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What Does It Really Cost to Buy a Home?
Manage episode 173989740 series 1398819
Innhold levert av Gloria Buck. Alt podcastinnhold, inkludert episoder, grafikk og podcastbeskrivelser, lastes opp og leveres direkte av Gloria Buck eller deres podcastplattformpartner. Hvis du tror at noen bruker det opphavsrettsbeskyttede verket ditt uten din tillatelse, kan du følge prosessen skissert her https://no.player.fm/legal.
What is the true cost of buying a home? In addition to the sales price, there are many other costs and fees that you need to be aware of before you make your purchase.
When you purchase a home, the sales price is not necessarily the total price of the home. In reality, there are a few extra costs and fees that you need to consider. 1. How much are your property taxes? The amount can fluctuate, but knowing this number will better prepare you. Property taxes have the largest impact on your monthly mortgage payment. 2. What are your utility costs? Gas and electric bills can drastically alter your expenses depending on the season, so make sure you take them into account. 3. What is the cost of furnishing the home? Set aside some extra cash for new furniture or appliances without having to run up your credit. Remember, don’t purchase anything while you are under contract; wait until after you close on the home to get your new furniture.
Don’t buy any furniture until after the close of escrow.
4. How much will your home insurance cost? Home insurance costs vary from agency to agency and will affect your monthly mortgage payment. Make sure that you get a policy with excellent coverage. If you aren’t sure where to get home insurance or you need help furnishing your home, let us know.
We can refer you to vendors to help you with these different services. Of course, if you have any other real estate questions, please don’t hesitate to reach out to us. We would be happy to help you!
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