Episode 03: Using investment bonds as part of your estate planning toolkit with Ryan Francis, Commercial Manager at Australian Unity Life & Super

What happens when I die?

Investment Bonds remain a relatively well-kept industry secret and can play a useful role in people’s estate planning strategies as Ryan explains in this super practical episode.

While getting good advice when it comes to estate planning strategies remains key, Ryan talks about the clients he has worked with that have used investment bonds as an effective way to put in place arrangements outside of their estate and/or to set up what Ryan refers to as a pseudo testamentary trust where wishes can be ruled from the grave.

Ryan says investment bonds can be especially useful for vulnerable beneficiaries or where a person wants to leave money to their grandchildren and circumvent their own children.

Ryan’s top tips for listeners include; considering investment bonds if a person has concerns about challenges to their estate and why sitting down with a financial adviser and lawyer to weigh up the pros and cons is the best way to reach the right outcome while achieving peace of mind.

Host: Anna Hacker

Guest: Ryan Francis, Commercial Manager at Australian Unity Life & Super

Useful Links:

Investment bonds in estate planning | Australian Unity Wealth

Disclosure: General advice for listeners. Please be aware that the information in this podcast has been prepared without considering the objectives, financial situation, or needs of any individual and is general in nature. If you do wish to act on the information, before doing so you should consider its appropriateness to your circumstances and obtain specific legal and financial advice. As we suggest in the podcast we would always recommend obtaining financial and legal advice relevant to your circumstances before making any decisions and also in line with this suggest getting specialist advice from a tax professional to confirm the impact of this financial advice on your overall tax position.