The Financial Wellness Podcast (TFWP) is designed to give listeners the tools they need for financial success every week. The host, David R. Hagen, was a bankruptcy attorney for more than 30 years and helped thousands of people with their financial challenges. TFWP is designed to deliver to you the roadmap to financial success. Listen in this week to hear what Dave has to say about achieving financial wellness
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Episode #602 - Why Setting Goals Will Change Your Financial Life
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Every year, Dave likes to talk about setting goals. Not resolutions, but goals. Studies show that as little as 8% of all people keep their resolutions after just 30 days. Goals, however, come from a different place and are far more likey to be kept. In this episode, Dave discusses why goals are so important and how to go about the process of settin…
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Episode #601 - Resolutions, good or bad?
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To start off the 6th season, Dave wants to talk about New Year's Eve resolutions again. Are they good or bad? Is there something better, like goals? If so, how does one go about setting goals? This episode, which originally aired in January, 2020, is as relevant today as it ever was. Don't start your new year without investing a few minutes listeni…
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Episode # 526 - Lessons From a Simple Cup of Coffee
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The price of a cup of coffee at Starbucks went up again! What financial lessons can be learned from this? Dave discusses several issues including inflationary pressures and product marketing.Av David Hagen
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Episode #525 - Student Loan Forgiveness
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Dave and Nic discuss the government's recent student loan forgiveness program and if this is a positive or negative development. This discussion also moves on to the purpose of a degree as well as other solutions to the problem other than after the fact debt forgiveness.Av David R. Hagen
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Episode # 524 - Why Being Intentional Is So Critical to Your Financial Success
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Dave always says that it is important to be intentional in life. This is especially true when pursuing your financial success. In this rebroadcast from October, 2019, Dave discusses why being intentional can positively effect your personal finences.Av David R. Hagen
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Episode #523 - Some Thoughts When Just Starting Off
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Dave answers an email from a listener who is no longer interested in attending college and is just starting out. You might be surprised at the 11 things Dave says a person might consider at that time in their life.Av David R. Hagen
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Episode # 522 - Consume Less (Better), Live More
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Can you live better by consuming less? The answer is YES! Dave starts by discussing 6 compelling reasons why consuming less can lead to a better live. In fact, he thinks the better concept might even be consuming "better" and thus less. Then Dave discusses 4 ways to specifically spend better and less.…
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Inflation is now at an all time high. What can a person do? Dave talks about 7 things to think about to help our listeners deal with inflation.Av David R Hagen.
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Episode #520 - Time to Sell your Investments?
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The market is now down 20%! Is is time to get out? Dave and Nic, while not providing any specific financial advice, give you some things to think about when deciding what is best for you.Av David R Hagen
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Episode #519 - Should You Take financial Advice from Elon Musk ?
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Now that he is one of the richest persons on the planet, people have taken to asking him for financial advice. Should you take financial advice from Elon? What are the upsides and downsides to listening to his advice? Dave walks the listeners through the thought process of deciding if this is a good idea.…
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Episode # 518 - Building Wealth, Pt. II
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In part II of our interview with Ryan Stygar from several years ago, Ryan further discusses his book, The Dividend Hunter. First, Ryan elaborates on the correct wealth-building mindset to invest in stocks. Then, Ryan discusses the right temperament to invest in stocks. Last, Ryan discusses one of his favorite types of stocks. Like the last episode,…
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Episode # 517 - Building Wealth, Pt. 1
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Almost 2 years ago, Dave welcomed Ryan Stygar to the podcast. Ryan discussed his recent book, The Dividend Hunter, in which he teaches investors the fundamental goals of investing, how to create a hustler mentality, and how to make money work for you. The information, and mindset, Ryan presented was outstanding and Dave has referred to some of thes…
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Episode #516 - New Legislation to Create a 4 day Workweek?
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Will a 4 day work week become the law of the land? Find out about the most recent developments right here.Av David R. Hagen
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Episode #515 - What to do With your Tax Refund?
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It is tax day. Did you file your return? More importantly, are you getting a refund? Dave gives his thoughts on what to do with your tax refund, especially if you are following his 5 Steps to Financial Success. Make that tax refund work for you or, even better, maybe it is best not to get a refund at all. Tune in to find out why!…
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Episode #514 - Checking in throughout the year
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Dave talks about the month of April being just the beginning of a new quarter in the year. What should you do to check in with yourelf, and your yearly financial plan, at the end of the first quarter, and the end of every quarter througout the year?Av David R. Hagen
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Episode # 513 - Poor, Poor Starbucks...
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Dave noticed that so many articles on personal finance seem to pick on a person's Starbucks habbit and suggest they do without to save money. Dave has some other interesting ideas.Av David R. Hagen
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EPISODE #512 - Our most Powerful Podcasts
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If you are new to TFWP and do not want to listen to every single podcast, listen in. Dave lists the most powerful podcasts that have been aired over the past 5 years. Grab a pen and write these great podcasts down. They are a guidemap to financial wellness.Av David R. Hagen
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Episode #511 - This Year’s Berkshire Hathaway letter, a treasure trove of information
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The new Berkshire Hathaway letter by Warrent Buffet, perhps the greatest value investor of all time, is out. Dave discusses 11 insights from this letter that ultimately can relate to your own Financial Wellness.Av David R. Hagen
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Episode #510 - Who is Your Financial Daddy ?
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Who is your financial daddy? That is, who do you go to for financial advice? Nic and Dave talk about the various sources, and persons, who influence you and who you might use for financial advice. Picking a "financial daddy" can be key to your financial wellness.Av David R. Hagen
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Are you wealthy? Dave and Nic look at a 2021 Schwab annual survey on what the general public sees as wealth. Then Dave talks about his own definition of wealth. You may be surprised.Av David R. Hagen
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Episode # 508 - What the Rich do to Stay Rich
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If you are getting rich, or are already rich, what are you going to do to stay that way? Dave talks about things that the rich do to stay rich, and how that can relate to your parth to fiancial wellness.Av David R. Hagen
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Episode #506 - More on the Great Resignation
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Dave is facinated by the Great Resignation. Both Dave and Nic spend some more time talking through this developing issue, what it means for the U.S. workforce, and how you an benefit.Av David R. Hagen
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Episode #505 - Investing in a Down Market
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When the Market dips, what 3 things should you consider? Dave talks about how to deal with declines in your portfiolio.Av David R. Hagen
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Episode #504 - Can You Get Rich On Only 25 Minutes per Week ?
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Dave talks about why he thinks a person can achieve financial success in 25 minutes per week and then goes into why he feels TFWP can be that 25 minutes for so many people. A follow up on the Crypto markets, and their advertising, is included at the end.Av David R. Hagen
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Episode# 503 - How Much You Need To Be Rich in 50 Major U.S. Cities
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What does it take to be considered "rich" in 50 various cities around the U.S. Does it vary by city? Which city is the most expensive? What does it take to be rich in your city? For that matter, what is the definition of "rich?.
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Episode #502 - More Thoughts on Goals for the New Year
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This week, Dave and the guys build on what was discussed regarding goals for 2022. Dave discusses how he set up his goals for the year. How are your 2022 goals shaping up?Av David R. Hagen
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Episode #501 - Supercharge Your Goals!
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How did you do achieving your goals last year? Perhaps you need to supercharge them! Dave talks about how goals should rise out of your tombstone statement, how to effectively set these goals, and then how to supercharge them so you really get it done!Av David R. Hagen
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Episode #442 - My Beef With Matt Damon
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Dave discusses his beef with Matt Damon, or perhaps more accurately, his beef with the message of Damon's recent commercial for Crypro.com.Av David R. Hagen
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Episode 441 - What Do Budgets and Diet Soda Have in Common?
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Dave and the guys first discover what Nic and Kim Kardashian have in common. No, it is not some hot new fashion or hosting SNL. But you may be surprised to hear what they do have in common. Then Dave discusses what budgets and diet soda have in common and why we might want to avoid BOTH!Av David R. Hagen
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Episode #440 - Maximizing Your Holiday Experience
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How is your holiday season progressing? Dave revisits an episode from 2 years ago that discusses how to have a plan to maximize your enjoyment of the holiday season.
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Episode #439 - Holiday Spending Revisited
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Dave revisits holiday spending and an episode from two years ago. How do you spend your money during the holiday season? Listen in to hear some stats, facts, and tips and tricks to save your personal finances this holiday season.Av David R. Hagen
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Episode 438 - Why Are You Doing the Same Old Thing?
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Dave and Nic talk about why we all tend to the same old thing every year, how to stop doing it, and make plans for a great new year.
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Episode #437 - Do You Have an Attitude of Gratitude?
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In this classic episode from 3 years ago, Dave talks about why "an Attitude of Gratitude" is important and how it can be so beneficial to someone's success.Av David R. Hagen
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Episode 436 - How would you spend a $100,000 gift?
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Quick! If someone gave you $100,000, what would you do with it? How you just responded to this question may tell you a good deal about some of you values and what is financially important to you. Dave and Nic discuss these issues and then Dave provides 5 tips to consider if this even were to happen to you.…
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Episode 435 - Debt Consolidation or Negotiation, Which is Best?
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So you have some debt. Is Debt Consolidation or Debt Negotiation best? Dave talks about both and tells which he prefers. Once you know the difference, and if you have debt, which might be best for you?Av David R. Hagen
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Episode 434 - Are you Getting Ready for Next Year
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With the arrival of the fall, the new year will soon be upon us. That means it is time to begin evaluating this year and planning for next. What might this process entail? Dave and Nic discuss how one might go about doing this and why it is so beneficial to a motivated listener.Av David R. Hagen
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Episode 433 - Should You Talk About Your Money? Part II
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In this second of two episodes, Dave and Nic revisit what you might want to say or not say in different situations and Dave's 12 Tips for Talkin’ About Your Money. Finally, they discuss what they may, or may not, say about ownership of different types of assets.Av David R. Hagen
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Episode 432 - Should You Talk About Your Money? Part I
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In this information era, people talk about, and post, almost anything. Even worse, it gets sent all over the world in just an instant. In this first of two episodes, Dave and Nic talk about what you might want say or not say in different situations. Further, Dave reveals his 12 Tips for Talkin’ About Your Money.…
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Episode 431 - What is Your Perfect Day?
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TFWP releases new shows on Monday mornings. We figure it is a good way to get a jump start on the week. But some studies have shown that many fear Mondays, and that the day with the highest rate of heart attack is Sunday night. What if Monday could be a perfect day? In this reprise of an episode from several years ago, the guys talk about what this…
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Over 3 years ago, Dave and the guys discussed an emerging concept called a "side hustle". That is, a side gig to generate extra income. Dave really liked the concept as an element leading to financial wellness. This concept, and the term, has now gone mainstream with it being talked about in websites (sidehusl.com) and even a column in the Los Ange…
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Episode 429 - Career tips for working at home
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Working from home can be great, but it is easy to get lost, or become invisible, at the home office. Dave discusses ways to stay visible at work and enhance your career path.
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Episode 428 - Why Charity Is So Important
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After four year of discussing methods to save and invest money, Dave talks about why giving some it away is so important. He believes that philanthropy is the capstone to your financial wellness planning. Giving enriches the lives of others, but your as well. How can this be true? Listen in as Dave lays this all out. Dave and Nic discuss the why, b…
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Episode # 427 - Creating an Education Fund
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This week, Dave talks about why, how, and when to set up an educational fund; not only for your kids, but for you as well. It only takes some "intentional thinking" and a bit if effort to cover this base for the future of you and your kids.Av David R. Hagen
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Episode #426 - Should You Buy or Rent?
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Dave talks about the first of three additional things to consider on the road to Financial Wellness - Housing! Should you rent or buy? What are some things everyone should consider. Is it cheaper to rent or buy a home? Dave unmasks many of the myths and makes it much easier for each listener to make the decision tatt is right for them.…
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Episode 425 - Three things to consider
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Almost 4 years ago, Dave described his 5 steps to financial success (Episodes 102 - 110). Since then, the roundtable has revisited these 5 steps several times. But what now? Once you financial house is in order, Dave discusses 3 additional things to consider to make the most of your financial success.…
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In April, 2018, Dave released one of his favorite shows that discussed fake calls from the IRS. He revisits this show again and even plays a fake on the show. They guys also answer emails about Cryptocurrency, the value of health club memberships, and whether it is better to gift a gift of $1,000,000 or a penny, doubled each day, for a month.…
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"Side money" is the best because it is extra, not part of your monthly spending and savings plan. What would you do with a little extra money every few months? How would this get you closer to your goal of being financially independent? Dave talks about how to get more "side money" from things such as selling your old, unused stuff and side income …
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The Bureau of Labor Statistics reports that 4 million people quit their jobs in April, 2021. Is this a trend? If so, Dave looks at what might be driving this trend and the opportunity it might present for the listeners. Nic drops in for a surprise visit.
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Episode 421 - What it takes to be financially independent
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Dave revisits the concept of "Financial Independence" and some simple ways to get there as part of your path to financial wellness. The guys also discuss yet another email about student loans and some very interesting comments from a listener.
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Episode 420 - Are You Proceeding Accordingly to Plan?
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In this mid year episode, Dave asks listeners if they have met about half of their stated financial goals for the year. He also discusses some of his distractions from his goals this past 6 months. Finally, Dave and Brian discuss a mostly misguided email about student loans.
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