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5 Benefits of having a Standard Chartered Credit Card.
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Are you looking for a credit card that offers higher reward points? You can choose from from various different Standard Chartered credit cards that give you reward points or cashback each time you spend. The joining fees for these cards range from Rs.250 to Rs.5,000.
Top Credit Cards Offered by Standard Chartered Bank
Standard Chartered Bank Credit Cards offer a lot of benefits and features including accelerated rewards, cashback offers, discounts, reward point redemption for air miles, good life programme, easy EMI, and a lot more to benefit the customers from all walks of life.
- Standard Chartered Smart Credit Card
- Standard Chartered DigiSmart Credit Card
- Standard Chartered Manhattan Platinum Credit Card
- Standard Chartered Platinum Rewards Credit Card
Click on the link to know more about 5 benefits of standard chartered credit cards: https://www.financetalk.net/5-benefits-of-having-a-standard-chartered-credit-card/
Enjoy a range of benefits with Standard Chartered Bank (SCB) credit cards. From cash back to reward points, each card is designed to help you make the most of your expenses.
You must choose a card that rewards you according to your spending habits. Take a look at the different cards compare, and find the ideal one for you.
Benefits of Credit Cards
1. Easy access to credit
The biggest advantage of a credit card is its easy access to credit. Credit cards function on a deferred payment basis, which means you get to use your card now and pay for your purchases later. The money used does not go out of your account, thus not denting your bank balance every time you swipe.
2. Building a line of credit
Credit cards offer you the chance to build up a line of credit. This is very important as it allows banks to view an active credit history, based on your card repayments and card usage. Banks and financial institutions often look to credit card usage as a way to gauge a potential loan applicant's creditworthiness, making your credit card important for a future loans or rental applications.
3. EMI facility
If you plan on making a large purchase and don't want to sink your savings into it, you can choose to put it on your credit card as a way to defer payment. In addition to this, you can also choose to pay off your purchase in equated monthly installments, ensuring you aren't paying a lump sum for it and denting your bank balance. Paying through EMI is cheaper than taking out a personal loan to pay for a purchase, such as a television or an expensive refrigerator.
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