.S. Birth Rates on Real Estate The U.S. birth rate hit record lows in 2023, and this trend will likely impact the housing market over time. Fewer births could mean less demand for larger, family-sized homes, potentially shifting the focus to smaller homes and urban living spaces. Realtors should be aware of these population shifts when advising clients. 3. Is Texas Still Affordable? A recent study shows that living comfortably in cities like Dallas and Arlington now requires an income close to six figures. With Dallas ranked as the second most expensive city in Texas , affordability remains a pressing issue, especially for homebuyers looking to settle in North Texas. 4. Refinancing: Preparing for Lower Rates Refinancing might not be top of mind now, but rates will eventually fall. When they do, knowing the refinancing steps will save you time and money. Mike explains how to evaluate your credit score, debt-to-income ratio, and home equity to position yourself for a successful refinance. 5. Step-by-Step Refinancing Process Breakdown Understanding refinancing is crucial, especially with rates expected to drop. Mike walks through the 5 key steps to refinancing, including assessing your financial situation, finding the right lender, and completing the loan application. If you're looking for a quicker and simpler option, watch this Streamline Refinancing video for more details: https://youtu.be/rfXjLXHuYzA Resources Mentioned in This Episode: Cost of Living in Dallas : Learn what it takes to live comfortably in Dallas and other major Texas cities with this detailed Dallas Morning News article: https://www.dallasnews.com/business/personal-finance/2024/10/07/does-it-take-a-six-figure-income-to-live-comfortably-in-dallas-and-other-texas-cities/ U.S. Birth Rates Decline : Explore the broader implications of the U.S. birth rate hitting record lows in 2023 with this CNN report: https://www.cnn.com/2024/04/24/health/us-birth-rate-decline-2023-cdc/index.html Streamline Refinancing Explained : Want to know more about Streamline Refinancing? Check out Mike’s comprehensive YouTube guide: https://youtu.be/rfXjLXHuYzA When Should You Refinance Your Mortgage? : Not sure if it’s the right time to refinance? Watch Mike's YouTube video that breaks it down for you: https://youtu.be/Ng7QXh15L38 Mortgage Rates Today : Stay updated with the latest mortgage rates on Mortgage News Daily : https://www.mortgagenewsdaily.com/ Get Your Mortgage Questions Answered : For expert mortgage advice, visit Mike Mills' website at: https://www.millsteammortgage.com Connect with Mike Mills : Stay connected with Mike on all his platforms using his Linktree: https://linktr.ee/mikemillsmortgage TIme Stamped Summary: [0:00 - 2:17] Introduction: Mortgage Rates Are Up [2:17 - 2:39] Mortgage Rates Update: An Economic Paradox [2:39 - 3:09] Housing Market: Signs of Life Amidst High Rates [3:09 - 10:22] U.S. Birth Rates and Their Impact on Housing Demand [10:22 - 13:25] Mixed Signals in the U.S. Housing Market [13:26 - 15:47] Home Prices and Inventory Levels [15:47 - 16:28] Refinancing Activity Surges [16:29 - 26:19] Forecasting the Future of Mortgage Rates and the Housing Market [26:19 - 31:34] The Refinancing Process: Step-by-Step Breakdown [31:34 - 32:03] Loan Processing and Underwriting [32:03 - 32:16] Closing the Loan [32:16 - 32:36] Skipping a Mortgage Payment [32:36 - 33:03] The Importance of Understanding Refinancing [33:03 - 33:59] Conclusion and Teaser for Next Episode…
Want to discover the daily habits that separate top Realtors from the rest? In this episode of The Texas Real Estate and Finance Podcast , Conrad Jackson shares his proven strategies for thriving in today’s tough real estate market. From marketing secrets to leveraging community connections, this episode is packed with actionable advice to help you boost your business and plan for long-term success! Detailed Episode Overview In this episode of The Texas Real Estate and Finance Podcast , host Mike Mills sits down with Conrad Jackson to dive into the daily success habits that every Realtor needs in today’s challenging market. Focused on the theme of Daily Realtor Success , this episode covers essential strategies for Realtors looking to maintain and grow their business, even when the market slows down. Conrad offers tips on scheduling, leveraging tools like Property Boost and Adworks, and explains the importance of community involvement and video marketing. With insights into how to diversify income streams, build stronger client relationships, and set yourself up for a productive 2025, this episode delivers valuable advice for any Realtor looking to elevate their game. Key Takeaways Master Daily Realtor Success Habits Conrad Jackson emphasizes the importance of maintaining a structured daily routine, especially in tough market conditions. By starting the day early and dedicating mornings to high-return activities like lead generation, scheduling, and follow-ups, Realtors can create consistency and drive long-term success. Leverage Marketing Tools Like Property Boost Conrad highlights the effectiveness of Property Boost , a cost-effective tool that promotes listings and drives engagement through social media. By investing in targeted ad campaigns, Realtors can attract clicks and potential clients, even in a slow market. Maximize Your Sphere of Influence Engaging with your community and network is key to generating leads and maintaining visibility. Realtors are reminded to connect with their local contacts and expand beyond immediate family or friends, engaging with everyone from grocery store clerks to parents in the car pickup line. Incorporate Video Marketing Conrad discusses the importance of video marketing for real estate professionals. He explains how Realtors can use video content to showcase their expertise, build a personal brand, and appear in search results, helping to validate their credibility and stand out in a competitive market. Diversify Your Real Estate Business To thrive in any market, Conrad recommends Realtors explore additional income streams, such as real estate investment, new construction, or property development. Diversifying business activities helps Realtors stay financially secure during slower sales periods while strengthening their expertise in various aspects of the industry. Guest Bio: Conrad Jackson Conrad Jackson is a highly experienced Realtor with over 20 years of expertise in the Texas real estate market. As a multifaceted professional, Conrad not only excels in single-family and multifamily investments but is also an accomplished builder and real estate developer. His hands-on approach extends to his successful YouTube channel, where he shares valuable tips and guides on home rehab projects and what to look for in real estate investments. Conrad’s vast experience in various sectors of real estate, combined with his active involvement in his local community, makes him a trusted figure in the industry. Known for his dedication, strategic marketing insights, and ability to thrive in tough market conditions, Conrad brings a wealth of knowledge to Realtors looking to grow their business and diversify their income streams. Resources Mentioned in This Episode Property Boost for Real Estate Ads Learn how to leverage Property Boost to promote your listings and generate high engagement through targeted ad campaigns. URL: https://new.propertyboost.com/welcome Adworks for Realtor Advertising Use Adworks to advertise yourself as a Realtor and stay visible to potential clients in your area. URL: https://www.adwerx.com/ Conrad Jackson’s YouTube Channel on Home Rehab Follow Conrad’s channel for expert tips on home rehabbing, property investments, and what to look for in real estate projects. URL: https://www.youtube.com/@Realestateondeck Geneva Financial - Mike Mills Contact Mike Mills at Geneva Financial for home loans, refinancing, or to explore mortgage options for your clients. URL: https://www.millsteammortgage.com The Texas Real Estate and Finance Podcast on Spotify Listen to more episodes for expert insights and tips on thriving in the real estate market. URL: https://open.spotify.com/show/6BNBX9lJe2D0kOmniCAVtb?si=4312f96da1b94e3b…
Mortgage rates have been on a wild ride this year—first dropping and then climbing back up. Did you miss the boat on refinancing, or is there another chance down the road? In this episode, we dive deep into refinance rate trends and help you decide whether now is the right time to refinance, or if waiting for rates to drop again could save you even more. Detailed Episode Overview In this episode of The Texas Real Estate and Finance Podcast , Mike Mills, a North Texas Mortgage Banker with Geneva Financial, breaks down the latest refinance rate trends and why 2024 could be a pivotal year for homeowners. Mike explains the Fed's rate cuts and their impact on mortgage rates, highlighting who should consider refinancing now and who might want to wait. He also explores how refinancing could help homeowners with high-interest debt or those locked into higher rates from the past few years. From the fluctuating housing market to institutional investors buying up affordable homes, Mike covers all the crucial points realtors and homeowners need to know. Key Takeaways Understanding Refinance Rate Trends Refinancing has become a popular topic in 2024 as mortgage rates have fluctuated. While rates have dropped recently, they have also risen, making it essential to stay informed. Timing is critical, and waiting too long could result in missed opportunities to save. Who Should Consider Refinancing? Homeowners with high-interest debt or those who bought homes in the last 2-3 years at higher rates should think about refinancing. Even a slight drop in rates could lead to substantial savings over the life of the loan, and consolidating high-interest debt could improve monthly budgets. Impact of the Fed's Rate Cuts The Fed’s recent rate cuts were designed to stimulate the economy, but mortgage rates have remained unpredictable. With fluctuating data, homeowners must carefully consider whether refinancing now is the right choice based on their personal circumstances and market conditions. Key Costs to Consider in Refinancing Homeowners should pay attention to closing costs, which can range from 2% to 5% of the loan amount. Calculating the break-even point is critical to determining whether refinancing will provide long-term savings, and options like rolling costs into the loan should be discussed with a lender. Important Questions to Ask Your Lender When refinancing, homeowners should ask about rate locks, closing costs, and what happens if rates drop again. These questions help ensure that refinancing makes financial sense, providing the best opportunity for long-term savings and flexibility. Resources Mentioned in This Episode Geneva Financial Learn more about mortgage solutions and refinancing options: https://www.millsteammortgage.com/ Mortgage News Daily Stay updated on the latest mortgage rates and news: https://www.mortgagenewsdaily.com Federal Reserve Economic Data (FRED) Track the latest data on Fed rate cuts and economic trends: https://fred.stlouisfed.org CoreLogic Housing Reports Access reports on home price trends and market forecasts: https://www.corelogic.com Altos Research Dive into housing market data and insights: https://www.altos.re Redfin Report on Investor Home Purchases Learn about the investor surge in affordable home purchases: https://www.redfin.com/news/investor-home-purchases-q2-2024 HousingWire Article on Home Sales and Mortgage Rates Explore the trends in home sales and mortgage rate impacts: https://www.housingwire.com/articles/home-sales-climb-with-lower-mortgage-rates Dallas Morning News Article on Invitation Homes Details on the $48 million settlement involving Dallas-based Invitation Homes: https://www.dallasnews.com/business/real-estate/2024/09/24/dallas-based-invitation-homes-agrees-to-pay-48m-over-illegal-tactics-against-renters TimeStamped Summary [0:00 - 2:00] - Introduction: Refinancing Dilemmas and Rate Fluctuations [2:00 - 3:20] - Mortgage Rate Update and Housing Market Trends [3:20 - 5:07] - Institutional Investors and Affordable Housing [5:07 - 7:06] - Mortgage Rates: A Deeper Dive into Market Movements [7:07 - 12:18] - Conflicting Economic Data and Job Market Insights [12:18 - 15:24] - Housing Market Recovery and Rising Inventory [15:24 - 17:57] - Refinancing Activity: Boom or Bust? [17:57 - 20:24] - Invitation Homes Settlement and Corporate Landlord Practices [20:24 - 23:13] - Investors' Impact on Affordable Housing and Homeownership [23:13 - 25:04] - The Growing Rental Market and Multifamily Investment [25:04 - 28:21] - The Importance of Staying Informed About Market Changes [28:21 - 30:04] - The Rollercoaster of Mortgage Rates and Refinancing Decisions [30:05 - 30:40] - When Refinancing Makes Sense: High-Interest Debt and Life Events [30:41 - 33:30] - Refinancing Costs, Break-Even Points, and Rate Locks [33:31 - 34:53] - Conclusion: Take Action and Explore Refinancing Options…
Velkommen til Player FM!
Player FM scanner netter for høykvalitets podcaster som du kan nyte nå. Det er den beste podcastappen og fungerer på Android, iPhone og internett. Registrer deg for å synkronisere abonnement på flere enheter.
Bli med på verdens beste podcastapp for å håndtere dine favorittserier online og spill dem av offline på vår Android og iOS-apper. Det er gratis og enkelt!