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Housing Policy and the Effects on Pricing | October 21, 2024
Manage episode 446245712 series 3602753
Welcome to this week’s episode of Optimal Insights.
In this episode, our experts discuss the critical intersection of housing policy and market dynamics as the election approaches. They explore how political platforms from both major candidates could influence housing supply and affordability, the current state of the housing market, including recent data on housing starts and permits, and highlight the significant impact of government policies on pricing for borrowers.
Key Takeaways:
- Current economic indicators show stable rates, but refinancing activity has significantly declined.
- Understanding policy impacts on pricing is crucial for navigating the mortgage market effectively.
- Innovative programs like mission score products aim to address underserved communities in housing.
- Education on available incentives and products is essential for originators in the mortgage industry.
Tune in to gain valuable insights to help you stay ahead and maximize your profitability in the ever-evolving mortgage landscape. #OptimizeYourAdvantage #MaximizeProfitability
Hosts and Guests:
Hosts:
- Jim Glennon, VP of Hedging & Trading Client Services, Optimal Blue
- Jeff McCarty, Director of Hedging Product, Optimal Blue
Guests:
- Alex Hebner, Hedge Account Manager
- Kevin Foley, Director of Product Management
Production Team:
- Executive Producer: Sara Holtz
- Producer: Matt Gilhooly
The views and opinions expressed in this podcast are those of the speakers and do not necessarily reflect the views or positions of Optimal Blue, LLC.
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Keywords: Real-time data insights, Capital markets commentary, Mortgage industry, Profitability, Lenders, Investors, Rate fluctuations, Mortgage landscape, Expert advice, Optimal Blue, Secondary marketing automation, Pricing accuracy, Margin protection, Risk management, Originators, Originations
Mentioned in this episode:
Be part of the event that will shape mortgage innovation and help to maximize lenders’ profitability. Don’t miss the inaugural Optimal Blue Summit from February 3–5, 2025, at the Marriott Marquis San Diego Marina. Secure your spot and register today – summit.optimalblue.com
16 episoder
Housing Policy and the Effects on Pricing | October 21, 2024
Optimal Insights - Real-Time Data and Capital Markets Insights - Optimal Blue
Manage episode 446245712 series 3602753
Welcome to this week’s episode of Optimal Insights.
In this episode, our experts discuss the critical intersection of housing policy and market dynamics as the election approaches. They explore how political platforms from both major candidates could influence housing supply and affordability, the current state of the housing market, including recent data on housing starts and permits, and highlight the significant impact of government policies on pricing for borrowers.
Key Takeaways:
- Current economic indicators show stable rates, but refinancing activity has significantly declined.
- Understanding policy impacts on pricing is crucial for navigating the mortgage market effectively.
- Innovative programs like mission score products aim to address underserved communities in housing.
- Education on available incentives and products is essential for originators in the mortgage industry.
Tune in to gain valuable insights to help you stay ahead and maximize your profitability in the ever-evolving mortgage landscape. #OptimizeYourAdvantage #MaximizeProfitability
Hosts and Guests:
Hosts:
- Jim Glennon, VP of Hedging & Trading Client Services, Optimal Blue
- Jeff McCarty, Director of Hedging Product, Optimal Blue
Guests:
- Alex Hebner, Hedge Account Manager
- Kevin Foley, Director of Product Management
Production Team:
- Executive Producer: Sara Holtz
- Producer: Matt Gilhooly
The views and opinions expressed in this podcast are those of the speakers and do not necessarily reflect the views or positions of Optimal Blue, LLC.
--
Keywords: Real-time data insights, Capital markets commentary, Mortgage industry, Profitability, Lenders, Investors, Rate fluctuations, Mortgage landscape, Expert advice, Optimal Blue, Secondary marketing automation, Pricing accuracy, Margin protection, Risk management, Originators, Originations
Mentioned in this episode:
Be part of the event that will shape mortgage innovation and help to maximize lenders’ profitability. Don’t miss the inaugural Optimal Blue Summit from February 3–5, 2025, at the Marriott Marquis San Diego Marina. Secure your spot and register today – summit.optimalblue.com
16 episoder
Alle episoder
×1 Navigating the Markets: Understanding Jobs, Inflation, and Interest Rates | Jan. 13, 2025 35:48
1 Economic Insights | CapitalW Collective: Empowering Women in Mortgage Finance | Jan 6, 2025 39:08
1 Looking Ahead to 2025 & Year-End Market Wrap | Dec. 23, 2024 30:06
1 Reflections on 2024: Economic Trends and Industry Impact | Dec. 16, 2024 34:26
1 Tariff Tangle: Tracing the Impact on the U.S. Economy and Housing | Dec. 9, 2024 28:11
1 Unpacking the 2025 FHFA Loan Limits | Dec. 2, 2024 29:26
1 The Current Landscape of Mortgage Servicing Rights and Recapture | Nov. 25, 2024 29:50
1 What are Mortgage Servicing Rights and Why Should Originators Care? | Nov. 18, 2024 30:57
1 Demystifying Hedging Strategies in a Volatile Market | Nov. 11, 2024 27:11
1 Unlocking the Lock Desk: Policies, Production, & Capital Markets Connections | Nov. 4, 2024 24:56
1 Exploring Economic Data | Chris Maloney on Potential Election Impact | Oct. 28, 2024 28:19
1 Housing Policy and the Effects on Pricing | October 21, 2024 28:43
1 Why Are There So Many Loan Products? | Oct. 14, 2024 29:38
1 Navigating Economic Winds: Employment, Rates, and Refinancing | Oct. 7, 2024 24:42
1 From Inflation to Interest Rates: Understanding Market Dynamics | Sept. 30, 2024 26:11
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