Why A Biblical Worldview Matters In Our Finances with Chad Clark

Faith & Finance

If you’ve ever thought you view the world differently than others—that has probably never been more true.

A new study has revealed a sharp drop in the number of Americans with a biblical worldview. Chad Clark joins us today with his insights.

Chad Clark is the Executive Director of FaithFi: Faith & Finance and the co-author of Look at the Sparrows: A 21-Day Devotional on Financial Fear and Anxiety.

The State of the Biblical Worldview

Recent findings from the 2023 American Worldview Inventory conducted by Arizona Christian University. This survey, led by Dr. George Barna, polled over 2,000 Americans on topics like marriage, money, and morals. The results were surprising: only 4% of American adults hold a biblical worldview, a percentage that has been on a steady decline. Particularly concerning, just 1% of those under 30 identified with a biblical worldview.

The survey further revealed that even among self-identified Christians, only 6% hold a biblical worldview. This means that a significant majority—94%—are influenced more by cultural values than by God’s Word.

Our Faith Should Transform Our Worldview

While these statistics may be disheartening, it’s helpful to remember that salvation isn’t about having “correct” answers but about grace through faith in Jesus Christ. This faith, rooted in scripture, is meant to shape every aspect of our lives. The Apostle Paul reminds us in Romans 12:2, “Do not be conformed to this world, but be transformed by the renewal of your mind.” We are called not just to know biblical truth but to be transformed by it daily.

Renewal of the mind is a daily journey. Psalm 119 encourages us in this pursuit: “In the way of your testimonies, I delight as much as in all riches... I will delight in your statutes; I will not forget your word.” This verse reminds us that God should be our ultimate treasure, surpassing all earthly riches.

At FaithFi, we strive to help Christians view God as their ultimate treasure, particularly in an area where many struggle: money. Worldly values often dictate how we perceive and use money, but as believers, we are called to manage it as stewards of God’s resources.

A biblical worldview impacts not only our values but also how we handle our finances. FaithFi's mission is to teach, equip, and encourage Christians to allow God’s Word to shape their views on money. It’s not just about learning financial principles—it’s about a transformation of the heart that influences how we manage what God has given us.

How You Can Make a Difference

As we approach the end of the year, we invite you to partner with us in spreading this message. Whether you’ve been positively impacted by FaithFi’s work or are hearing about us for the first time, now is an exciting time to join us. A generous group of donors has set up a $150,000 match, meaning every dollar you give to FaithFi until December 31 will have double the impact.

To learn more and to make your contribution, visit FaithFi.com/Impact. Together, we can encourage more Christians to embrace a biblical worldview in every area of life, including finances.

Thank you for your support and for joining us in this mission. Every gift matters, and with the match, it can go twice as far!

On Today’s Program, Rob Answers Listener Questions:

• I just started Social Security and will soon begin Medicare. I have a small 401(k), $17,000 in credit card debt, and $5,000 in car debt. I need to free up cash flow to afford the $77 monthly Medicare Part B premium. Should I pay off the credit card or car debt first?
• I am coming up on my second anniversary at work. I have not started investing in the company's 401(k) plan because I'm unsettled about where the money will be invested. I don't believe in certain things, so I don't know how to work around that.
• My daughter had $100,000 leftover from her 401(k) after her previous company lost a lot of money. She left the company and wants to know if she should put the $100,000 in an IRA or a Roth account.
• I have a question regarding a good operating budget for my business. If I spend $10 on marketing, what would be a reasonable percentage increase I could expect to make that back? For example, if I pay $10 and make $15 back, what would be a general percentage-wise number that would be reasonable for my business?

Resources Mentioned:

• List of Faith-Based Investment Funds
• FaithFi.com/Impact
• Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety
• Rich Toward God: A Study on the Parable of the Rich Fool
• Find a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)
• FaithFi App

Remember, you can call in to ask your questions most days at [phone]. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.