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Credit Chronicles: Unlocking Credit Inquiries
Manage episode 405054763 series 3363442
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An inquiry is recorded whenever your credit report is “pulled” (i.e. viewed) by another party, such as a lender, credit card company, service provider, landlord, or insurer. Credit inquiries remain on your credit report for up to 2 years, and each can temporarily result in a slight dip in your overall credit standing.
If you wish, you can opt out from allowing companies to look at your credit report without your permission. This will simply remove your name and contact information from the lists that credit bureaus sell banks so that they can send people pre-approved credit card offers.
Pass this podcast along to anyone you think may need to hear my words. Try not to be a gate keeper.
Thanks
If you would like a One on One session with me!
Visit me at:
www.gbroanejr.org
www.gbroanejrfinancial.org
Email me at:
garyb@gbroanejrfinancial.org
Slogan: Stop Chasing a Credit Score! Build your Credit Profile.
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