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A Refresher on Responding to Consumer File Requests under Section 609 of the FCRA
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What is a CRA required to do when consumers request copies of their files? And what can prevent a consumer from suing if a CRA’s response does not comply with Section 609 of the FCRA? In this episode, AGG partner and co-chair of the firm’s Background Screening industry team, Henry R. Chalmers, and Litigation associate and team member, Morgan E. M. Harrison, discuss the strictures of Section 609, and how a recent decision from the United States Supreme Court limits a consumer’s ability to sue if a CRA’s response does not comply with the FCRA.
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