Safer Retirement Radio is where you can get the transparency you deserve. Whether you are currently retired or plan to retire soon, this show is full of retirement tips that can help you get thousands of extra dollars in and out of your retirement. Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP®️ certification mark, the CERTIFIED FINANCIAL PLANNER™️ certification mark, and the CFP®️ certification mark (with plaque design) logo in the United States, which it aut ...
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Post-Election Retirement and Year-End Planning Strategies | Episode 119
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In this insightful episode of Safer Retirement Radio, Brian Decker tackles some of the essential retirement planning steps you need to consider in light of recent election results and upcoming year-end deadlines.Key Topics Covered:Impact of the Election on Retirement Planning: Understand how the new administration's policies could affect tax laws a…
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Safeguarding Your Nest Egg: Essential Steps for a Safer Retirement | Episode 118
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In this enlightening episode of Safer Retirement Radio, owner and founder Brian Decker and Arrin Wray, our Utah-based planner from Decker Retirement Planning, unveil the essentials of crafting a robust retirement distribution plan. Unlike accumulation plans, a distribution plan is your roadmap to a secure and prosperous retirement.Key Takeaways:Ris…
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Navigating Retirement Planning | Episode 117
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In Episode 117 of Safer Retirement Radio, Brian Decker and new advisor Mark Knauss, CFP(R) dive deep into effective retirement planning strategies. Together, they tackle the critical transition from accumulation to distribution, emphasizing the risks of outdated strategies like traditional asset allocation pie charts and bond funds, especially in t…
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Building a Resilient Retirement Plan Amid Market Volatility and Rising Rates | Episode 116
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In Episode 116 of Safer Retirement Radio, Brian Decker dives into effective retirement planning strategies to navigate market volatility, rising interest rates, and election uncertainty. He highlight the risks associated with bond funds, which have seen a 35% decline in value over the past four years, and introduce laddered portfolios and principal…
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Navigating the Do's and Don'ts of Retirement Planning | Episode 115
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In Episode 115 of Safer Retirement Radio, hosts Brian Decker and Brad Geddes, CFP(R) explore the do's and don’ts of retirement planning. They discuss the limitations of traditional strategies like the 60/40 portfolio, the impact of market volatility on retirement income, and the importance of adapting investment strategies as you near retirement. T…
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Navigating the Transition from Asset Accumulation to Income Distribution | Episode 114
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In this episode of Safer Retirement Radio, Brian Decker and Arrin Wray of Decker Retirement Planning explore the critical differences between retirement planning during the accumulation phase versus the distribution phase. They explore strategies to navigate market volatility, maximize tax-advantaged accounts, and create an income distribution plan…
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Securing Your Retirement: Navigating Market Cycles and Protecting Your Income | Episode 113
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In Episode 113, Brian Decker, Owner and Founder of Decker Retirement Planning, and Arrin Wray, one of our planners, explore the critical importance of financial safety in retirement. They discuss how their strategies, including principal guaranteed accounts and momentum-based models, have protected clients' income during major market downturns like…
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Dynamic Retirement Strategies: Thrive in Any Market | Episode 112
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In Episode 112, Brian Decker and Brad Geddes, CFP(R) reveal retirement strategies that are not only built to grow with the market but also protect your investments during downturns. Discover how to move beyond basic market timing with strategies like momentum investing that adapt to changing market conditions, helping ensure your retirement plan is…
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Transforming Retirement Strategies: Beyond the 4% Rule | Episode 111
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Welcome to Episode 111 of Safer Retirement Radio! Join Brian Decker and guest planner Brad Geddes from Decker Retirement Planning as they delve into effective strategies for a successful retirement transition. In this episode, we cover:Retirement Transition and Investment Strategies: Why strategies that worked during the accumulation phase may not …
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3 Ways to Help You Get the Most Out of Your Retirement | Episode 110
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Welcome to Episode 110 of Safer Retirement Radio! Join Brian Decker and guest planner Arrin Wray from Decker Retirement Planning as they share three essential strategies to help you maximize your retirement.In this episode, we cover:Use an Income Plan, Not a Pie Chart: Understand why a pie chart investment strategy may not work for retirement and t…
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Understanding Fiduciaries and Tax Strategies | Episode 109
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In this episode of Safer Retirement Radio, Brian Decker, owner and founder of Decker Retirement Planning, discusses the importance of working with a fiduciary and dives deep into essential tax strategies for retirees. Learn strategies to help ensure your retirement savings last, and discover various tools and strategies that can help protect your f…
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Effective Retirement Planning Strategies for Every Stage of Life | Episode 108
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Join Brian Decker and Arrin Wray on this episode of Safer Retirement Radio as they discuss retirement planning strategies. Learn from retirement planning experts about the transition from accumulation (growing assets) to distribution (turning the assets into an income stream), effective investment strategies, risk management, and how to secure a co…
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Smart Retirement Planning: Real Estate, Debt Management, and Long-Term Care Strategies | Episode 107
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In Episode 107 of Safer Retirement Radio, we dive into key aspects of retirement planning, including real estate investments, debt management, and long-term care strategies. Join Brian Decker and Bradley Geddes, CFP(R) as they discuss:The benefits and drawbacks of real estate investments for retirees.Effective strategies for managing mortgages and …
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Navigating Investment Risks & Strategies | Episode 106
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📻 Welcome to Episode 106 of Safer Retirement Radio with Brian Decker, your trusted guide through the complexities of retirement planning and investment strategies. In this episode, Brian gets into the psychology of money, emphasizing the critical need for active management and adaptability in today's financial climate.🔍 Key Highlights of This Episo…
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Mastering Retirement: Innovative Planning Strategies | Episode 105
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🎙️ Learn about the essentials of retirement planning with financial expert Brian Decker on the 105th episode of Safer Retirement Radio. This session is packed with insights as Brian deconstructs retirement investing strategies, emphasizes the critical shift from accumulation to distribution, and lays out the potential pitfalls of traditional method…
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Navigating Retirement: Strategies for Financial Safety and Tax Efficiency | Episode 104
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Welcome to Safer Retirement Radio with Brian Decker, founder of Decker Retirement Planning, and Bradley Geddes, one of our trusted advisors. In this episode, we're covering crucial topics surrounding retirement planning and financial safety. From fiduciary standards and financial advisor transparency to investment strategies and tax efficiency, we …
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Is Now The Time To Retire? Tailoring Strategies for Financial Stability | Episode 103
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In episode 103 of Safer Retirement Radio, financial experts Brian Decker and Arrin Wray dissect the complexities of planning for a financially secure retirement in an environment of fluctuating interest rates and uncertain markets.🎧 Tune in to learn about:Adjusting retirement investment strategies as Treasury rates rise, creating better options for…
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Maximize Your Tax Efficiency in Retirement Planning | Episode 102
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Welcome to another empowering episode of Safer Retirement Radio. Owner and Founder Brian J. Decker and Bradley Geddes, CFP(R), share expert insights on mastering tax planning for a secure retirement. Episode 102 is a deep dive into strategies designed to safeguard your finances and optimize your tax situation as you plan for those golden years.🎧 In…
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Mastering Retirement Risks - From Bonds to Distribution Planning | Episode 101
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🎙️ Welcome to Episode 101 of Safer Retirement Radio, where Decker Retirement Planning Owner and Founder Brian Decker is joined by our Utah-based planner Arrin Wray, who provides a wealth of knowledge for those navigating the uncertain waters of retirement planning.In this episode:Brian and Arrin outline the unique challenges of retirement planning,…
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Essential Retirement & Estate Planning Tips | Episode 100
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🎈 Episode 100 is here on Safer Retirement Radio with Brian Decker! 🎈In this special episode:We talk about why it's crucial to have an estate plan.Learn the dos and don'ts of retirement accounts and trusts.Discover the importance of choosing the right Power of Attorney.Get tips on creating a healthcare directive that protects your family's peace of …
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Unlocking Retirement: Navigating Planning, Investments, and Tax Strategies | Episode 99
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Jump into the world of retirement planning with Brian Decker and Arrin Wray on Safer Retirement Radio. In this enlightening episode, our experts unravel the complexities of the Secure Act 2.0, adjusting investment strategies for retirement, and the critical role of tax planning in securing a financially stable future.🔍 Episode Highlights:Retirement…
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Retirement Deep Dive: SECURE Act Updates and Inflation Strategies | Episode 98
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Tune in to the latest episode of Safer Retirement Radio where Brian and Arrin Wray, our Utah-based planner, delve into the pivotal changes brought by the SECURE Act 2.0. They discuss how updates to Required Minimum Distributions (RMDs), annuities, and 401k plans can shape your retirement planning. Dive into the nuances of IRA tax implications, the …
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Navigating Retirement: Strategies for Financial Security & Investment Wisdom | Episode 97
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Welcome to Episode 97 of Safer Retirement Radio, where Brian Decker and Brad Geddes, CFP(R) dive deep into retirement planning essentials. They tackle critical topics like the need for safety in retirement investments, biases in Wall Street risk strategies, and the importance of distribution planning. Unpack the complexities of bond funds, interest…
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Safer Retirement in Uncertain Markets: Strategies from Brian Decker | Episode 96
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Dive deep into the world of safer retirement planning with Brian Decker in episode 96. He analyzes the impact of political cycles on market trends and the Fed's indicators that could signal a looming recession. Learn about the power of momentum investing and sector rotation as Brian explains how these strategies can protect your capital and thrive …
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Navigating Volatility & Protecting Your Future | Episode 95
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In this enlightening episode of Safer Retirement Radio, Arrin Wray steps in for Brian Decker to delve into the intricacies of retirement planning. Arrin and the team dissect the current geopolitical effects on retirees, the lopsided gains of the S&P 500 and potential bubble risks, and the pivotal role of the Federal Reserve in market volatility. Di…
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Tax Planning & Retirement Strategies | Episode 94
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In this episode of The Brian Decker Show, we dive deep into retirement planning and tax strategies with special host Bradley Geddes, CFP(R). From the implications of the Tax Cuts and Jobs Act to Roth IRA conversions, Brian and Bradley provide invaluable insights to optimize your financial future. Topics covered:Importance of tax planning for retire…
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Risk Management Model Updates at Decker Retirement Planning | Episode 93
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In the latest episode of 'Safer Retirement Radio,' Brian Decker unveils the intricacies of the newly refined risk bucket strategies employed at Decker Retirement Planning. He delves deep into the art and science of risk management, introducing listeners to two-sided money management techniques specifically crafted for today's unpredictable market d…
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The Intersection of AI and Retirement Planning | Episode 92
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In this episode, we dive deep into the role of Artificial Intelligence (AI) in the world of finance and investing. Discover how AI might impact jobs, the potential in retail applications, and the evolving world of portfolio management. We'll discuss:The significant difference between computers and AI.How retirement planning strategies remain consis…
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Navigating the Retirement Landscape: Strategies, Risks, and Rewards | Episode 91
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Dive into the world of retirement planning with Brian Decker and guest Aaron Wray. This episode unpacks the complexities of bond funds, the challenges of asset accumulation, and the shift to ladder principal guaranteed accounts. Learn about the role of fiduciaries in retirement, the crucial need for an inflation-proof retirement, and the pitfalls o…
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Episode 90 - Safeguarding Your Retirement: Stress Testing and Tax-Free Strategies
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Brian is joined by, Neil Fenning, one of our Washington-based advisors, to talk about the intricacies of retirement planning in this insightful episode. Discover the importance of shifting from accumulation to distribution and why last year serves as a critical case study for this paradigm shift.This episode hones in on the necessity of stress test…
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Episode 89 - Navigating Retirement with Fiduciary Standards & Strategy
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In this episode, we dive into the key decisions of retirement planning and the vital role of fiduciaries. Uncover the importance of independent, fee-based advice and the differences between bonds, bond funds, and CDs. Learn about variable annuities, non-traded REITs, and the dangers of undisclosed fees in this episode of Safer Retirement Radio.Bria…
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Episode 88 - Essential Elements of Retirement Planning
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Brian Decker is joined on this episode by Bradley Geddes, CFP(R). This week, they navigate the essential components of a secure retirement plan in this enlightening episode. Learn why a well-rounded plan, starting with the right questions and multiple income streams, can help ensure financial safety during your golden years. Discover how much incom…
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Episode 87 - Government Shutdown and the Debt Ceiling
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On this episode, Neil Fenning, one of our Washington State-based planners, joins Brian to discuss the possibility of a government shutdown. You'll hear about the possible effects of not raising the debt ceiling on the market and economy.Av Brian Decker - Owner and Founder - Decker Retirement Planning
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Episode 86 - Is The Economy Heading For A Recession?
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There are concerns about a recession for the remainder of the year, as indicated by some recent economic data. The outlook is leaning towards a potential economic downturn later this year. Now, we don't have a crystal ball but do have a way to help retirees create an income plan to help protect themselves financially against market downturns. In th…
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Episode 85 - Tax and Estate Planning for Retirees
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In this episode, Brian continues the conversation on tax minimization and estate planning. At Decker Retirement Planning, we approach retirement using a method called A Safer Retirement™. By using this approach, our clients get help combining some of the most important aspects of retirement, like tax minimization, estate planning, income planning, …
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Episode 84 - Tax and Estate Strategies You May Not Know About
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This episode is about Estate Planning and Tax Strategies you may not know about. Our San Francisco Bay Area-based planner, Bradley Geddes CFP®, joins Brian Decker on this week's show. One of the most important things about our retirement planning approach called, A Safer Retirement™ is how we work to incorporate strategies like the ones you'll hear…
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Episode 83 - What Is Going On With The Banks?
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On this week's episode, Neil Fenning, one of our Washington State-based planners joins Brian Decker, the owner & founder of Decker Retirement Planning. They're talking about the Silicon Valley Bank collapse. You'll hear about what happened and why it matters. Brian and Neil will also cover how it can affect retirees and how we, at Decker Retirement…
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Brian Decker is the owner and founder of Decker Retirement Planning and has over 35 years of experience in the industry. On this episode of Safer Retirement Radio, he's talking about the Federal Reserve. You'll hear about what the Fed has done recently and what they're signaling they will do throughout the rest of the year. He also talks about how …
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Episode 81 - Realities of Retirement Planning
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Is your retirement plan ready for something unexpected? Like market volatility, a changing tax landscape, fluctuating costs, or the unexpected passing of a spouse. Bradley Geddes, CFP(R) joins Brian on this week's episode to discuss the stress test we help our clients go through. For anyone considering the next step with retirement planning, this e…
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Episode 80 - What Is The Fed Signaling?
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What has the fed done recently and what are they signaling they will do throughout the year? What timeframe does that give the market and the economy? What are the potential problems for retirees with that? How do our plans/services solve that problem for our clients? Listen in to hear answers to these and more!…
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Episode 79 - Estate Planning and Trusts
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Our Renton, WA-based senior planner, Neil Fenning, joins Brian on this week's show. They talk through estate planning from a financial planner's point of view.Av Brian Decker - Owner and Founder - Decker Retirement Planning
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Episode 78 - Recap 2022 and Outlook for 2023
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Arrin Wray, our Salt Lake City, and Lehi Utah planner joins Brian on this episode of Safer Retirement Radio. You'll hear them recap 2022 and what contributed to the markets doing so poorly. They also give an outlook for 2023. They talk about current risks to retirees and what can be done to help, and how our plans can address those risks.…
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Episode 77 - Unusual Times For Stocks and Bonds
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The owner and founder of Decker Retirement Planning is joined by Bradley Geddes, CFP® on this week's show to discuss the unusual times we are in with stocks and bonds. It's only happened a few times, but so far this year, both are down. Listen in to learn about how retirees can build a retirement income plan to help protect them from volatility in …
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Episode 76 - Volatility, Interest Rates, and Retirement
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Bradley Geddes, CFP(R) joins Brian on this show this week. This episode is about volatility, rising interest rates, and what retirees can do about it.Av Brian Decker - Owner and Founder - Decker Retirement Planning
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Episode 75 -The Fed's Comments and Where We Can Go From Here
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Neil Fenning, our Renton, WA-based advisor, joins Brian on the show this week to discuss the Fed and its recent statements. You'll hear about what it can mean for the Markets and us. The Fed's Powell said he wanted to see "pain"; this episode will help give you an idea of what that can mean for retirees and their financial plans.…
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Episode 74 - 6 Keys to a Retirement Plan
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On this episode, Brian is joined by Bradley Geddes, CFP(R). Bradley helps our clients nationwide, but is based in the California Bay Area. Their conversation focuses on 6 keys to a retirement plan. Brian and Bradley start by talking about the basics, which is to have a plan! While that might sound simple, it's surprising how many retirees don't hav…
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Episode 73 - Estate and Legacy Planning
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There are some aspects to retirement planning you really need to think about. At Decker Retirement Planning, we use an approach we call A Safer Retirement(TM). It's a strategy that looks at retirement income planning, investments, tax minimization, healthcare needs, legacy planning, and estate planning. We are not attorney's, but we are fiduciaries…
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Episode 72 - Russian Debt, Bonds, and Risk
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Russia defaulted on their debt, how can this affect a portfolio? This week Brian discusses the risks associated with emerging markets; and how you can properly diversify your portfolio. You'll also hear about strategies that can make money in both up and down markets. Listen in to hear more about retirement planning and what we do at Decker Retirem…
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Episode 71 - The Stock Market and Interest Rates
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Neil Fenning, one of our planners, joins Brian on this week's show. They talk about why the market is down, and why retirees shouldn't sit around and wait for it to turn in our favor. If Wall Street or The Government dictate the terms of your retirement, it may not turn out how you like it. Listen to this week's show to hear about how retirees can …
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Episode 70 - Myths of the Investment World
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On this episode, you will hear from Brian about investment myths. There are a lot of "rules of thumb" that retirees like to use, but are they really in your best interest? Brian dissects some of those myths and what some alternative approaches are for those looking for A Safer Retirement(TM). For more information, visit us at https://www.deckerreti…
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