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Where real life, modern, todays young Christians discuss real topics in a raw, uncensored manner. The revolution :) Support this podcast: https://podcasters.spotify.com/pod/show/spokenoutloud/support
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Listen While I Drive

Jonnathan Alcantara

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Let's talk about stuff and things, and which one is better. For the past 8 years, I've been working on a hobby, thats turned into a project of passion, and then into an idea for a company. I want to give storys a new outlet, a new option for the manner in which they are delivered. It doesn't have to be so singular.
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First published anonymously due to its seditious content in 1776, the pamphlet argues for the need of American colonists to pursue complete independence from Great Britain, and not be driven simply by the urge to free themselves from unfair taxation. Paine provides argumentation for his revolutionary ideas, suggesting the unification of colonial forces to achieve this goal. Furthermore, Paine strengthens his case by clearly asserting the advantages that would come out as a result of independ ...
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Welcome to the F Sharp Podcast Presented by Harmoney Wealth PLLC - a podcast geared to educate you on all things financial. Co-hosts Tanner Bortnem and Adam Henning discuss various financial topics presented in a consumable and entertaining manner. Tanner is a CERTIFIED FINANCIAL PLANNER™ professional, JD and financial expert, while Adam is a marketing professional and small business owner. This podcast is for informational and entertainment purposes only, and should not be relied upon as a ...
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Connect Our Elders believes that to appropriately care for our Nation’s Elders it is not enough to just look at things in a compartmentalized manner as issues arise.We must be proactive in educating our Elders about adequate planning as far as finances, estate planning, trusts, etc in addition to letting them know proactively about all of the various levels of care on the continuum, how they work together, how each is paid for, as well as the community resources, technology solutions, and ot ...
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This show speaks about finding & keeping love in your personal & professional life. Loving who we are, having loving relationships and loving what we do for a living are essential ingredients to experiencing a happy and successful life. How we achieve that is told in examples through interviews with others who have struggled with life's biggest questions. We also hear about the host's experiences over the course of more than 20 years helping others in transition after an involuntary job loss ...
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As the leading authoritative, peer-reviewed audio source of oncology clinical news for clinicians and healthcare professionals, the AJO Podcast regularly brings you exclusive interviews with the world's leading researchers and clinicians responsible for pushing out the boundaries of science and practice. Medicine, screening, radiotherapy, surgery, clinical trials, cancer care, epidemiology and prevention are covered impartially to give busy cancer professionals access to conversational spoke ...
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Whether you're a young professional, just starting a family, or looking to optimize your savings, this episode is packed with insights to help you make the most of your HSA. In this episode of the Financially Sharp Podcast, we cover the pros & cons of HSAs and then give you real-life situations of when to use them to your benefit. HSAs are a fantas…
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Market update! We are off and running to start 2024! The S&P 500 wrapped up a strong quarter with a gain of 10.2%, marking its strongest first quarter performance in five years. Four sectors notched double-digit gains. Led by energy (13.5%) The only sector that declined in the first quarter was real estate. Bankman-Fried convinced on all seven coun…
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In this episode, we explore the world of retirement plans for small businesses, breaking down the four main options available while explaining the nuances of each. Tanner starts with his least favorite option and finishes with his preferred option for business owners. #SEP #IRA #ProfitSharing #401k #SmallBusiness #Fiduciary #FinancialLiteracy #Harm…
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In a society that constantly throws around the word "expert" and gives validation of the term solely based on number of followers, it is even more important to be vigilant in who you are taking advice from. In this episode we discuss what an expert really is, how to sift through all the noise, and things to watch out for when choosing what informat…
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In this episode we discuss our favorite books we keep coming back to and look ahead to the books we have tabbed to read in 2024. This is more of just a financial literacy exercise and more about expanding your skillset and mindset and how it can translate to your personal finance. #BookReview #StartWithWhy #SimonSinek #AdamGrant #ThinkAgain #Atomic…
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In a watershed moment for cryptocurrency, The Securities and Exchange Commission approved the first U.S. listed exchange traded funds (ETFs) to track bitcoin. Among the 11 approved applications were Fidelity, Invesco, Vance and BlackRock. #ETF #BitcoinETF #Bitcoin #FinancialLiteracy #HarmoneyWealth #FeeOnly #FinancialAdvisor #CertifiedFinancialPlan…
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Market update! As we wrap up 2023, we discuss how the markets performed in 2023 as well as look forward into what could be on the horizon in 2024. #MarketUpdate #FinancialLiteracy #HarmoneyWealth #FeeOnly #FinancialAdvisor #CertifiedFinancialPlanner #Finance #FinanceIndustry Website: www.HarmoneyWealthAZ.com Facebook: @HarmoneyWealth…
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In this episode we discuss how to know what value you are getting from your financial advisor. This value goes beyond just investment performance to show you where you may be missing out. We go over the third party data showing what areas are most impactful to you as the client so you can analyze which financial advisor to be working with. #Financi…
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In this episode we discuss the "Millionaire Mindset" and what it takes to achieve this status. We simplify it into two buckets -- 1. Understanding the mindset and 2. Discipline & Financial Management. It's important to note that in this episode we talk about characteristics and habits of millionaires and how they approach life and not how to become…
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Credit scores -- a useful standardized analysis of an individual's borrowing capacity or more of just a number? Do we put too much stock into this number? What makes up this number and should we be paying attention to it? #CreditScore #FinancialLiteracy #HarmoneyWealth #FeeOnly #FinancialAdvisor #CertifiedFinancialPlanner #Finance #FinanceIndustry …
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Credit cards...the double edged sword. In this episode, we make sure you know how to master credit cards to use them for your benefit and not fall victim to their dark side. Questions or suggestions? Email Podcast@FinanciallySharp.com Harmoney Wealth: https://www.harmoneywealthaz.com #certifiedfinancialplanner #feeonly #finance #Estateplanning #wil…
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Inheritance can come in many different forms other than cash. It can be a complicated process so how can you assure that you correctly go about it? Tanner, our Certified Financial Planner, gives us five things to work through to make sure you are correctly inheriting your assets. 1. Take Time 2. Review Your Financial Plan with an Expert 3. Determin…
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You've been named executor or personal representative of an estate -- now what? What's the process? What are your first steps? It's a very complicated process but Tanner, a certified financial planner and estate planning expert walks us through step-by-step. Questions or suggestions? Email Podcast@FinanciallySharp.com Harmoney Wealth: https://www.h…
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Market update! The start of 2023 has been interesting to say the least! What have we learned since the SVB fallout? With more fed rate hikes is it possible a recession is looming? What global issues are causing volatility? #MarketUpdate #FinancialLiteracy #HarmoneyWealth #FeeOnly #FinancialAdvisor #CertifiedFinancialPlanner #Finance #FinanceIndustr…
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Real Estate Market Update! We bring back Shawn Malkou, owner of X2 Mortgage, for another update on the real estate market and a few new changes to mortgage rules that could apply to you. #RealEstate #FinancialLiteracy #HarmoneyWealth #FeeOnly #FinancialAdvisor #CertifiedFinancialPlanner #Finance #FinanceIndustry Website: www.HarmoneyWealthAZ.com Fa…
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Are you an optimist or pessimist? What is a Permabear and why are they convincing? If they forecast doom and gloom long enough they are bound to be right eventually but why do they continue to receive air-time from major platforms? #Permabears #FinancialLiteracy #HarmoneyWealth #FeeOnly #FinancialAdvisor #CertifiedFinancialPlanner #Finance #Finance…
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BRIGHTON, UK—In underserved communities throughout the world low rates of early breast cancer detection are key drivers of mortality, according to the findings of research from Uganda, the United Kingdom and Nigeria. A range of low cost community-based interventions could be used to modify these drivers, the research concludes. Huge reductions of b…
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Market update! The start of 2023 has been interesting to say the least! What have we learned since the SVB fallout? With more fed rate hikes is it possible a recession is looming? What global issues are causing volatility? #MarketUpdate #FinancialLiteracy #HarmoneyWealth #FeeOnly #FinancialAdvisor #CertifiedFinancialPlanner #Finance #FinanceIndustr…
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What is generational wealth and why is it important? In this episode we talk about the steps and strategies to consider to provide financial security to future generations that allows them to pursue their dreams without worrying about their financial stability. 1. Mindset + Education 2. Figure out what you are good at 3. Start early 4. Control spen…
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On Friday, March 10, 2023 the United States Government (FDIC) took control of Silicon Valley Bank after it collapsed amidst capital crisis. It marks the second largest bank failure in US history (Washington Mutual in 2008). What happened? Is this failure a cause for concern for investors and the financial markets? We breakdown the three main causes…
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The $1.7 trillion federal omnibus spending package that was recently passed by Congress has a provision that allows tax-free rollovers of up to $35,000 in 529 tuition savings plans to Roth individual retirement accounts starting in 2024. #529plan #EducationSavings #FinancialLiteracy #HarmoneyWealth #FeeOnly #FinancialAdvisor #CertifiedFinancialPlan…
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Market update! We chat about the end of 2022, what 2023 will bring us and how soon will we see the Fed rate hikes having an effect on the markets. #MarketUpdate #FinancialLiteracy #HarmoneyWealth #FeeOnly #FinancialAdvisor #CertifiedFinancialPlanner #Finance #FinanceIndustry Website: www.HarmoneyWealthAZ.com Facebook: @HarmoneyWealth…
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Audio Journal of Oncology, February 14 2023, Reporting from the American Society of Hematology Annual Meeting (ASH), December 2022 An interview with Amy A. Kirkwood MSc, Senior Statistician at the Cancer Research UK & UCL Cancer Trials Centre, University College, London, UK Interviewer: Peter M Goodwin TITLE: Options Identified for in Acute Lymph…
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The United States just reached its debt limit and now the race is on for Congress to agree on how to raise it. In this episode, we discuss what the debt limit is, why we keep finding ourselves in this situation, and ramifications near and far from Congress’s continued behavior. #DebtCeiling #FinancialLiteracy #HarmoneyWealth #FeeOnly #FinancialAdvi…
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Interview with Matthias Stelljes MD, Head of the Allogeneic Stem Cell Program at the University of Münster, Germany NEW ORLEANS, USA—For your patients with acute myeloid leukemia (AML) the benefit of prompt allogeneic hematopoietic cell transplantation (alloHCT)  extends to those whose disease has relapsed or is refractory to induction therapy, …
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Ibrutinib Enables Transplant-Free Therapy for Mantle Cell Lymphoma NEW ORLEANS, USA—Many patients eligible for autologous stem cell transplantation for their mantle cell lymphoma (under current best practice recommendations) could be treated as effectively—and potentially with less toxicity—with the Bruton’s tyrosine kinase (BTK) inhibitor ibrutini…
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The crypto industry has been front and center in the headlines with the recent news of the fourth-largest crypto exchange FTX filing bankruptcy and Sam Bankman-Fried’s resignation. What lessons can be learned from this on-going saga, what potential regulations may come from it and does it affect the securities market? If you haven’t yet please pres…
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Welcome to another year of the #FinanciallySharpPodcast! Several years ago I learned about a micro-investing platform called Acorns. Intrigued by its mechanism to save automatically and passively I signed up. Fast forward to 2023 and I’m transferring my money out. We tell you why. #FinTech #FinancialTech #Acorns #Microinvesting #FinancialLiteracy #…
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January 10, 2023 Fast Durable Responses to Bi-Specific Antibody Therapy In Heavily Pre-Treated Multiple Myeloma INTERVIEW WITH: Ajai Chari MD, Associate Professor of Medicine and Director of Clinical Research in the Multiple Myeloma Program at Mount Sinai School of Medicine in New York, USA. NEW ORLEANS, USA—The bispecific antibody talquetamab, cla…
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An interview with: Byoung Chul Cho MD PhD, Thoracic Medical Oncologist, from the Yonsei Cancer Center at Yonsei University College of Medicine in Seoul, South Korea. BARCELONA, Spain—A “next generation” ROS1 tyrosine kinase inhibitor (TKI), repotrectinib—studied in the phase one/two Trident-1 study among patients whose advanced non-small cell lung …
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ARROS-1 Study Finds ROS1 Tyrosine Kinase Inhibitor Has Promise as a Tumor Agnostic Therapy BARCELONA, Spain—Findings from a study of a new investigational therapy targeting the ROS-1 receptor tyrosine kinase—mutated in some cancers—were reported at the 2022 EORTC-NCI-AACR Molecular Targets and Cancer Therapeutics conference held in Barcelona. First…
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Pan-AKT Inhibitor Tumor Agnostic Targeting  was Safe and Effective in Phase One Study BARCELONA, Spain—Patients with solid tumors expressing mutated AKT oncogenes responded to therapy with a pan-AKT inhibitor ipatasertib in a phase one study reported at the 2022 EORTC—NCI—AACR symposium on Molecular Targets and Cancer Therapeutics. Nearly a quarte…
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In our final episode of 2022, we discuss and give examples of common ways statistics are used to manipulate consumers in the financial industry. Our objective for this episode is to equip listeners to better detect when statistics are being used to paint a prettier picture than what reality actually shows. We want to wish you and your family a Merr…
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Empowering Aging: Zale Dowlen, JD, MBA, Kingdom Driven Estate & Retirement Planner. Zale is passionate about helping people to live well and be remembered. He does this with holistic Estate and Retirement planning. TN Law License: #026816; Accredited Veteran's Affairs Attorney TN Life & Health License: #2486228 KY Life & Health License: #573946 GA …
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Empowering Aging: Paula Muller, Ph.D, DSA-NC, CDC, CADDCT, CDP Paula is helping Aging Adults Connect and Engage with their Loved Ones Far, Near, Simply, and Globally, while providing peace of mind to those who care for them. She is an entrepreneur of innovative inter-generational communication platform, with extensive experience in scientific resea…
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Ryan McEniff is the Owner of Minute Women Home Care and WellAware Care, host of the Caregiver's Toolbox Podcast, and Board Member of the National Aging In Place Council. Minute Women is a private home care agency & WellAware Care is a SaaS company that provides fall detection and remote monitoring. https://mwhomecare.com/low-cost-fall-detection-sys…
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Empowering Aging with Melody Lynch, Founder & CEO of NorthShore Home Care, Gerontologist, End of Life Doula, CPMC. Melody will speak on "Coping With Illness And Building A Positive Care Relationship." Melody has been working in the health care industry for the last 19 years and has had the opportunity to meet some amazing colleagues and patients wh…
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How many families struggle every day with how they will be able to afford the costs of long-term care? Join national expert Chris Orestis, President of Retirement Genius as he covers a variety of funding options families can access at the time that care is needed: - LTC-Life Settlements - Reverse Mortgages - VA Aid and Attendance - Insurance and An…
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Trevor is thankful for his life, his faith and his country. He is fortunate to live in a exciting time of human history where he has the opportunity to reach his full capabilities. He does not want to squander that gift! He owns The Lighten Group: Home health and hospice consultants focusing on PDGM readiness, licensing, accreditation and sales and…
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Empowering Aging Podcast Tim Colling, Senior Leads Boost! Tim Colling is the President of A Servant’s Heart Web Design & Marketing, having founded the company in 2013 and led it ever since. Tim is a 12-year veteran of the non-medical in-home caregiving industry in Southern California, one of the toughest home care markets in the country. He has mor…
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Empowering Aging with Tina Buchanan MSW, ALCM, Founder & CEO of Visionary Care Consultants: 5 Red Flags To Look For During The Holidays. There is a defining moment, and a resulting “compelling story”, that brought her to where she is today –coaching people like you on exactly what to do to help older adults and their family members maximize and man…
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